228 episodes

Take control of your financial future by joining us on Ireland's Independent & award-winning Investment & Retirement Planning Podcast, with Paddy Delaney (QFA RPA APA).

Join Paddy & guests as they cut through the noise, nonsense and smoke-n-mirrors of financial services in Ireland. We want you to avoid costly mistakes and to make informed financial decisions in your investments and retirement planning.

Paddy Delaney QFA RPA APA

Informed Decisions Independent Financial Planning & Money Podcast Paddy Delaney (Parent, Educator, Qualified Planner & Executive Coach)

    • Business
    • 4.9 • 106 Ratings

Take control of your financial future by joining us on Ireland's Independent & award-winning Investment & Retirement Planning Podcast, with Paddy Delaney (QFA RPA APA).

Join Paddy & guests as they cut through the noise, nonsense and smoke-n-mirrors of financial services in Ireland. We want you to avoid costly mistakes and to make informed financial decisions in your investments and retirement planning.

Paddy Delaney QFA RPA APA

    Paying Nursing Home Care in Ireland: What You Need To Know #228

    Paying Nursing Home Care in Ireland: What You Need To Know #228

    Hello dear listener. As promised we have Niall Tinney, founder, and creator of Elder Care Finance joining us for an interview. 
     
    Niall is going to share his own learning, his own experience, and really deep insights about what you need to know when it comes to planning for elder care. Whether that’s home care or indeed nursing home care. 
     
    He’s going to share information about the application forms The considerations you need to make when it comes to your planning.  We’ll take a look at the Fair Deal Scheme  The nursing home loan  Concepts around availing of tax relief when it comes to paying for all of this.   
    I do hope that this is the start of a journey for you to ensure that you’re prepared for navigating this if it is something that you or a loved one might need in the future.
     
    Thanks
    Paddy

    • 36 min
    4 Smart Ways to Gift to Adult Children! #227

    4 Smart Ways to Gift to Adult Children! #227

    Many people are dubious about giving a large gift to adult children. If you find yourself having relatively significant amounts of assets, and adult children, this is for you.
    In this piece, I share with you 4 smart ways that might allow you to be both tax efficient and supportive (in the right way) to your adult children.
     
     

    • 21 min
    ETFs, Crypto, & Financial Planning With John Swolfs #226

    ETFs, Crypto, & Financial Planning With John Swolfs #226

    Greetings hope life is good. In this week’s episode, we are back with another interview. This week we chat with John Swolfs. 
    John is kinda unlike a lot of the interviews we’ve done in the past when it comes to people from the world of financial services. John is an organiser of a lot of events. He is organising the Future Proof Festival in September of this year, which happening in California. 
    He is originally from America and has worked with Blackrock and Barclay’s Global. He was the CEO and Vice President of Inside ETFs, so has a depth of knowledge about ETFs. And he is now the CEO of Advisor Circle. 
    He brings a real cutting edge view and outlook on things. Which is something that we probably haven’t had before. 
    We touch on:
    ETFs Bitcoin Advisors Financial planning He is a really interesting guy and I do hope that you find it an interesting conversation and that you get some nuggets from it. 
    Thanks,
    Paddy
     
    Future Proof Festival: Home - Future Proof (advisorcircle.com)
    John Swolfs: John Swolfs | LinkedIn
     
    Financial Media Executives Matt Middleton, Josh Brown, John Swolfs, Barry Ritholtz and Matt Hougan Announce ‘Future Proof,’ a Groundbreaking New Wealth Festival | Business Wire

    • 57 min
    Have We Enough To Retire? Top 5 Considerations #225

    Have We Enough To Retire? Top 5 Considerations #225

    One of the biggest concerns for most people as they approach retirement is ‘Have we enough to retire?’
    One of the biggest concerns for most people as they approach retirement is ‘Have we enough to retire?’. There are a lot of variables (which we will outline shortly), but one of the most significant over the course of a three-decade retirement is the amount that we will spend. This week we share:
    The variables to consider when exploring the question, ‘Have we enough to retire?’ The latest research on how our spending changes in retirement Some practical things to help you achieve positive long term outcomes Finally, here are a couple of handy tools and insights that might help you in your own planning.
    Calculate your tax: free online calculator here PWC Income Tax Calculator CCPC Budget and Spending Tools here Our interview with Fritz Gilbert on the ‘non-financial aspects of retirement that many people miss‘ Our ‘When To Take My Pension‘ Article Our ‘Investing In Later Life‘ Article Economic & Social Research Institute Report On Spending In Retirement Our Services for those approaching retirement Thanks,
    Paddy

    • 23 min
    Escaping Full-Time Employment William Lacey Part 3 #224

    Escaping Full-Time Employment William Lacey Part 3 #224

    Hope you are well, hope all is good. We are back with part 3 of our listener’s journey with William Lacey.
    William has been sharing his journey with us as he transitions from full-time employment and his concerns, his hopes, and considerations for the future.
    In today's episode, William shares his progress on the following three areas:
    His financial arrangements Decisions on how to successfully exit his business Considerations on where to reside, and what interests to pursue  
    Thanks,
    Paddy.

    • 53 min
    Steps To Take In The Years Before Retirement with Fritz Gilbert #223

    Steps To Take In The Years Before Retirement with Fritz Gilbert #223

    Award-winning Blogger and successful recent retiree Fritz Gilbert shares with us the financial and non-financial aspects of planning and executing a successful retirement.
    Fritz discusses:
    Financial ‘Bucket’ strategy to manage their finances The 90/10 Rule of Retirement Finding purpose and structure once you pass the ‘start line’ The importance of having freedom and choice in retired years How to ensure you will ‘have enough’ money to retire Thanks,
    Paddy.

    • 1 hr 11 min

Customer Reviews

4.9 out of 5
106 Ratings

106 Ratings

darraghoconnor ,

First class financial education

I am a practicing financial advisor. I recommend this podcast to all other professionals and clients who want to increase their financial education and knowledge base. Paddy has a great conversational tone which is very enjoyable to listen. Paddy’s ability to summarise complex topics into easy to understandable stories is first class. Thanks for all the work Paddy!

Gugsyspud ,

Top class podcast

Super informative and delivered in an easy to listen to format! Wish I had found it sooner!

Daithi O Dea ,

Independent and informative

Great Podcast for anyone in Ireland who wishes to get on top of and better direct their financial future.
It’s great to have an Irish financial podcast that is not trying to sell products but only wishes to give you the information both the good and the bad.
Keep up the great work

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