Staying motivated and determined The penny drops

Determination and motivation is something we can all struggle with, whether it's to do with our work, health, personal life or our finances. In this episode of 'The penny drops', our host Andrea Fox joins Mikael Lawal to talk about his journey from poverty to professional boxing, and how he’s managed personal and financial struggles along the way.
How can you find more information?
Royal London recommends you seek professional independent financial advice before making financial decisions. You can learn more about the value of financial advice on our website, or visit Unbiased to find a trusted professional in your area.
You can also find lots of helpful information about the topics discussed in this episode on the following sites:
Self-employmentGOV.UK: www.gov.uk/working-for-yourselfMoney Advice Service: www.moneyadviceservice.org.uk/en/categories/self-employment
Budgeting and savingMoney Advice Service: www.moneyadviceservice.org.uk/en/articles/beginners-guide-to-managing-your-money
Money worriesCitizens Advice: www.citizensadvice.org.uk/debt-and-moneyNational Debtline: www.nationaldebtline.org StepChange Debt Charity: www.stepchange.org
Mental health supportMind: www.mind.org.ukNHS: www.nhs.uk/conditions/stress-anxiety-depression/mental-health-helplines 
Please note that all topics discussed in this episode can vary depending on your personal circumstances, and savings and investments can go up and down.
This episode was recorded in January 2020 before the release of any UK Government guidance or restrictions put in place in relation to coronavirus. Any figures quoted were accurate at the time of recording.