133 episodes
The Pilot’s Advisor Podcast Ryan Fleming
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- Business
Financial and retirement planning guidance from pilot and financial advisor Ryan Fleming. The show will help you figure out how to take your financial plan from takeoff to landing with smooth sailing along the journey.
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Retirement Planning Is Harder Than It Used To Be
Every generation likes to talk about how much harder things used to be when they were kids. Like all of the people who used to have to walk five miles to school, in the snow, uphill both ways. But they had at least one thing that was EASIER…and that was retirement planning.
Here’s what we cover in this episode:
0:00 – Intro
2:21 – Change from generation to generation
3:30 – Company loyalty
4:51 – Housing market
6:30 – Reliance on personal savings
8:58 – Investment options
10:07 – Interest rates
15:03 – Healthcare costs
18:00 – Sandwich generation
24:11 – Education
Retire Pilots - https://retirepilots.com
Get your FREE Retirement Toolkit - https://bit.ly/3ZmZsaX
Pilot Tax - https://pilot-tax.com/
The Pilot's Advisor Podcast is also on video. Watch & Subscribe on YouTube: https://bit.ly/3EIEBW2 -
Don’t Make These Income Planning Mistakes
Are you planning for your retirement with the confidence that you're making all the right moves? In today's episode, we'll unveil the crucial income planning mistakes that could jeopardize your retirement. Tune in to ensure your retirement strategy is foolproof against common pitfalls and ready to secure your financial future.
Here’s what we cover in this episode:
0:00 – Intro
4:38 – Planning to be retired for years instead of decades
6:39 – Starting Social Security too early
11:59 – Assuming bonds will be your main source of income
14:06 – Ignoring the impact of inflation
17:19 – Forgetting to create lifetime income streams outside of Social Security
17:19 – Failing to review and adjust your plan regularly
Retire Pilots - https://retirepilots.com
Get your FREE Retirement Toolkit - https://bit.ly/3ZmZsaX
Pilot Tax - https://pilot-tax.com/
The Pilot's Advisor Podcast is also on video. Watch & Subscribe on YouTube: https://bit.ly/3EIEBW2 -
What Leads to Investing Mistakes?
Being a better investor doesn’t require you to spend hours and hours researching the latest trends and market data. The most important change people can make is taking emotions out of their decision-making. It’s much easier said than done, which is why we see people make these same emotional mistakes time and time again.
We’re excited to bring on Lee Hyder of Lee Hyder & Associates today to discuss this common challenge that pilots and other investors face when managing their finances. Why do we repeat these mistakes and what can we do to remove emotions from our investing? We’ll explore that in this video and provide you with some guidance on how to overcome this emotional pitfall.
Here’s some of what we discuss in this episode:
0:00 – Intro
0:22 – Emotional investing
2:32 – Being active doesn’t mean more success
6:30 – Advice for pilots
9:00 – Watching someone make mistakes
Retire Pilots - https://retirepilots.com
Get your FREE Retirement Toolkit - https://bit.ly/3ZmZsaX
Pilot Tax - https://pilot-tax.com/
The Pilot's Advisor Podcast is also on video. Watch & Subscribe on YouTube: https://bit.ly/3EIEBW2 -
Reflecting on a College Football Career & Retirement with Larry Fedora
Today we’re going to catch up with Coach Fedora to reflect on a successful career in the sport. We want to hear some of his best stories about Air Force and other stops, but we’ll also talk about life off the field as well. From a social media picture that went viral to a weightlifting scare, this show will cover a lot of ground with someone we respect highly. Plus, we’ll get his opinion on the state of college football and whether he’s happy to be enjoying retirement rather than being back on the grind in this new landscape.
Here’s what we cover in this episode:
0:00 – Intro
0:50 – Championship team at Air Force
4:34 – Position coach vs Head coach
7:45 – Demar Dotson story
10:26 – Managing different personalities
12:46 – Differences coaching at Air Force
14:09 – Favorite recruiting stories
16:36 – Enjoying retirement
21:02 – Social media photo
22:53 – How he met his wife
27:10 – Handling adversity
30:21 – Turning 60 and the workout accident
36:05 – Where he draws motivation from
40:39 – Meeting Michael Jordan
46:12 – Red Bull
48:14 – Current landscape of college football
Retire Pilots - https://retirepilots.com
Get your FREE Retirement Toolkit - https://bit.ly/3ZmZsaX
Pilot Tax - https://pilot-tax.com/
The Pilot's Advisor Podcast is also on video. Watch & Subscribe on YouTube: https://bit.ly/3EIEBW2 -
What should I do with my Delta profit sharing bonus?
Delta paid out a large profit-sharing bonus this month, which is great for those pilots who received a check on Valentine’s Day. The question we get a lot when these bonuses get paid is what should you be doing with it?
We wanted to shoot this short video to provide some general guidance for pilots who have some extra money to invest or save. It might not be specific advice but it should give you some ideas for how you’ll use the bonus. We’d love to talk to you more about your investment strategies if you have additional questions.
Retire Pilots - https://retirepilots.com
Get your FREE Retirement Toolkit - https://bit.ly/3ZmZsaX
Pilot Tax - https://pilot-tax.com/
The Pilot's Advisor Podcast is also on video. Watch & Subscribe on YouTube: https://bit.ly/3EIEBW2 -
Crafting Investment Philosophies Around Retirement with Lee Hyder
We’re excited to bring on Lee Hyder of Lee Hyder & Associates today to share insights and stories from 30+ years of experience. Join us as we go back and forth on the highs and lows investors face, underscoring the need for resilience and a long-term outlook when building a portfolio for retirement.
We spend the first part of the how discussing fees and how you should approach them with your investment portfolio. Who wouldn’t pay a percent or two to get an extra three or four percent return? That’s part of what you should be evaluating and we’ll get Lee’s insight on how he evaluates investments for clients. Plus, let’s take a look at the S&P 500 and why it isn’t the way to get true diversification in your portfolio.
Here’s some of what we discuss in this episode:
0:00 – Intro
0:49 – Howard Capital portfolios
7:21 – S&P 500
10:33 – Educating pilots
12:27 – Distribution phase
14:23 – Final wisdom from Lee
Retire Pilots - https://retirepilots.com
Get your FREE Retirement Toolkit - https://bit.ly/3ZmZsaX
Pilot Tax - https://pilot-tax.com/
The Pilot's Advisor Podcast is also on video. Watch & Subscribe on YouTube: https://bit.ly/3EIEBW2