42 episodes

Welcome to the Wealthy After Divorce Podcast! Hosts and Certified Divorce Financial Analysts® at Pearl Planning, Melissa Joy and Melissa Fradenburg, will roll out a new episode every other Thursday, with advice to improve financial decisions during and after the divorce process. Pearl Planning is a financial planning and wealth management practice located at 8031 Main Street in Dexter, Michigan,  and 81 Kercheval Avenue, in Grosse Pointe Farms, Michigan. You can reach our offices at (734)274-6744 or (313) 486-9634. Investment advisory services offered by Pearl Planning, a DBA of Stephens Consulting LLC., an SEC registered investment adviser. Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Pearl Planning, or any non-investment related content, made reference to directly or indirectly in this Podcast will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this newsletter serves as the receipt of, or as a substitute for, personalized investment advice from Pearl Planning. To the extent that a reader has any questions regarding the applicability of any specific issue discussed above to his/her individual situation, he/she is encouraged to consult with the professional advisor of his/her choosing. Pearl Planning is neither a law firm, nor a certified public accounting firm, and no portion of the newsletter content should be construed as legal or accounting advice. A copy of Pearl Planning’s current written disclosure Brochure discussing our advisory services and fees is available upon request or at www.pearlplan.com. Content represents the opinion of the speaker and not necessarily that of Pearl Planning.

Wealthy After Divorce Melissa Fradenburg, CDFA® and Melissa Joy, CDFA®

    • Business

Welcome to the Wealthy After Divorce Podcast! Hosts and Certified Divorce Financial Analysts® at Pearl Planning, Melissa Joy and Melissa Fradenburg, will roll out a new episode every other Thursday, with advice to improve financial decisions during and after the divorce process. Pearl Planning is a financial planning and wealth management practice located at 8031 Main Street in Dexter, Michigan,  and 81 Kercheval Avenue, in Grosse Pointe Farms, Michigan. You can reach our offices at (734)274-6744 or (313) 486-9634. Investment advisory services offered by Pearl Planning, a DBA of Stephens Consulting LLC., an SEC registered investment adviser. Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Pearl Planning, or any non-investment related content, made reference to directly or indirectly in this Podcast will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this newsletter serves as the receipt of, or as a substitute for, personalized investment advice from Pearl Planning. To the extent that a reader has any questions regarding the applicability of any specific issue discussed above to his/her individual situation, he/she is encouraged to consult with the professional advisor of his/her choosing. Pearl Planning is neither a law firm, nor a certified public accounting firm, and no portion of the newsletter content should be construed as legal or accounting advice. A copy of Pearl Planning’s current written disclosure Brochure discussing our advisory services and fees is available upon request or at www.pearlplan.com. Content represents the opinion of the speaker and not necessarily that of Pearl Planning.

    S2EP17:Navigating Co-Parenting After Divorce with Jordana Wolfson

    S2EP17:Navigating Co-Parenting After Divorce with Jordana Wolfson

    Navigating the aftermath of a divorce can feel like charting a course through stormy seas, especially when children are on board. That's why we invited Jordana Wolfson, co-founder of Co-Parenting Solutions LLC, onto the Wealthy After Divorce podcast. Her unique insights, born from a tapestry of personal experiences as a child of divorce, a divorced parent, and a former school principal, shed light on the art of constructing parenting plans that truly anchor the family post-separation. Delve into the essential components of these plans, and discover how to sidestep common pitfalls that threaten the peace and emotional well-being of your children.

     Resources:
    Connect with Jordana BY CLICKING HERERead more about the value of co-parenting facilitation from Jordana  HERE.Connect with Jacki Roessler and learn more about Divorce Financial Planning at Pearl Planning.Links are being provided for information purposes only. We do not suggest that listening to this podcast will make you wealthy. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax or legal position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax or legal matters. You should discuss any tax or legal matters with the appropriate professional.

    • 32 min
    S2EP16: Wealthy after Divorce 2023 Backtrack

    S2EP16: Wealthy after Divorce 2023 Backtrack

    Embark on an empowering journey with us as we reflect on a year brimming with invaluable insights for financial prosperity post-divorce. Your co-hosts, Jacki Roessler and Melissa Fradenburg—certified divorce financial analysts—extend our deepest thanks for helping us reach new heights in the podcast universe. This episode is a celebration and synthesis of our most impactful discussions, including a revisit to our top five episodes. Whether you're seeking to reignite your career after time away from the workforce or deciphering the complexities of hidden assets during a high-stakes divorce, our year-end wrap-up is tailored to highlight the wisdom and strategies that resonated most with our audience in 2023.

    This episode isn't just a look back; it's a roadmap for what's ahead. Stay tuned in 2024! 
    To read about how Pearl Planning and Jacki Roessler, CDFA can help you though your divorce or schedule an initial complimentary consult,  CLICK HERETO Listen to our Top 5 Episodes of 2023, Click the Links Below
     
    CLICK HERE TO LISTEN TO OUR #2 EPISODE OF 2023LISTEN  TO "THINGS TO DO NOW" FOR POST-DIVORCE CLIENTS CLICK HERE TO LISTEN TO OUR #5 EPISODE OF 2023 LISTEN TO "TIPS FOR STAY-AT-HOME HOMES" LISTEN TO "FINDING HIDDEN ASSETS IN DIVORCE"  

    Links are being provided for information purposes only. We do not suggest that listening to this podcast will make you wealthy. Pearl Planning is not affiliated with and does not endorse the opinions or services of Brian Cohen or his affiliates. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax or legal position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax or legal matters. You should discuss any tax or legal matters with the appropriate professional.

    • 14 min
    S2EP15: Best Apps for Divorced Clients in 2024

    S2EP15: Best Apps for Divorced Clients in 2024

    We're thrilled to bring you a unique episode featuring Jacki's  top picks for apps to make 2024 smoother and more efficient and financially sound- especially for those navigating life post-divorce.

    This episode is crammed with valuable insights and recommendations from the field. Allow us to guide you on the path to success after divorce through this enlightening discussion!


    To read about how Pearl Planning and Jacki Roessler, CDFA can help you though your divorce or schedule an initial complimentary consult,  CLICK HEREIf you're already divorced and are looking for post-divorce financial planning from an advisor who specializes in this area, contact Melissa Fradenburg CLICK HERE TO SCHEDULE A CONSULTTo download Pearl Planning's post-divorce "budget" worksheet, Click here and scroll down to  "Divorce Budget Worksheet"CLICK HERE to read more about protecting your credit after divorce.

    Links are being provided for information purposes only. We do not suggest that listening to this podcast will make you wealthy. Pearl Planning is not affiliated with and does not endorse the opinions or services of Brian Cohen or his affiliates. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax or legal position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax or legal matters. You should discuss any tax or legal matters with the appropriate professional.

    • 11 min
    S2EP14:To Keep or Not to Keep, That is the HOUSE Question with Jacki Roessler

    S2EP14:To Keep or Not to Keep, That is the HOUSE Question with Jacki Roessler

    Fasten your seatbelts as we journey through analyzing your housing options during the seismic shift of divorce. We view this decision from all angles - financial and emotional. The road starts with a post-divorce budget and extends to considering other assets in the marital estate. To ease this complex decision, we illustrate how financial projections can help compare the outcomes of different paths. Whether you feel pulled towards keeping the house, selling it, or a buyout, it’s essential to scrutinize all options. We highlight the importance of seeking professional guidance from a certified divorce financial analyst or financial advisor. This episode is a valuable resource for anyone wrestling with this decision.

    RESOURCES
     CLICK HERE to listen to Jacki's episode on creating a budget CLICK HERE TO DOWNLOAD OUR BUDGET WORKSHEETTo read about how Pearl Planning can help you though your divorce or schedule an initial complimentary consult with Jacki,  CLICK HEREIf you're considering divorce and want some preliminary financial information, CLICK HERE
    Links are being provided for information purposes only. We do not suggest that listening to this podcast will make you wealthy. Pearl Planning is not affiliated with and does not endorse the opinions or services of Brian Cohen or his affiliates. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax or legal position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax or legal matters. You should discuss any tax or legal matters with the appropriate professional.

    • 18 min
    S2EP13: Transforming Finances: The Role of Roth Conversions After Divorce with Melissa Joy

    S2EP13: Transforming Finances: The Role of Roth Conversions After Divorce with Melissa Joy

    Are you curious about how your financial landscape changes after divorce? Join us as Co-Host Melissa Fradenburg and Pearl Planning founder, Melissa Joy, CFP®, CDFA® talk Roth conversions after divorce.  In this episode,  Melissa discusses how a move to a lower tax bracket following a divorce can open up opportunities for financial growth. Melissa shares her insights on how to maximize the financial benefits from spousal support payments and reduce tax liabilities. Tune in to learn about the resources and events that can aid you in crafting a long-term financial strategy tailored to your new reality.

    Resources:
    Learn more about Pearl Planning.Connect with Melissa Joy, CFP®Replay  for our Fall Economic Update and Investment Outlook.Listen to Year-End Planning with Alexa Kane.Links are being provided for information purposes only. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax matters. You should discuss any tax matters with the appropriate professional.

    • 23 min
    ReDiscovering U Through Divorce with Author Barb Greenberg

    ReDiscovering U Through Divorce with Author Barb Greenberg

    *LIMITED TIME PROMO! THE NEXT FIVE LISTENERS WHO LEAVE US A REVIEW ON APPLE PODCASTS WILL RECEIVE BARB'S BOOK FOR FREE** email screenshot of your review to Jacki@pearlplan.com

    We often don't realize the strength we possess until life throws us into challenging situations. This episode brings you an inspiring narrative from a woman who picked up the shattered pieces of her life post-divorce and became a beacon of hope for others. Meet Barb Greenberg, author, and founder of Rediscovering U, who turned her painful personal experience of a 33-year marriage divorce into a support system for others. She shares her journey of transforming her company from organizing one-off workshops to weekly meetings - creating a nurturing environment filled with vital education and resources for those dealing with divorce.

    RESOURCES
    CLICK HERE for information on Rediscovering UTo connect with Rediscovering U on Facebook, click here https://www.facebook.com/rediscoveringuTo read about how Pearl Planning can help you though your divorce or schedule an initial complimentary consult with Jacki,  CLICK HERETo purchase Barb’s Book, The Seasons of Divorce,  CLICK HEREIf you're considering divorce and want some preliminary financial information, CLICK HERE
    Links are being provided for information purposes only. We do not suggest that listening to this podcast will make you wealthy. Pearl Planning is not affiliated with and does not endorse the opinions or services of Brian Cohen or his affiliates. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax or legal position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax or legal matters. You should discuss any tax or legal matters with the appropriate professional.

    • 15 min

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