14 episodes

Stories and principles that help you get the clarity you need to take total control of your finances and feel confident that you're using your money to build the life you want

Wise Money Mentor Wise Money Mentor, LLC

    • Education

Stories and principles that help you get the clarity you need to take total control of your finances and feel confident that you're using your money to build the life you want

    "I will be truly worthless and it will be the best feeling ever" (E14)

    "I will be truly worthless and it will be the best feeling ever" (E14)

    If your debts exceed your assets and, as a result, you have a negative net worth and you're anxious to change that, this episode is for you. 

    After being the first in her family to graduate from college, Sharon started her career as a scientist but realized that her first job out of college wouldn't help her get ahead financially and achieve her life goals. Sharon took matters into her own hands and, after a few career moves, found her way to a position that would provide enough income to fuel her progress. Listen to Sharon's experiences to hear how she made difficult, disciplined decisions to work her way to worthless through hard work, wise spending, increased income, diligent savings, and consistent payments on her debt. 

    If you have a story to share and are interested in being on this podcast, reach out to Jeff at wisemoneymentor@gmail.com. 

    For more information about Jeff and the coaching services he offers, check out his website at www.wisemoneymentor.com.

    • 37 min
    Turning a (serendipitous?) layoff into a new entrepreneurial venture (E13)

    Turning a (serendipitous?) layoff into a new entrepreneurial venture (E13)

    If you've ever been laid off and felt the rollercoaster of emotions that followed, and/or you live in Massachusetts and are looking for a couch, this episode is for you. 

    Jason from Episode 2 is back to share his experience navigating a layoff from his marketing job in the tech industry, and describe how budgeting and YNAB have enabled him to take advantage of the layoff and severance to jump into entrepreneurship and launch his own business, Pull Up a Couch (www.pullupacouch.com). Listen to Jason's story to help you prepare for whatever lies ahead in your career, whether it be navigating a layoff, starting a business, or -- like Jason -- both! 

    Aaannd if you live in Massachusetts and need a couch, take Jason up on his offer for a free delivery!

    If you have a story to share and are interested in being on this podcast, reach out to Jeff at wisemoneymentor@gmail.com. 

    For more information about Jeff and the coaching services he offers, check out his website at www.wisemoneymentor.com.

    • 33 min
    The most unstable income she's ever had, but also the most calm she's ever experienced around money (E12)

    The most unstable income she's ever had, but also the most calm she's ever experienced around money (E12)

    If you're a freelance or self-employed professional and have experienced the ups and downs of variable income, this episode is for you. 

    Jenn is a talented and accomplished freelance editor, but she recently lost a meaningful revenue stream for her business for reasons outside of her control. This brought a lot of fear and concern for her income, and a lot of it was due to Jenn having no clear understanding of how much she needs to make to meet her needs in any given month. Listen to Jenn's experiences to hear how building greater awareness around her money and what it costs to be her brought more calm than she's ever experienced with her finances, despite her income being more unstable than ever before. 

    If you have a story to share and are interested in being on this podcast, reach out to Jeff at wisemoneymentor@gmail.com. 

    For more information about Jeff and the coaching services he offers, check out his website at www.wisemoneymentor.com.

    • 36 min
    Flying (budget) blind all the way to $125K in debt owed to 29 creditors before facing reality (E11)

    Flying (budget) blind all the way to $125K in debt owed to 29 creditors before facing reality (E11)

    If you've ever avoided looking at your finances in detail because, supposedly, ignorance is bliss, this episode is for you. 

    Trevor and his wife were living a "budget blind" life, with no real awareness of how much money they had or what they could afford, and it led to owing $125K to 29 different creditors, including $75K in back taxes owed to the IRS. They navigated multiple jarring layoffs, falling behind on their mortgage, taking out a 401k loan that they then couldn't pay back, and foreclosing on their home. After facing reality in 2018 and making consistent debt payments for ~4 years, they paid off their last debt and felt the joy of no longer owing anyone a dime. Listen to Trevor's experiences to hear how he and his wife dug their way out of debt and could finally go on offense again with their money. 

    If you have a story to share and are interested in being on this podcast, reach out to Jeff at wisemoneymentor@gmail.com. 

    For more information about Jeff and the coaching services he offers, check out his website at www.wisemoneymentor.com.

    • 44 min
    The emotional (and financial!) rollercoaster of navigating life's curveballs (E10)

    The emotional (and financial!) rollercoaster of navigating life's curveballs (E10)

    If you feel like life throws you another curveball as soon as you've gotten things back on track after the last curveball, this episode is for you. 

    Casandra is all too familiar with trying to pay down debt while coping with curveball after curveball and the inevitable emotional spending that comes along with thoes challenges. Whether it was dealing with student loans, parenting young children, grieving the loss of a parent, navigating COVID, or countless other obstacles that got in her way, Casandra found a way to fight until she had paid off her debt. Listen to Casandra's experiences to hear how she navigated such difficult situations, found a way to pay off her debt despite those challenges, and learned some key lessons along the way. 

    If you have a story to share and are interested in being on this podcast, reach out to Jeff at wisemoneymentor@gmail.com. 

    For more information about Jeff and the coaching services he offers, check out his website at www.wisemoneymentor.com.

    • 34 min
    Budgeting for JOY to help others in need (E9)

    Budgeting for JOY to help others in need (E9)

    If giving to others in need is important to you, and you want to methodically set money aside for doing so, this episode is for you. 

    Melissa from Episode 5 is back to share how she has built giving -- or, in Melissa's terms, JOY -- into her budget as a specific job for her money to do. Listen to hear how Melissa and her husband prioritize giving without compromising other financial obligations, in order to bring more joy into their lives and the lives of those they help. Hear how they used funds in their Joy category to rescue a coworker who was nearly trapped by payday loans. 

    If you have a story to share and are interested in being on this podcast, reach out to Jeff at wisemoneymentor@gmail.com. 

    For more information about Jeff and the coaching services he offers, check out his website at www.wisemoneymentor.com.

    • 15 min

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