481 episodes

A personal finance and investing podcast on money, how it works, how to invest it and how to live without worrying about it. J. David Stein is a former Chief Investment Strategist and money manager. For close to two decades, he has been teaching individuals and institutions how to invest and handle their finances in ways that are simple to understand. More info at moneyfortherestofus.com

Money For the Rest of Us Money For the Rest of Us

    • Investing
    • 4.5 • 2 Ratings

A personal finance and investing podcast on money, how it works, how to invest it and how to live without worrying about it. J. David Stein is a former Chief Investment Strategist and money manager. For close to two decades, he has been teaching individuals and institutions how to invest and handle their finances in ways that are simple to understand. More info at moneyfortherestofus.com

    Unraveling the Truth About ETFs: Benefits, Analysis, and the Indexing Bubble Myth

    Unraveling the Truth About ETFs: Benefits, Analysis, and the Indexing Bubble Myth

    How the ETF market is changing, why ETFs should be your preferred investment vehicle, and how to analyze ETFs to generate better investment performance.

    Topics covered include:How large have fund flows been away from active mutual funds into ETFsHow big are the largest ETF families and how has their market share grownWhy the rise of active ETFs blurs the distinction between active and passive investingWhy there doesn't appear to be an indexing price bubble, but the rise of passive investing has impacted volatility and decreased stock price informativenessA framework for how to analyze markets and select ETFs for your portfolio


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    Show Notes

    Global Fund Flows Dominated by Fixed-Income and ETFs—Morningstar

    It’s Official: Passive Funds Overtake Active Funds by Adam Sabban—Morningstar

    ETF Issuer League Tables—VettaFi

    Global ETF Market Facts: three things to know from Q3 2023 by Samara Cohen—iShares

    Rise of Passive Investing - Effects on Price Level, Market Volatility, and Price Informativeness by Pawel Bednarek—SSRN

    Investments Mentioned

    SPDR® S&P 500® ETF Trust (SPY)

    JPMorgan Equity Premium Income ETF (JEPI)

    Avantis US Small Cap Value ETF (AVUV)

    Related Episodes

    426: Which is Best – Active or Passive, ETFs or Funds?

    321: How to Analyze Complex Investments

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    • 25 min
    Does Dividend Investing Still Work?

    Does Dividend Investing Still Work?

    Stocks that grow their dividends have outperformed non-dividend-paying stocks over the long-term, but not in the past 5, 10, and 20 years. Why are non-dividend paying stocks outperforming dividend growers, and will it continue?

    Topics covered include:What message do companies say when they initiate, grow, or cut their dividendWhat is dividend smoothingHow have dividend payers performed relative to non-dividend payersWhy have non-dividend payers, which are primarily growth stocks, outperformed dividend payersHow the payout ratio and return on equity impact dividend strategiesWhat are reasons to include dividend strategies in your portfolio


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    Show Notes

    The dividend puzzle by Fischer Black—The Journal of Portfolio Management

    Can Dividend Investing Rise From the Dead? by Jon Sindreu—The Wall Street Journal

    Einhorn Says Markets ‘Fundamentally Broken’ By Passive, Quant Investing by Matthew Griffin—Bloomberg

    Your Mutual Fund Stinks. Can This Wall Street Invention Change That? by Jason Zweig—The Wall Street Journal

    Asset Camp

    Investments Mentioned

    WisdomTree U.S. SmallCap Quality Dividend Growth Fund (DGRS)

    WisdomTree Emerging Markets High Dividend ETF (DEM)

    Vanguard Dividend Appreciation ETF (VIG)

    iShares Core S&P 500 ETF (IVV)

    Related Episodes

    429: Which Inflation Protection Strategies Worked and Which Didn’t? 

    342: Is Another Great Inflation Coming?




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    • 28 min
    Transforming Financial Regrets into Portfolio Gains: Five Strategies for Navigating Investment Emotions

    Transforming Financial Regrets into Portfolio Gains: Five Strategies for Navigating Investment Emotions

    Humans are wired to feel regret. Here's how to learn from financial regret to become a better investor.

    Topics covered include:What cognitive biases make feelings of financial regret unavoidableWe analyze two regret case studies - one from David and one from a Plus memberWhy do we avoid big regrets but manage through small onesFive cognitive tricks to help manage financial regrets
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    Show Notes

    Fooled by Randomness: The Hidden Role of Chance in Life and in the Markets by Nassim Nicholas Taleb—Penguin Random House

    Related Content

    448: Where Are Interest Rates Headed Next? Insights from the Jackson Hole Symposium

    408: Is Success Due to Hard Work, Talent, or Luck?

    What Is Risk vs Uncertainty?

    53: Should You Invest In Bitcoin?

    Investments Mentioned

    Vanguard Long-Term Bond ETF (BLV)

    Vanguard Extended Duration Trs ETF (EDV)

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    • 26 min
    More Ways to Lock in Higher Yields in Case Interest Rates Fall

    More Ways to Lock in Higher Yields in Case Interest Rates Fall

    Professional investors and other market participants are lousy at forecasting interest rates. Here are three more options to lock in higher yields today.

    Topics covered include:The risk of buying long-term bonds and ETFs to benefit from falling yieldsHow volatility drag has impacted a long-term bond ETF like TLTWhy interest rates won't go up just because the government issues more bondsHow CDs, fixed annuities, and zero-coupon bonds workWe compare and contrast the seven fixed-income options reviewed in this two-part series


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    Show Notes

    Investors may be getting the Federal Reserve wrong, again—The Economist

    Today's Best Multi-Year Guaranteed Annuities—Immediate Annuities

    Zero-Coupon Treasuries Flew Off Shelves During October Yield Surge by Elizabeth Stanton—Bloomberg

    Investments Mentioned

    iShares 20+ Year Treasury Bond ETF (TLT)

    Invesco BulletShares 2029 Corporate Bond ETF (BSCT)

    Related Episodes

    463: How to Lock in Higher Yields in Case Interest Rates Fall

    418: Bond Investing Masterclass




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    • 27 min
    How To Lock In Higher Yields In Case Interest Rates Fall

    How To Lock In Higher Yields In Case Interest Rates Fall

    With cash yields expected to fall, here's how you can keep your portfolio income elevated by purchasing longer-term individual bonds and bullet ETFs

    Topics covered include:How future short-term interest rates, inflation expectations, and term premiums impact long-term interest ratesHow each of those rate drivers contributed to the close to 1% drop in interest rates in the past three monthsHow yield to maturity is our guide to locking in a fixed return using individual bonds or bullet ETFsHow bullet ETFs work and what are some examplesWhat are callable bonds and how to analyze themHow to analyze municipal bondsWhy we might want to lock in higher yields today


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    Show Notes

    Term Premium on a 10 Year Zero Coupon Bond—FRED Economic Data

    Investments Mentioned

    Vanguard Total Bond Market ETF (BND)

    Invesco BulletShares 2030 Corporate Bond ETF (BCSU)

    iShares iBonds Dec 2026 Term Trust ETF (IBTG)

    Invesco BulletShares 2031 High Yield Corporate Bond ETF (BSJV)

    Related Episodes

    455: Easier Investing, Richer Life: TIPS Ladders to Annuities

    453: The Price of Money – 700 Years of Falling, Can Interest Rates Keep Rising?

    452: Beyond Stocks: The Allure and Strategy of Credit Investments

    448: Where Are Interest Rates Headed Next? Insights from the Jackson Hole Symposium

    418: Bond Investing Masterclass







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    • 29 min
    Now Should You Buy Bitcoin? The Investment Case for the New Spot Bitcoin ETFs

    Now Should You Buy Bitcoin? The Investment Case for the New Spot Bitcoin ETFs

    We explore reasons for buying Bitcoin using one of the new Bitcoin ETFs. We also consider the risks.

    Topics covered include:Why the SEC finally decided to approve spot Bitcoin ETFsWhat are the fees and structure of these new Bitcoin ETFsHow Bitcoin is similar and different from the fiat money systemWhere Bitcoin fits in an investment portfolio


    Sponsors

    Long Angle is a private community of 2,500 very high net worth investors who leverage their collective expertise and scale to access and underwrite some of the world’s best alternative asset investments. Learn more here.

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    Get our free Investors' Checklist when you sign up for the free Money for the Rest of Us email newsletter

    Our Premium Products

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    Show Notes

    Statement on the Approval of Spot Bitcoin Exchange-Traded Products - SEC

    Coinbase at the Center of Bitcoin ETF Draws Envy and Risks - Bloomberg

    Federal Reserve Balance Sheet

    Related Episodes

    362: Should You Invest in a Bitcoin ETF?

    355: Which Money Is Crazier: The U.S. Dollar or Bitcoin?




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    • 27 min

Customer Reviews

4.5 out of 5
2 Ratings

2 Ratings

Tomermic ,

Some good insights sprinkled with anecdotes

All in all this podcast is fun to listen to. It is obvious J is passionate and knowledgable, but totally unpretentious.
However, he sometimes strays away from the main theme of the podcast and talks about unrelated issues, which in my opinion should be minimized. He sometimes mentions complex ideas and concepts, but many times doesn't bother explaining them. This makes following the main ideas of the podcast sometimes challenging.

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