AUM Finance Podcast Mr. Nirav Panchmatia

In this 25th Episode of the AUM Finance Podcast, I get to Interview the CEO of PGIM India Asset Management Pvt Ltd. Mr. Ajit Menon. 

      We take a close look at the PGIM’s purpose statement & discuss in depth the     subject of Retirement Planning… 

● Why do people shy away from discussing the word “Retirement”? What are the taboos associated with this word… 

● Retirement is the only financial goal for which one cannot take a loan

● Retirement Planning & Financial Freedom go hand in hand. 

● Approaching retirement from a fresh perspective as freedom from the primary profession & not from work per se… 

● What is the risk of knowing one skill in your life? 

● People tend to de-prioritize retirement planning because the word “Retirement” has a negative connotation attached to it. 

● 99% of Indians earn 15 Lacs per annum. 

● How important it is to develop multiple skills outside one’s profession that can be monetized later in life. 

● The Secret of Remaining Wealthy is to have Multiple sources of Income.

● The Transition of the Indian Economy over the past few decades

● WhyJobs with high empathy cannot be replaced by AI. 

● Financial Advisory is a job that needs empathy and hence can never be automated beyond a point… 

● All about PGIM Mutual Fund 

● PGIM stands for – Prudential Global Investment Managers. It’s the 11th Largest Mutual Fund in the World, managing USD 1.4 Trillion. 

● PGIM India AUM = 25,000 Crores 

● The Purpose Statement of PGIM – “We make lives better by solving the financial problems of a changing world” 

● Equity is the only asset class in the world that captures human progress.

● There are only 7 ways to create wealth… 



📺 Tune in to the AUM Finance Podcast for this engaging and insightful episode, combining expert knowledge with practical advice to navigate the dynamic world of finance.

In this 24th Episode of the AUM Finance Podcast, I continue the insightful discussion with

Vice Chairman & CEO Of Mirae Asset Investment Managers (India) Pvt. Ltd. Mr. Swarup Mohanty.

We dig deep into the Structural Growth of Indian Stock Markets over decades and understand the advantages of Mutual Fund as an asset class over physical assets.

● What are solution oriented Mutual Funds?

● What is Risk Profile?

● How to strike the right balance between Financial Goals & Asset Allocation

● Risk is not a function of age.

● The importance of Risk Adjusted Returns (RAD) over Returns

● Understand Margin of Safety, one of the most important concepts in Finance

● Every risk comes with an upside and a downside

● Always "Start with Why"

● India: A Structural Growth Story..

● When would Indian Equity emerge as an individual asset class?

● "All Time High" - The biggest Mis-conception

● The Transition of Indian Economy over the years

● Geo Political risk & its impact on Stock Market and Real Estate

● The biggest problem of the Mutual Fund industry is that NAV is calculated daily.

● Set a right horizon for your Mutual Fund Portfolio and see the magic.

● The rental return in real estate is hardly 3% - 5% p.a, lower than the interest from a Saving bank    account.

● There are 2 types of assets:

    Physical Assets : Land, gold etc

    Financial Assets : Equity stocks, PPF, Mutual Funds etc.

● The Gold we keep in our lockers does not enjoy a money multiplier effect.

● The biggest risk in investing is not to take a risk, In India, the biggest risk is, to not invest in Equity

 📺 Tune in to the AUM Finance Podcast for this engaging and insightful episode, combining expert knowledge with practical advice to navigate the dynamic world of finance.

In this 23rd  Episode of the AUM Finance Podcast I get to Interview the Vice Chairman & CEO Of Mirae Asset Investment Managers (India) Pvt. Ltd. Mr. Swarup Mohanty, We dig deep into the Investment philosophy of MIRAE Mutual Fund in South Korea And predominantly how it operates its India Operations…


How Big is Mirae as a Fund House, locally and Internationally?


Mirae in Korean means "The Future". They are the first AMC in South Korea


The market is always smarter than you.because it is the wisdom of the crowds.


Fund managers sits on a fiduciary chair. Fiduciary means safeguarding somebody else's money.


Aanvikshiki - Means the Art of thinking.


"I can lose my job on non performance but never on non compliance" - Swarup Mohanty


"Respecting the young" - Each generation thinks differently about money 


Investing is a business of Risk  Management


GOAL PLANNING - All investments should have a goal attached to it.  You should know, why you are investing.


"START WITH WHY" - If you know why you want to invest, then where to invest becomes easy.


Even the most affluent people have financial goals.


Even charitable initiatives needs to be profitable to sustain in the long run.


Ashta-Lakshmi (The 8 kinds of Wealth)


"RETIREMENT PLANNING" - The most ignored Financial goal in India- Is the only goal  for which you cannot take a loan.


The only thing you'll need in the old age is money. Its the only thing that will stand by you in the old age


We should not be dependent upon our children for monetary needs


Indians are cluless about their retirement.


Every human being should have a source of Passive Income


We have the best regulator in the World - SEBI under Ms. Madhabi Puri Buch


25 years CAGR points out that Indian Stock Market is the best in the World...


The person who takes investor to the goal is a Rockstar…



Join us as we unravel the intricacies of investment strategies and philosophies with Mr. Swarup Mohanty, offering invaluable insights for both seasoned investors and newcomers alike. Don't miss out on this enriching conversation!

In this interview with Mr. Nimesh Shah, the MD & CEO of ICICI Prudential Asset Management Company, where we delve into the world of investments, philosophies, and strategies.

The Interview NIMESH SHAH MD & CEO ICICI Prudential AMC | AUM Finance Podcast



In this episode, I'm interviewing Mr. NIMESH SHAH MD & CEO ICICI Prudential AMC. Uncover intricate details about Mutual fund strategies, mutual fund investment, mutual fund types & categories, asset allocation, multi asset fund and equity - debt and gold.

In this follow on episode we discuss Debt & AIFs (Alternate investments) with the Diva of AIFs Lakshmi Iyer CEO Kotak Alternate Investment Managers Ltd ; we also delve deeper into the Power Of Compounding and its magic.