Money Making Sense KSL Newsradio

Many can't afford to stay 'fashionable' with the high prices of clothing.  Fair Allen, apparel technical designer, has tips on how to get what you want for less, and in an ethical manner.

She says it can be as simple as using a capsule wardrobe.  Shopping at thrift stores will also feel better on your wallet and keep clothes out of landfills.

You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal X (Twitter) page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

Whether you have streaming services with auto-renewal, or multiple small add-ons to programs, you could be paying a lot more than you realize.  Nick Wolny, Managing Editor with CNET, says Spring is a great time to review every subscription you have and get rid of ones you don't use very much or didn't realize the prices increased.

Nick also says it is so much easier to buy things.  It only takes a swipe of a phone or a tap of a credit card and it doesn't hurt as much as when you write a check or pay with cash.  Not paying close attention to all your swipes and taps can cost you a fortune in a very short time frame.

You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal X (Twitter) page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

 

All species on earth work to support man through clothing, food and medicines.  When they start going extinct we risk our own survival.  That's from Lowell Baier, author of "Earth's Emergency Room: Saving Species as the Planet and Politics Get Hotter."  

Baier says the loss of habitat through climate change and expansion of commerce due to population growth is the number one reason we are losing animal and plant life.  And why the Endangered Species Act is critical to fund.

You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal X (Twitter) page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

 

Designating a retirement account to go to a Trust after you die will trigger taxation upon death.  Attorney Cathleen Gilbert, the owner of Gilbert Law Office, says retirement accounts should be willed to an individual instead.  In order to be fully prepared, Cathleen says you should have a will, a trust, a power of attorney and a medical directive to make sure all your wishes are carried out without excessive delays or complications.

Susan Speirs, the CEO of Utah Association of CPAs, explains what a fiduciary is and why it's important to have one when it comes planning for the inevitable -- death and taxes.  And do you know how many death certificates you'll need after your loved one passes?

You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal X (Twitter) page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

 

Even though most people know scammers are working to take their money, they keep succeeding.  Colin MacDonald, consumer protection attorney for the Federal Trade Commission (FTC) in the Northwest Region describes a few of the top ways scammers come after your money.

To learn more about Imposter Scams go to:ftc.gov/imposters

To sign up for scam alerts go to:FTC.gov/consumeralerts

If you have been a victim of fraud or a scam contact the FTC at:ReportFraud.ftc.gov or 877-382-4357

You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal X (Twitter) page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

Everyone says "don't open a scam email or click on a link in a text."  But how do you know it's a scam without opening the messages?  Host Heather Kelly explains a few ways to quickly identify those scam messages.  She also has tips for those annoying phone calls from people asking for money or threatening police intervention.

You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal X (Twitter) page.

Be sure to email Heather your questions and request topics you'd like her to cover here.