31 episodes
Practical Personal Finance Andrew Schear
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- Education
Your current financial situation is a reflection of how you've treated money in the past. Change the way you treat money, and you will change your life. In April of 2018, my wife and I took our first steps on the road toward financial independence. Two years later, we've paid off over $182,500 in debt, made crucial pivots in our careers, and we've learned to treat money in a whole new way. I started this podcast so that I could have an opportunity to have deep conversations with experts about personal finance. Follow along as I speak with financial advisors, insurance agents, real estate professionals, and more.Check out PPF on Youtube: www.youtube.com/practicalpersonalfinanceInterested in collaborating? Send an email to: practicalpf@gmail.com
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031 - You Need an Emergency Fund (this is why) ft. David Wolfenden
What if your family suddenly lost its primary source of income due to a freak accident? Would you be able to buy yourself some time to get things figured out? Or would you be plunged into debt immediately? Today I'm joined by David Wolfenden, founder and CEO of Eden, for a conversation about emergency funds. David tells me the story of when his family lost its primary income source overnight and how this experience led him to start his own banking app that makes saving money more fun.
Check out David's app: Eden
Practical Personal Finance on YouTube -
030 - He Paid Off $105K in 3 Years - Student Loans, Car Loan, and Braces
Debt free! John is an author and YouTuber from Los Angeles who just finished paying off $105,000 of debt in 3 years. Including a brand new car, student loans, and even braces. Today, John shares what made him so motivated to become debt free, his feelings on the importance of community college as a path to a debt free education, and how it feels to be out from under the burden of his debts.
Have you recently become debt free? Would you like to share your story to help inspire others? Send me an email to be featured.
Email: practicalpf@gmail.com
Check out John's YouTube channel
Practical Personal Finance on YouTube -
029 - Do You Really Need a Financial Advisor? ft. Kyle Scholl
Should you work with a financial advisor when it comes to managing your money, investing, and planning for retirement? Is it still necessary to do so? Today I'm joined by Kyle from @Financial Awareness with K.Scholl for a conversation about the changes in the financial world that have come about over the past few decades and how those changes might affect the way you manage your money. We talk about whether or not financial advisors will be going away any time soon, how much of your income you should be saving for retirement, and some sage advice for developing a healthy relationship with money.
Check out Kyle's YouTube channel
Practical Personal Finance on YouTube -
028 - How a Product Manager Paid Off $143K in 5 Years
Debt free! Will Ibekwe is a product manager for CapitalOne who just finished paying off over $143,000 in debt. It took him 5 long years to do it. Today, Will shares his story and provides insight into how he remained focused for such a long period of time, how he leveraged the pandemic to aid with his debt payoff, and how he's rewarding himself for becoming debt free.
Have you recently become debt free? Would you like to share your story to help inspire others? Send me an email to be featured.
Email: practicalpf@gmail.com
Practical Personal Finance on YouTube -
027 - What to Look for When Buying a House ft. Bryson Lefmann
What to look for when buying a house - explained by real estate agent Bryson Lefmann! If you're in the market for buying your first home, it can be a little bit challenging to know what you should be looking for. Today, I'm joined by Bryson Lefmann, a real estate agent from Richmond, Virginia, for a conversation about how to approach buying a home. If you're a first time homebuyer, this video is for you!
Bryson's Website
Practical Personal Finance on YouTube -
026 - How a Recent College Grad Became Debt Free at Age 23
Debt free at age 23. WOW! What I would give to have been debt free when I was 23 years old! Today I'm joined by Andrea, a clinical trial specialist from Kansas City. She just became debt free after paying off all of her student loans AND her brand new car, all by age 23. Her story will inspire you!
Practical Personal Finance on YouTube