Cruising Through Retirement with Kevin Brucher Kevin Brucher

Retirement planning has seen significant changes over the past 20 years due to shifts in the economy, demographics, technology, and regulations. The conversation covers topics such as the transition from defined benefit plans to 401(k)s, the importance of Social Security and Medicare, the need for increased revenue and reduced debt, the benefits of Roth 401(k)s and health savings accounts (HSAs), and the impact of financial technology (fintech) on the industry. Call 800-975-6717. Visit Silver Leaf Financial to learn more.
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The conversation covers a range of topics related to retirement planning, financial regrets, investment strategies, market insights, and economic trends. It delves into the impact of inflation, interest rates, and the role of the Federal Reserve. The discussion also explores the volatility of the stock market, the importance of managing risk, and the potential benefits of index annuities as a retirement investment option. Call 800-975-6717. Visit Silver Leaf Financial to learn more.
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In this conversation, Kevin Brucher discusses the certainty and uncertainty in retirement. They talk about the success of Nvidia and the potential risks of investing in AI stocks. They also discuss the importance of investing in the stock market to stay ahead of inflation and the benefits of having a Health Savings Account (HSA). The conversation then shifts to the role of financial advisors in retirement planning and the importance of education in making informed financial decisions. They also touch on the topics of unexpected expenses, taxes, and the role of annuities in retirement planning. The conversation concludes with a discussion on BlackRock's new plan to include annuities in 401(k) plans and the importance of Social Security and Medicare in retirement planning. Call 800-975-6717. Visit Silver Leaf Financial to learn more.
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In this episode of Cruising Through Retirement, Kevin Brucher discusses the recent report from the Social Security and Medicare trustees, which shows that the depletion dates for these programs have been pushed back. He emphasizes that these numbers can change every year based on the economy and the funding from payroll taxes. Kevin also addresses the topic of inflation and argues that the current rates are normal when viewed from a historical perspective. He advises listeners to be mindful of their spending and to focus on saving money. Additionally, he highlights the importance of getting a second opinion on investment portfolios to ensure diversification and avoid potential pitfalls. Call 800-975-6717. Visit Silver Leaf Financial to learn more.
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In this conversation, Kevin Brucher discusses common financial planning misconceptions in retirement. He covers topics such as the current state of the economy, the recommended withdrawal rate for retirement, the misconception of spending less in retirement, and the importance of planning for inflation. They also touch on the dangers of following financial influencers on social media and the benefits of considering annuities as part of a retirement plan. Overall, the conversation emphasizes the need for personalized retirement planning and the importance of working with a trusted advisor. Call 800-975-6717. Visit Silver Leaf Financial to learn more.
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The conversation covers various topics related to the current economic and financial landscape. It starts with a discussion on the recent news, including the Federal Reserve's stance on interest rates and inflation. The conversation then moves on to the performance of companies during the earnings season and the overall state of the economy. It touches on the topics of job market trends, consumer wealth, and the impact of debt on individuals. The conversation concludes with a positive outlook on the market and the importance of managing debt. The conversation provides insights into investment opportunities and strategies to protect and grow wealth. Call 800-975-6717. Visit Silver Leaf Financial to learn more.
See omnystudio.com/listener for privacy information.