Patrick Speaks Patrick Sandner

Why tax qualification and tax diversification matters when looking to retire The often forgotten business partner in retirement The 5 areas of planning that we believe are important to a successful retirement

HERE ARE THE LIFE EVENTS DISCUSSED:
Widowhood Divorce Longevity

Do you AND your spouse have a budget that details all of your income and expenses? How will these change upon the passing of your spouse? Are all of your legal documents up to date? When does life insurance make sense to consider? How can you qualify for state or federal assistance with any care needed? What about gifting? How does the death of a spouse who owned a business play into these considerations?  
 
 
 
 
 

HERE ARE SOME OF THOSE CONSIDERATIONS SHARED:
What is the opportunity cost of paying off the loan early? When does it make sense to refinance instead? How could this potentially impact any future insurance claims?

What are your ingredients for retirement? Ways your recipe can change the world Creating goals to help accomplish your dreams

The three things Are trusts just for the rich? What is estate planning?