14分
#286 How to save money? Speak English Now Podcast: Learn English | Speak English without grammar.
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- 言語学習
Hi! I'm Georgiana, your English teacher, and my mission is to help you speak English fluently.
On my website you can get the 5 Secrets to speak English and also my premium courses.
Before we start, get the transcript on my website. It's completely free.
Visit: SpeakEnglishPodcast.com/podcast
Ok, let's start!
Do you want to save money? Today, we will explore some simple money-saving tips that are easy to understand and apply. And with a fun story, you will improve your English grammar in context.
Learn Basic Money Vocabulary
Before we start talking about ways to save money, let's get to know some important financial terms in English. Knowing these words will help you better understand and handle your finances:
Income: This is the money you earn.
Expenses: These are the costs or money you spend.
Budget: A budget is a plan for managing your money.
Savings: Savings are the money you keep for the future.
Debt: Debt is money you owe.
Understanding these words is a great starting point for improving your financial knowledge.
Create a Simple Budget
Creating a budget is the first step toward financial control. Start by listing your sources of income, such as your salary or any money you receive. Then, list your regular expenses, like rent or mortgage, groceries, transportation, and bills. A budget helps you see how much money you have left after covering your expenses, which you can allocate to savings.
Prioritize Your Spending
It's important to distinguish between essential needs and non-essential wants. Needs are things like housing, food, and utilities—necessities for daily life. Wants are things like dining out, entertainment, or shopping for items that are not essential. Focus on covering your needs first, and allocate any remaining funds to your wants or savings.
Set Clear Savings Goals
Identify specific financial goals that matter to you. Perhaps you want to save for unexpected expenses, education, a home, or retirement. Having clear goals provides motivation and direction for your savings efforts.
Great! In a future episode, we will continue learning more about how to save money.
Hi! I'm Georgiana, your English teacher, and my mission is to help you speak English fluently.
On my website you can get the 5 Secrets to speak English and also my premium courses.
Before we start, get the transcript on my website. It's completely free.
Visit: SpeakEnglishPodcast.com/podcast
Ok, let's start!
Do you want to save money? Today, we will explore some simple money-saving tips that are easy to understand and apply. And with a fun story, you will improve your English grammar in context.
Learn Basic Money Vocabulary
Before we start talking about ways to save money, let's get to know some important financial terms in English. Knowing these words will help you better understand and handle your finances:
Income: This is the money you earn.
Expenses: These are the costs or money you spend.
Budget: A budget is a plan for managing your money.
Savings: Savings are the money you keep for the future.
Debt: Debt is money you owe.
Understanding these words is a great starting point for improving your financial knowledge.
Create a Simple Budget
Creating a budget is the first step toward financial control. Start by listing your sources of income, such as your salary or any money you receive. Then, list your regular expenses, like rent or mortgage, groceries, transportation, and bills. A budget helps you see how much money you have left after covering your expenses, which you can allocate to savings.
Prioritize Your Spending
It's important to distinguish between essential needs and non-essential wants. Needs are things like housing, food, and utilities—necessities for daily life. Wants are things like dining out, entertainment, or shopping for items that are not essential. Focus on covering your needs first, and allocate any remaining funds to your wants or savings.
Set Clear Savings Goals
Identify specific financial goals that matter to you. Perhaps you want to save for unexpected expenses, education, a home, or retirement. Having clear goals provides motivation and direction for your savings efforts.
Great! In a future episode, we will continue learning more about how to save money.
14分