Need To Know Christina and Michelle

Episode 9: Getting the Most out of Studying Abroad

If you have the opportunity to study abroad, GO. If you don’t have that opportunity, make one. Study abroad is one of the most fulfilling and worthwhile college experiences you can have for a multitude of reasons. In this episode, we outline the three different types of study abroad programs and how to pick the right one for you. We also cover how to make sure you pick both a location and learning experience that will fulfill your needs as a student. Lastly we talk about how to balance school, sightseeing, and relationships while on what might be your adventure of a lifetime.

Episode 10: Professors. Love them? Hate them? Here’s what to do about it.

One of the biggest perks of going to college is being able to create relationships with the professors there. They can be huge assets both during and after college, helping with everything from placing you in an internship to nudging that not-quite-a-B up a letter grade. Like with all teachers, getting a bad one also has the potential to ruin the subject for you. In this episode we cover how to navigate those tricky interpersonal relationships with the people who can often make or break your college career.

About Michelle Jamesina and Christina Cheng

Christina and Michelle are entrepreneurs that mentor high school and college students in their free time. Both of their businesses are entirely online, and they both travel the world extensively, learning about other cultures and education systems in the process. They both graduated from college in 2015.

Michelle is a lifestyle and business coach who helps visionary business owners make more money while still doing good and enjoying life along the way. She has a BFA in Graphic Design from Boston University and also studied at Nanyang Technological University in Singapore.

Christina owns Tiny Oak Studio, a graphic and web design business helping socially and environmentally conscious business owners transform their brands. She graduated from the Maryland Institute College of Art (MICA), with a BFA in Environmental Design, and attended the Danish Institute for Study Abroad in Copenhagen, Denmark.

CREDITS:

Music by Markard

Episode 8: The Skills You Need to Know Before You Leave High School

Whether you go to college or not, there are some things in life that are non-negotiable skills you’ll need to survive in our world. If you make sure you know how to get a job, apartment, and car after college, you’re going to be ok. In this episode, we break down exactly why those three things will set you up for success in the “real world” even if you decide you aren’t going to take the traditional path in life. We cover the exact skills you need to master within those three categories to make sure you land on your feet no matter where you choose to leap to.



About Michelle Jamesina and Christina Cheng

Christina and Michelle are entrepreneurs that mentor high school and college students in their free time. Both of their businesses are entirely online, and they both travel the world extensively, learning about other cultures and education systems in the process. They both graduated from college in 2015.

Michelle is a lifestyle and business coach who helps visionary business owners make more money while still doing good and enjoying life along the way. She has a BFA in Graphic Design from Boston University and also studied at Nanyang Technological University in Singapore.

Christina owns Tiny Oak Studio, a graphic and web design business helping socially and environmentally conscious business owners transform their brands. She graduated from the Maryland Institute College of Art (MICA), with a BFA in Environmental Design, and attended the Danish Institute for Study Abroad in Copenhagen, Denmark.

CREDITS:

Music by Markard

Episode 7: Online Learning vs Classroom Learning

The variety of ways to learn the skills that will get you a job, or even choosing the path to get to your dream career, can be pretty overwhelming. In this episode, we talk about the differences between learning in a traditional classroom setting and learning in an online, self-paced format. We also cover whether it’s possible to learn only via online courses to get a job in your chosen field and how to make sure you’re picking the best course for you.

About Michelle Jamesina and Christina Cheng

Christina and Michelle are entrepreneurs that mentor high school and college students in their free time. Both of their businesses are entirely online, and they both travel the world extensively, learning about other cultures and education systems in the process. They both graduated from college in 2015.

Michelle is a lifestyle and business coach who helps visionary business owners make more money while still doing good and enjoying life along the way. She has a BFA in Graphic Design from Boston University and also studied at Nanyang Technological University in Singapore.

Christina owns Tiny Oak Studio, a graphic and web design business helping socially and environmentally conscious business owners transform their brands. She graduated from the Maryland Institute College of Art (MICA), with a BFA in Environmental Design, and attended the Danish Institute for Study Abroad in Copenhagen, Denmark.

CREDITS:

Music by Markard

Is art school worth it?  How do you convince your parents to let you go into a creative field?

Tune in to learn more about what options there are and how to make sure that the choice you make is one that you won't regret.

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About Michelle Jamesina and Christina Cheng

Christina and Michelle are entrepreneurs that mentor high school and college students in their free time. Both of their businesses are entirely online, and they both travel the world extensively, learning about other cultures and education systems in the process. They both graduated from college in 2015.


Michelle is a lifestyle and business coach who helps visionary business owners make more money while still doing good and enjoying life along the way. She has a BFA in Graphic Design from Boston University and also studied at Nanyang Technological University in Singapore.


Christina owns Tiny Oak Studio, a graphic and web design business helping socially and environmentally conscious business owners transform their brands. She graduated from the Maryland Institute College of Art (MICA), with a BFA in Environmental Design, and attended the Danish Institute for Study Abroad in Copenhagen, Denmark.

CREDITS:

Music by Markard

Navigating student loans is terrifying. Paying for college is the most stressful part of the process, and it's no surprise why. Most freshman in college have little to no financial literacy and schools rarely prepare students for the burden they'll need to take on to reach their higher education goals.

In this episode we'll tell you exactly what you need to know in order to take on student loans without drowning in debt upon graduation.

Check out the show notes below for our list of resources Michelle mentions throughout the podcast.

Student Loans Resources

Department of Education Page on Student loans: https://studentaid.ed.gov/sa/

Federal vs Private Loans: https://studentaid.ed.gov/sa/types/loans/federal-vs-private

Variable vs Fixed Interest Rates: https://studentloanhero.com/featured/fixed-vs-variable-rate-student-loans-which-choose/Note: be extremely careful with variable interest loans. They are usually tied to a federal index, such as the LIBOR, and change with the index. Many banks claim that you won't be likely to see significant increases, but be cautious: Michelle saw a 6% increase in the interest rate of one of her loans over a period of 3 years. We cannot advocate for variable interest rate loans on this podcast.

Tax Credits Associated with Student Loans: https://turbotax.intuit.com/tax-tips/college-and-education/about-student-loan-tax-credits/L0mIiywan

Deferment and Forbearance: https://studentaid.ed.gov/sa/repay-loans/deferment-forbearance

Financial Literacy/Understanding Investing Basics: https://jlcollinsnh.com/stock-series/Note: We're including this here because if you're going to have a student loan, you NEED to understand how the stock market works. Reading this now will help you understand how to manage your entire financial life, including your loans. Here's a direct link to the section on paying back student loans: https://jlcollinsnh.com/2015/03/26/stocks-part-xxviii-debt-the-unacceptable-burden/

Student Loan Forgiveness and why 99% of Applicants for Loan Forgiveness are Rejected: https://www.forbes.com/sites/zackfriedman/2019/05/01/99-of-borrowers-rejected-again-for-student-loan-forgiveness/



About Michelle Jamesina and Christina Cheng

Christina and Michelle are entrepreneurs that mentor high school and college students in their free time. Both of their businesses are entirely online, and they both travel the world extensively, learning about other cultures and education systems in the process. They both graduated from college in 2015.  



CREDITS:

Music by Markard