Real Estate Talk with Monica & Noel Noel & Monica

A title is the legal documentation that includes the specifics about the property you are purchasing and who owns it, often in the form of a deed. One of the steps in buying a home is to have a title search completed prior to closing. Many first time buyers may not have heard much about this process. A title search is performed to ensure that the title is clear and that there are no unexpected surprises. While most home purchases are completed with very little hassle, some do involve major issues with the title. Although most are minor problems and easily resolved, it is important to understand what to expect.

---

Send in a voice message: https://podcasters.spotify.com/pod/show/monica030/message

Escrow is a legal concept describing a financial instrument whereby an asset or escrow money is held by a third party on behalf of two other parties that are in the process of completing a transaction. Denise Hueth, is our #1 trusted source and has been a part of our team for over 10 years. She is going to help you understand the ins and outs of Escrow and why it’s so important to work with a reputable Escrow team/company. Be prepared to take helpful notes as she walks us through the escrow process!

---

Send in a voice message: https://podcasters.spotify.com/pod/show/monica030/message

Thinking about buying your First Home? Listen closely to the 10 Mistakes First Time Homebuyers should avoid

---

Send in a voice message: https://podcasters.spotify.com/pod/show/monica030/message

Thinking about refinancing, but not sure if this is the right time to do it? INTEREST RATES are historically low. NOW is definitely the time to Refinance your mortgage. Contact Noel for a one on one consultation (562) 307-7155 or email arzolanoel@yahoo.com

---

Send in a voice message: https://podcasters.spotify.com/pod/show/monica030/message

Buying your first home?
FHA might be just what you need. Your down payment can be as low as 3.5% of the purchase price. Available on 1-4 unit properties. FHA loans have been helping people become homeowners since 1934. The Federal Housing Administration (FHA) - which is part of HUD (Department of Housing & Urban Development) - insures the loan, so your lender can offer you a better deal.

Low down payments
Low closing costs
Easy credit qualifying

DM|Text|Call|Email us Today! We'd love to HELP YOU! 
Monica (213) 446-4198 monicavhomes@gmail.com
Noel (562) 307-7155  narzola@nalgdirect.com

---

Send in a voice message: https://podcasters.spotify.com/pod/show/monica030/message

Mental wellness helps determine how we handle stress, relate to others, and make choices. Mental health is important at every stage of life (mental health.gov)

---

Send in a voice message: https://podcasters.spotify.com/pod/show/monica030/message