100 episodes

You might be a genius at managing other people’s money, but personal finance is quite another kettle of fish. Ringgit & Sense puts a clear mirror in front of you so you understand personal risk profiles, realistic investment horizons, retirement planning and the all-important education loan and health insurance plan, and the explosion of myriad personal finance products.

BFM :: Ringgit and Sense BFM89.9

    • Business
    • 2.7 • 54 Ratings

You might be a genius at managing other people’s money, but personal finance is quite another kettle of fish. Ringgit & Sense puts a clear mirror in front of you so you understand personal risk profiles, realistic investment horizons, retirement planning and the all-important education loan and health insurance plan, and the explosion of myriad personal finance products.

    How To Ask For A Raise

    How To Ask For A Raise

    Have you asked for a raise or promotion in your job recently? Do you plan to? How much would you ask for? On this episode of Ringgit and Sense, Sim Wie Boon speaks to communications coach Indira Nair about asking for a bump up in your salary or position from your boss. They discuss the culture around it, the different perspectives towards it and ways to approach it. Image credit: Shutterstock.com

    • 23 min
    How You Can Be Your Own Fund Manager

    How You Can Be Your Own Fund Manager

    Can someone without a finance certificate manage their own investment funds well enough to build up a comfortable retirement nest or even generational wealth? Former fund manager and author of the book Be Your Own Fund Manager, Lim Mei Ching believes so provided if you apply both fundamental and technical analyses, coupled with strict and disciplined portfolio management skills. We speak to her about her latest book to find out more. To get her book online, visit: MPH Link or Shopee Link

    Image credit: Shutterstock.com

    • 21 min
    Positioning ETFs In Your Portfolio

    Positioning ETFs In Your Portfolio

    As investors grow savvier, more Malaysians are open to trying out new investment vehicles to grow their portfolios. While not a new form of investment, Exchange-Traded Funds or ETFs have been growing in popularity thanks to its growing reputation among investors for being conveniently tradable and having relatively lower management fees compared to mutual funds. So what exactly are ETFs and how should they be positioned in your portfolio? Tune in to find out. Image credit: Shutterstock.com

    • 22 min
    Ringgit and Sense 2021: Important Lessons Of The Year

    Ringgit and Sense 2021: Important Lessons Of The Year

    We recap some of the most interesting conversations we’ve had on the show, including budgeting for your wedding, Buy Now Pay Later, the mental health impact of bankruptcy and the recent EPF withdrawals. Image credit: Shutterstock.com

    • 22 min
    Capitalising On Trends With Thematic Investing

    Capitalising On Trends With Thematic Investing

    Sim Wie Boon speaks to Wong Wai Ken, Malaysia Country Manager, for the robo advisor Stashaway about thematic investments. They'll be discussing why thematic investments have become more popular in the past two years, what are the risks and opportunities associated with thematic investing and how to assess a theme. Image credit: Unsplash.com

    • 22 min
    Malaysia’s Retirement Crisis, A Grey Rhino

    Malaysia’s Retirement Crisis, A Grey Rhino

    As a result of Covid-19 related withdrawals, almost half of the EPF members have less than RM10,000 left in savings, and 3.6 million of them now have less than RM1,000. These shocking figures point towards the likelihood that Malaysia will experience a huge problem with a majority of its lower to middle income elderly living in poverty in the coming decade. So what do we need to do to address this issue? Sim Wie Boon speaks to Balqais Yusoff of EPF about the impact of Covid-19 on EPF withdrawals and the looming retirement crisis ahead. Image credit: Shutterstock.com

    • 24 min

Customer Reviews

2.7 out of 5
54 Ratings

54 Ratings

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