Top Lenders Share “Good News” for Mortgage Rates + Trending Investor Loans On The Market

We may be close to some serious mortgage rate relief, according to today’s panel of top lenders. With interest rates finally starting to slide after cooling inflation and lackluster job growth, investors are gaining hope that we could see more affordable mortgage rates resurface after a very harsh past two years. So, what could come next? Stick around because we’ve got mortgage rate predictions and the best investor loans to look for coming up in this episode!
Caeli Ridge, Krystle, and Kenny Simpson, our expert investor-lenders, are back on the show to give their take on the commercial and residential mortgage space. All are feeling a bit more optimistic as we see rates finally trend into the six-percent range for primary residence homebuyers, with rates up another percent or so for investors. But with today’s mortgage rates still relatively high, which loans should investors use? From DSCR loans (debt service coverage ratio) to HELOCs (home equity line of credit), construction loans, and more, we’ll get into each of these loan products and share which ones investors are taking advantage of today.
Plus, if you’re struggling to find cash flow in today’s tough housing market, our lenders offer some simple but significant solutions to boost your ROI and help you build your portfolio. Do you have an adjustable-rate mortgage? If so, you MUST heed our commercial lender’s words, as you could get a surprise increase in your monthly mortgage very soon.

In This Episode We Cover
Top lenders’ mortgage rate predictions and updates on today’s rates
Why mortgage rates haven’t fallen faster and why there’s hope on the horizon
Trending loan products investors are using to build their real estate portfolios even with high rates
Why commercial lenders are getting cautious and starting to deny this one type of loan
ADU (accessory dwelling unit) lending updates and why it could be easier to get ADU funding soon
How to boost your cash flow and maximize your ROI WITHOUT buying more properties
And So Much More!
Links from the Show
Find an Agent
Find a Lender
BiggerPockets Forums
BiggerPockets Agent
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Join BiggerPockets for FREE
On The Market
Join the Future of Real Estate Investing with Fundrise
Connect with Other Investors in the “On The Market” Forums
Subscribe to The “On The Market” YouTube Channel
Dave's BiggerPockets Profile
Dave's Instagram
Property Manager Finder
On The Market Podcast 185 - Top Lenders on Mortgage Rate Predictions + Loans You’ve NEVER Heard Of w/Caeli Ridge and Krystle and Kenny Simpson
BiggerPockets Daily Podcast 1263 - Investors: Stop Worrying About Interest Rates—Here’s Why Right Now Is the Time to Buy
On The Market Podcast 184 - Fannie Mae’s Mortgage Rate “Range” to Expect in 2024 and 2025
 
Connect with Caeli :
Caeli's BiggerPockets Profile
Caeli's Instagram
Caeli's LinkedIn
 Caeli's Website
 
Connect with Krystle and Kenny:
Kenny's BiggerPockets Profile
Krystle's Instagram
 Kenny's Instagram
 Krystle's LinkedIn
Kenny's LinkedIn
 Kenny's X/Twitter
The Simpson Team's Website

Jump to topic:
(00:00) Intro
(01:07) Mortgage Rate Predictions + Update 
(08:16) Trending Loan Products 
(11:29) Commercial Lenders Get Cautious…
(19:41) Everyone’s Building ADUs!
(26:29) Advice for 2024 Investors 
(33:07) Work with a Solid Lender


Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-220
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