33 episodes
Talking Credit Unions with Chris Smith Chris Smith
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- Business
These podcasts aim to communicate topics of interest from the world of credit unions targeted at managers, directors and other activists within the world of credit unions. I'm a long term supporter of credit unions and have served on the board of directors of several credit unions. This is a not for profit venture and my time is donated pro-bono. I am constantly on the look-out for stories and topics of interest to credit unions especially, but not exclusively, in the UK and Ireland. Contact me: smithowls@gmail.com A contribution to my costs has been made by Swoboda Research Centre and I rely on them for additional distribution and inspiration.
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Credit Unions are ethical...aren't they?
Send us a Text Message.Can credit unions truly be the gold standard of ethical finance? Join our enlightening exchange with ethics-man Barry Clavin, as we scrutinize whether these institutions are walking the talk of their cooperative principles. We traverse the complex terrain of credit union ethics, addressing their genuine commitment to these values, and the potential benefits of adopting a unified ethical identity. Are there any lessons to be learnt from landmark policy of the Cooperative...
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Human touch versus Digital Banking for Credit Unions?
Send us a Text Message.Listen to a conversation with George Hofheimer, the advisor and author of "Banking on the Human Scale." As we navigate the challenges that credit unions face in the digital era, George illuminates the path ahead, offering strategic insight into blending technological investments with the human service that defines credit unions. The traditional face-to-face service is not lost, but rather enhanced as George makes a compelling case for a harmonious merge of the old and t...
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EDITION 31 - Are credit union members rate tarts?
Send us a Text Message.Several responses to this question by credit union leaders:*Rate tart is a term used in banking to describe someone who transfers balances repeatedly, chasing the best possible interest rates on savings. David McAuley, CEO, Donore CU, Ireland " Are our members 'rate tarts'* and leave the credit union, if we pay insufficient dividend? Our members in the main are not big savers. So, while there will be one or two members disgruntled with no dividend and they do tend...
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EDITION 30 - SWOBODA RESEARCH CENTRE - SPRING 2023 UPDATE
Send us a Text Message.Paul Jones and Nick Money update us on the wide list of projects, papers and conferences coming up in the next 12 months at the Swoboda Research Centre.Hear about:New credit union lending projectsSustainable credit unionsUpdates on the Governance ManualNew faces at SwobodaJonathon Moore's views on credit unions Talking Credit Unions with Chris Smith is a regular podcast dedicated to informing credit union practitioners, leaders and opinion formers on variety of industry...
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EDITION 29 Employee Salary Advance Schemes are here to stay?
Send us a Text Message.This podcast captures the views of some financial services industry commentators on the merits and drawbacks of ESAS (Employee Salary Advance Schemes).Guests on this podcast are:Matt Bland, CEO Co-op Credit Union, UKEmily Trant, head of Impact & Inclusion, WagestreamLindsay Melvin, CEO FlexiwageErik Porter, Wellbeing expertHow a Employee Salary Advance Scheme works:Specialist scheme operators, which are usually unregulated businesses, often provide the product as pa...
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EDITION 28 Credit Unions - did they survive the pandemic?
Send us a Text Message.The past two years has been the ultimate stress test for the financial, operational, competitive, and cultural resiliency of credit unions. Leaders have greater depth of insight into the risks facing their credit union and can now better plan for and address those risks, allowing the organisation to focus primarily on longer-term opportunities.Some credit unions are only now emerging from the lockdown to seek new members in a tremendously competitive and digital world. ...