171 episodes

The archaic system of giving up money today, taking on risk, and hoping to retire is B.S.

This podcast seeks to help make you responsible for your money and your future. You are the one who cares more about it than anyone else. I am here to help you and provide the honesty you need. No sugar coating. No false claims. Just straight up truth.

Without the Bank Podcast Mary Jo Irmen

    • Business

The archaic system of giving up money today, taking on risk, and hoping to retire is B.S.

This podcast seeks to help make you responsible for your money and your future. You are the one who cares more about it than anyone else. I am here to help you and provide the honesty you need. No sugar coating. No false claims. Just straight up truth.

    Ep. 171 - What Did Dave Ramsey Say?

    Ep. 171 - What Did Dave Ramsey Say?

    Here we are again... Dave and I agree, but he seems to be talking out of both sides of his mouth. Finally, he has addressed putting money into things you know, but why then is he talking about putting money into IRA's and 401k's when you don't know those things?
    Audio Production by Podsworth Media - https://podsworth.com 

    • 15 min
    Ep. 170 - How to Treat Capital Investments

    Ep. 170 - How to Treat Capital Investments

    Have you put money into your business and paid it back? If you are putting a capital investment into a business, you better pay that back to yourself and figure in your time per hour. Without doing this, you are not looking at real numbers for profit and expenses on the business side.
    Audio Production by Podsworth Media - https://podsworth.com 

    • 12 min
    Ep. 169 - Passive Investors Manipulate the Market

    Ep. 169 - Passive Investors Manipulate the Market

    Wealthion had a great podcast interview that I sum up here as best I can. The moral is, the gov't created a "solution" that is now creating a problem for which they can create another "solution". The opt-out 401k option is not actually helping but could hurt the market, depending on employment rates. Take a listen; there is a lot here.
    Audio Production by Podsworth Media - https://podsworth.com 

    • 17 min
    Ep. 168 - Selling is Not Bad; Get Over It!

    Ep. 168 - Selling is Not Bad; Get Over It!

    Every one of us is a salesperson to some extent, yet so many folks are up in arms over people selling them something. Listen in and challenge your thought process.
    Audio Production by Podsworth Media - https://podsworth.com 

    • 16 min
    Ep. 167 - Paying Cash for College

    Ep. 167 - Paying Cash for College

    It's about that time of year where parents have college coming up to pay for. Student loans are a joke, and parents are being stuck with the bill. Society has said, pay cash for your kids and never have them pay you back. There are better ways, and you as the parent need to stop using your retirement to pay for the kids' college.
    Audio Production by Podsworth Media - https://podsworth.com 

    • 10 min
    Ep. 166 - Economy Update (with German Passion!)

    Ep. 166 - Economy Update (with German Passion!)

    I stay away from the news for a reason, but I figured I'd take a listen this week, and now I'm mad. We are supposed to lose jobs in order to stop spending and get back to where the gov't thinks we should be. The thought process around this is absurd!
    Audio Production by Podsworth Media - https://podsworth.com 

    • 16 min

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