390 episodes

Are you a Christian longing to honor God in every aspect of your life, including your finances? The Ask Ralph Podcast is your guide to finding financial freedom, making wise money decisions, and aligning your resources with your faith. Your host, Ralph Estep, Jr., brings a unique combination of expertise and genuine experience to the table. He's an accountant, a business coach, a podcast host, an author, a farmer – but above all, a husband, father, and a man seeking to follow Jesus wholeheartedly.

Ralph has been through the highs and lows of managing money - he's made mistakes, learned powerful lessons, and wants to share that journey with you. Expect a refreshing blend of practical advice and Biblical principles. We'll cover everything from creating a rock-solid budget and ditching debt to building ethical businesses and exploring the transformative power of generous giving. Whether you're a business owner yearning to integrate your faith into your work, or simply a person desiring wise stewardship of what you've been given, this podcast is for you. Get ready to ditch financial stress, gain clarity and confidence, and use your resources to fulfill God's calling in your life.

Ask Ralph Podcast: Mastering Your Finances with a Christian Perspective Ralph V. Estep, Jr.

    • Business

Are you a Christian longing to honor God in every aspect of your life, including your finances? The Ask Ralph Podcast is your guide to finding financial freedom, making wise money decisions, and aligning your resources with your faith. Your host, Ralph Estep, Jr., brings a unique combination of expertise and genuine experience to the table. He's an accountant, a business coach, a podcast host, an author, a farmer – but above all, a husband, father, and a man seeking to follow Jesus wholeheartedly.

Ralph has been through the highs and lows of managing money - he's made mistakes, learned powerful lessons, and wants to share that journey with you. Expect a refreshing blend of practical advice and Biblical principles. We'll cover everything from creating a rock-solid budget and ditching debt to building ethical businesses and exploring the transformative power of generous giving. Whether you're a business owner yearning to integrate your faith into your work, or simply a person desiring wise stewardship of what you've been given, this podcast is for you. Get ready to ditch financial stress, gain clarity and confidence, and use your resources to fulfill God's calling in your life.

    Maximize Your Grocery Budget: Practical Tips and Listener Advice

    Maximize Your Grocery Budget: Practical Tips and Listener Advice

    Are you tired of your grocery bills eating up your budget? Join Ralph Estep, Jr., as he shares 6 practical tips that can cut your costs by 20%! Don't miss out on our listeners' advice either!
    Trimming Your Grocery Bill: Practical Tips and Listener AdviceIn this episode of the Ask Ralph Podcast, host Ralph Estep, Jr. discusses practical and easy ways to save money on grocery shopping without sacrificing nutrition or taste. Topics include making and sticking to a list, opting for store brands, understanding unit pricing, selective bulk buying, shopping seasonally, and cooking at home. Ralph also shares valuable advice from listeners on how they save money on grocery shopping. The episode combines financial wisdom with a Christian perspective, aiming to help listeners become better stewards of their finances.
    00:00 Introduction and Episode Overview
    00:25 Welcome to the Ask Ralph Podcast
    02:19 Today's Topic: Saving Money on Groceries
    03:34 Tip 1: Make a List and Stick to It
    05:11 Tip 2: Buy Store Brands
    06:28 Tip 3: Check Unit Pricing
    08:00 Tip 4: Buy in Bulk Selectively
    09:34 Tip 5: Shop Seasonally
    11:16 Tip 6: Cook at Home More
    12:15 Listener Tips and Feedback
    16:10 Conclusion and Final Thoughts
    LISTEN NOW
    WATCH NOW ON YOUTUBE (OUR VIDEO VERSION)
    WATCH NOW ON RUMBLE (OUR VIDEO VERSION)
    JOIN OUR FACEBOOK INSIDERS GROUP
    Please share our Podcast with all your friends and family!
    Submit your questions or ideas for future shows - email us at 
    ralph@askralph.com or leave a voicemail message on our podcast page
    Leave A Voicemail Message
    Like us on Facebook and follow us on Facebook at
    https://www.facebook.com/askralphmedia Twitter (@askralphmedia) or visit www.askralphpodcast.com for more information.
    To schedule a consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information!
    Buy Ralph's Book - Mastering Your Finances! on Amazon
    Buy Ralph's Book - Gospel of Entrepreneurship: Following Jesus in Your Business Journey on Amazon

     

    • 18 min
    Declutter Your Digital Life: Practical Tips for Digital Organization

    Declutter Your Digital Life: Practical Tips for Digital Organization

    Decluttering Your Digital Life: Practical Tips and Biblical InsightsIn this episode of the Ask Ralph Podcast, host Ralph Estep, Jr., with over 30 years of financial experience, tackles the issue of digital clutter. Ralph provides practical tips for organizing your digital space, from deleting unused apps to managing email subscriptions. He intertwines these tips with Christian teachings, emphasizing the importance of focusing on what truly matters. Listeners are guided through a step-by-step process to declutter their devices and accounts, enriched with personal anecdotes and listener stories. The episode stresses the value of digital decluttering as a form of stewardship before God.
    00:00 Introduction: Tackling Digital Clutter
    00:22 Welcome to Ask Ralph Podcast
    01:21 Upcoming Topics and Community Engagement
    02:09 The Digital Clutter Crisis
    03:41 Steps to Declutter Your Digital Life
    05:14 Practical Tips for Digital Decluttering
    08:05 Listener's Story: A Doctor's Digital Makeover
    09:36 Final Thoughts and Encouragement
    10:48 Closing Remarks and Disclaimers
    LISTEN NOW
    WATCH NOW ON YOUTUBE (OUR VIDEO VERSION)
    WATCH NOW ON RUMBLE (OUR VIDEO VERSION)
    JOIN OUR FACEBOOK INSIDERS GROUP
    Please share our Podcast with all your friends and family!
    Submit your questions or ideas for future shows - email us at 
    ralph@askralph.com or leave a voicemail message on our podcast page
    Leave A Voicemail Message
    Like us on Facebook and follow us on Facebook at
    https://www.facebook.com/askralphmedia Twitter (@askralphmedia) or visit www.askralphpodcast.com for more information.
    To schedule a consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information!
    Buy Ralph's Book - Mastering Your Finances! on Amazon
    Buy Ralph's Book - Gospel of Entrepreneurship: Following Jesus in Your Business Journey on Amazon

     

    • 11 min
    Avoiding Financial Pitfalls in Retirement

    Avoiding Financial Pitfalls in Retirement

    Are you prepared to sidestep financial pitfalls in retirement? Join Ralph Estep, Jr., and learn how to break bad money habits and enjoy a blissful retirement.
    Avoiding Financial Pitfalls in Retirement: Insights from Ralph Estep, Jr.In this episode of the Ask Ralph Podcast, host Ralph Estep, Jr., a financial professional with over 30 years of experience, discusses common financial missteps retirees often make and provides practical strategies to avoid them. The episode focuses on five key bad habits: splurging on travel, enabling adult children, carrying debt into retirement, supporting unhealthy adult relationships, and compulsive shopping. Ralph also offers actionable tips to manage these issues, emphasizing the importance of wise financial stewardship from a Christian perspective. Additionally, listeners are encouraged to join the podcast’s Facebook insider's group for continued discussion and support.
    00:00 Introduction and Episode Overview
    00:20 Welcome to the Ask Ralph Podcast
    00:52 Motivational Monday and Show Announcements
    01:15 The Importance of Avoiding Bad Money Habits
    03:32 Bad Habit #1: Splurging on Travel
    04:48 Bad Habit #2: Supporting Adult Children
    06:25 Bad Habit #3: Carrying Debt into Retirement
    08:33 Bad Habit #4: Supporting Unhealthy Adult Relationships
    10:46 Bad Habit #5: Compulsive Shopping
    13:08 Recap and Final Thoughts
    LISTEN NOW
    WATCH NOW ON YOUTUBE (OUR VIDEO VERSION)
    WATCH NOW ON RUMBLE (OUR VIDEO VERSION)
    JOIN OUR FACEBOOK INSIDERS GROUP
    Please share our Podcast with all your friends and family!
    Submit your questions or ideas for future shows - email us at 
    ralph@askralph.com or leave a voicemail message on our podcast page
    Leave A Voicemail Message
    Like us on Facebook and follow us on Facebook at
    https://www.facebook.com/askralphmedia Twitter (@askralphmedia) or visit www.askralphpodcast.com for more information.
    To schedule a consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information!
    Buy Ralph's Book - Mastering Your Finances! on Amazon
    Buy Ralph's Book - Gospel of Entrepreneurship: Following Jesus in Your Business Journey on Amazon

     

    • 15 min
    Finding Peace through Prayer: A Guide to Deepening Your Connection with God

    Finding Peace through Prayer: A Guide to Deepening Your Connection with God

    Finding Peace through Prayer with God? Join Ralph Estep, Jr., as he explores how to revitalize your prayer life and experience transformation. Let's cultivate a vibrant prayer routine together!
    Revitalizing Your Prayer Life: Tips for Genuine Connections with GodIn this episode of the Ask Ralph Podcast, host Ralph Estep Jr. guides listeners through practical steps to cultivate a vibrant and impactful prayer life. The episode begins with a personal reflection on the common struggle of maintaining a meaningful connection with God and then dives into four actionable tips: starting your day with God, praying throughout your activities, being authentic in prayer, and praying with others. Ralph also emphasizes the importance of community and authenticity in prayer, sharing personal anecdotes and scriptural insights. The episode concludes with a prayer and a challenge to commit to growing your prayer life. Listeners are encouraged to visit askralphpodcast.com for more resources and to join the show's growing community on Facebook.
    00:00 Introduction: Revitalize Your Prayer Life
    00:27 Welcome to the Ask Ralph Podcast
    02:26 Grounding in the Word of God
    02:48 Struggles and Truths About Prayer
    03:44 Actionable Steps for a Prayerful Life
    05:48 The Power of Authentic Prayer
    08:03 Praying with Others
    12:49 Final Thoughts and Recap
    13:19 Closing and Call to Action
    LISTEN NOW
    WATCH NOW ON YOUTUBE (OUR VIDEO VERSION)
    WATCH NOW ON RUMBLE (OUR VIDEO VERSION)
    JOIN OUR FACEBOOK INSIDERS GROUP
    Please share our Podcast with all your friends and family!
    Submit your questions or ideas for future shows - email us at 
    ralph@askralph.com or leave a voicemail message on our podcast page
    Leave A Voicemail Message
    Like us on Facebook and follow us on Facebook at
    https://www.facebook.com/askralphmedia Twitter (@askralphmedia) or visit www.askralphpodcast.com for more information.
    To schedule a consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information!
    Buy Ralph's Book - Mastering Your Finances! on Amazon
    Buy Ralph's Book - Gospel of Entrepreneurship: Following Jesus in Your Business Journey on Amazon

     

    • 15 min
    Faithful Finances: Managing Money with a Mission my interview with Whitney Owens from the Wise Practice Podcast

    Faithful Finances: Managing Money with a Mission my interview with Whitney Owens from the Wise Practice Podcast

    A behind-the-scenes look at my conversation with Whitney Owens, talking faith, finances, and finding purpose in our professions. It’s moments like these that remind us of the impact of our mission. Join Ralph Estep, Jr., as he discusses managing money with a mission.
    Navigating Finances with Faith: An Interview with Ralph Estep Jr.In this episode of the Wise Practice Podcast, Whitney Owens interviews Ralph Estep Jr., an experienced accountant, author, and farmer. They discuss the integration of faith in financial practices, practical advice for Christian business owners, and the importance of stewardship. Ralph shares insights from his books on mastering finances from a Christian perspective, touching on topics like budgeting, tithing, managing debt, and planning for the future. He also emphasizes the significance of a Christ-centered approach to financial decision-making and the rewards of giving and serving others. This episode offers valuable guidance for listeners striving to align their financial habits with their faith.
    00:00 Introduction to the Interview
    00:54 Meet Ralph Estep, Jr.
    01:22 Ralph's Background and Faith
    04:13 Christian Perspective on Finances
    06:51 Stewardship and Financial Responsibility
    09:14 Balancing Business and Faith
    12:00 Challenges and Rewards of Faith-Based Practices
    14:08 The Importance of Listening and Planning
    14:55 Financial Issues in Marriage
    15:37 Business Consulting and Tax Planning
    17:16 Retirement Planning for Therapists and Pastors
    18:48 Dealing with Graduate School Debt
    20:31 Growing Your Practice and Financial Planning
    24:40 Ralph's Resources and Contact Information
    LISTEN NOW
    WATCH NOW ON YOUTUBE (OUR VIDEO VERSION)
    WATCH NOW ON RUMBLE (OUR VIDEO VERSION)
    JOIN OUR FACEBOOK INSIDERS GROUP
    Please share our Podcast with all your friends and family!
    Submit your questions or ideas for future shows - email us at 
    ralph@askralph.com or leave a voicemail message on our podcast page
    Leave A Voicemail Message
    Like us on Facebook and follow us on Facebook at
    https://www.facebook.com/askralphmedia Twitter (@askralphmedia) or visit www.askralphpodcast.com for more information.
    To schedule a consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information!
    Buy Ralph's Book - Mastering Your Finances! on Amazon
    Buy Ralph's Book - Gospel of Entrepreneurship: Following Jesus in Your Business Journey on Amazon

     

    • 27 min
    Financial Harmony: Building Unity in Marriage

    Financial Harmony: Building Unity in Marriage

    Struggling with financial disagreements in your relationship? You're not alone! Tune in to our show where Ralph Estep, Jr., shares practical tips for achieving financial harmony with your partner. Let's build unity in marriage together.
    Achieving Financial Harmony in Marriage: Practical Steps for CouplesIn this episode of the Ask Ralph Podcast, host Ralph Estep, Jr. addresses the common issue of financial disagreements in marriages. Drawing on his 30 years of experience as a financial professional and Christian teachings, Ralph explores why financial unity is crucial for marital harmony. He provides practical tips for couples to align their financial goals, including having honest conversations about money histories, agreeing on a unified budget, setting shared money goals, and seeking external resources for financial growth. Throughout the episode, Ralph shares personal anecdotes and expert advice to help couples achieve financial harmony.
    00:00 Introduction: Money and Relationships
    00:36 Welcome to Ask Ralph Podcast
    01:28 Biblical Wisdom on Unity
    02:23 Importance of Financial Unity
    03:07 Personal Experiences and Expert Advice
    03:26 Join the Community
    03:52 Truths About Financial Alignment
    08:43 Actionable Steps for Financial Harmony
    12:24 Conclusion and Encouragement
    LISTEN NOW
    WATCH NOW ON YOUTUBE (OUR VIDEO VERSION)
    WATCH NOW ON RUMBLE (OUR VIDEO VERSION)
    JOIN OUR FACEBOOK INSIDERS GROUP
    Please share our Podcast with all your friends and family!
    Submit your questions or ideas for future shows - email us at 
    ralph@askralph.com or leave a voicemail message on our podcast page
    Leave A Voicemail Message
    Like us on Facebook and follow us on Facebook at
    https://www.facebook.com/askralphmedia Twitter (@askralphmedia) or visit www.askralphpodcast.com for more information.
    To schedule a consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information!
    Buy Ralph's Book - Mastering Your Finances! on Amazon
    Buy Ralph's Book - Gospel of Entrepreneurship: Following Jesus in Your Business Journey on Amazon

     

    • 14 min

Top Podcasts In Business

The Diary Of A CEO with Steven Bartlett
DOAC
Think Fast, Talk Smart: Communication Techniques
Stanford GSB
We Study Billionaires - The Investor’s Podcast Network
The Investor's Podcast Network
The Economics of Everyday Things
Freakonomics Network & Zachary Crockett
Tanguy Pastureau maltraite l'info
France Inter
BiggerPockets Money Podcast
BiggerPockets

You Might Also Like

The Ramsey Show
Ramsey Network
DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing
Quint Tatro & Daniel Czulno, CFP® a passionate look at everything money from budgeting, savings, investing, stocks, bonds, debt. For those that enjoy Dave Ramsey, Jill On Money, Smart Money, BiggerPockets it’s worth a listen!
The Personal Finance Podcast
Andrew Giancola
NerdWallet's Smart Money Podcast
NerdWallet Personal Finance
Smart Money Happy Hour with Rachel Cruze and George Kamel
Ramsey Network
Money Guy Show
Brian Preston and Bo Hanson