Optimal Finance Daily Optimal Living Daily

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 2706:
Discover Chalene Johnson's Weekend Weight Loss Tips to maintain your health goals without sacrificing weekend fun. Chalene shares practical advice on changing your mindset, limiting alcohol, managing meal times, choosing home-cooked meals, bringing your own food, and including raw veggies in your diet, aiming to keep you on track while enjoying your downtime.
Read along with the original article(s) here: https://www.chalenejohnson.com/weekend-weight-loss-tips/
Quotes to ponder:
"It ALL starts with mindset. If you go into your weekend with the mindset that you’re going to indulge and that you earned it, then you will have little to no self control."
"When you find yourself trying to justify the indulgences, take an emotional step back, and remind yourself that you are worth putting good nutritious food in your body."
"If you find you’re having a strong craving for something in particular, my first recommendation is to write it down, that might seem strange. But research has shown that if you write down the craving, most times it removes it."
Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 2707:
In "The Best Time of Year to Buy Many Items," Andrea Joy of SavingJoyfully.com guides us through the calendar year, pinpointing the optimal times to make key purchases - from electronics to gym memberships. This episode uncovers how strategic timing can yield significant savings and help manage household budgets more effectively.
Read along with the original article(s) here: https://savingjoyfully.com/blog/the-best-time-of-year-to-buy-many-items
Quotes to ponder:
"Being willing to wait until certain times of year to buy things can be helpful for those purchases that aren’t true 'must haves.'"
"Fitness equipment is a great idea at the beginning of the year because many stores are running sales."
"Chocolate is a great price this time of year especially after Valentine's Day is over with all the sales to sell the leftover Valentine’s goodies."
Episode references:
The Power of Now: https://www.amazon.com/Power-Now-Guide-Spiritual-Enlightenment/dp/1577314808
Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 2705:
Discover how frugality might unexpectedly dip into your funds as Michelle Schroeder-Gardner of MakingSenseOfCents.com explores six common pitfalls where saving too much can actually end up costing you more. From skimping on quality purchases to the false economy of DIY projects, Michelle sheds light on the hidden costs of excessive thriftiness.
Read along with the original article(s) here: https://www.makingsenseofcents.com/2014/10/6-ways-being-cheap-can-cost-you-money.html
Quotes to ponder:
"Many people each and every single day make the mistake of trying to save money, yet end up wasting money in the end."
"Skipping going to the dentist for years so that you can 'save' money. Then, after you finally go, you find out you could have saved money and some of your teeth by visiting the dentist regularly for cleanings."
Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 2704:
Kathleen Coxwell's guide "7 Ways You May Be Leaving Money on the Table When You Retire" offers essential strategies to ensure you're maximizing your retirement savings. Discover how to optimize your Social Security benefits, manage investments wisely, and avoid common pitfalls that can reduce your financial security in retirement.
Read along with the original article(s) here: https://www.newretirement.com/retirement/leaving-money-on-the-table-when-you-retire/
Quotes to ponder:
"Surprisingly though, many retirees and soon to be retirees overlook not just hundreds or even thousands of dollars, but hundreds of thousands in money that could be put toward retirement expenses."
"By claiming Social Security at the earliest possible date, many people are leaving a substantial amount of money behind because the longer you wait, the greater the benefits become."
"Your home is a valuable resource that really should be considered as part of your overall retirement plan."
Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 2703:
Discover why paying off your mortgage early might not be the financial boon you expect in Len Penzo's insightful analysis. Penzo, leveraging historical examples and economic trends, argues that in a high-inflation environment, maintaining a mortgage could be more advantageous than clearing it early. Explore this counterintuitive approach to personal finance management and how it might apply to your financial strategy.
Read along with the original article(s) here: https://lenpenzo.com/blog/id25716-why-paying-off-the-mortgage-early-may-be-a-big-mistake-2.html
Quotes to ponder:
"Mortgage payments (became) no more than a nominal burden to (homeowners) - a consideration which dismayed the mortgage banks."
Episode references:
When Money Dies by Adam Fergusson: https://a.co/d/iJQCS7C
Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 2702:
Chris from KeepThrifty.com shares his journey of trading the pursuit of financial freedom for a one-year mini-retirement to spend quality time with his children. Despite the financial setbacks, he values this period as an invaluable investment in family life, illustrating that sometimes, life's best returns come from the heart, not the bank.
Read along with the original article(s) here: https://www.keepthrifty.com/trade-financial-freedom-mini-retirement/
Quotes to ponder:
"Who doesn’t want financial freedom? Getting to the point that your passive income can cover your expenses buys you opportunities and time in a way that most people can’t imagine."
"Despite the allure, I took an active step away from financial freedom this year, choosing to delay my freedom date by over 2 years."
"Trading twenty-seven months of financial freedom for fourteen months of mini-retirement now seems like a pretty good deal when you put our life situation in context."
Learn more about your ad choices. Visit megaphone.fm/adchoices