300 episodes

The Property Podcast from Property Hub (propertyhub.net) is the podcast for all property investors – new or experienced. Rob Bence and Rob Dix discuss a different property topic and property news item each week, passing on their knowledge and experience to the listeners. They both invest in UK Property so they practise what they preach. No hard sell, no bull just straight talking property investment advice!

The Property Podcast Rob Bence and Rob Dix from The Property Hub

    • Investing

The Property Podcast from Property Hub (propertyhub.net) is the podcast for all property investors – new or experienced. Rob Bence and Rob Dix discuss a different property topic and property news item each week, passing on their knowledge and experience to the listeners. They both invest in UK Property so they practise what they preach. No hard sell, no bull just straight talking property investment advice!

    ASK220: Which location should I choose for a buy-refurb-refinance strategy? PLUS: Can I charge my tenant for this damage?

    ASK220: Which location should I choose for a buy-refurb-refinance strategy? PLUS: Can I charge my tenant for this damage?

    This week on Ask Rob & Rob, the guys are helping one caller decide on which location they should be looking at, and a landlord who’s got damp issues in his property. 

    Our first caller, Harry from Bristol, is currently preparing to make his first property investment. He’s only interested in receiving cash flow at the moment, so his strategy is buy, refurbish and refinance.

    He’s in the process of scouting for locations so he’s turned to Rob & Rob for advice. He’s keen on the North West or South Wales however, South Wales is closer to home. 

    With Harry's strategy, should he be investing in an area closer to home or taking the risk and investing in the popular North West? 

    The second question this week comes from Boris. Boris has a tenant that is due to vacate his property and has discovered that there’s quite a bit of mold and damp. This is partly due to how the property is built, with lack of ventilation. 

    He wants to know if he’s entitled to ask the tenant to pay for redecoration where it’s needed in the property. 

    In addition to this, Boris mentioned he wants to change to a new lettings agent, but what happens about the money held in deposit? 

    So, Boris wants to know if both letting agents new and old can work together to get the work on the property completed. Can he charge the tenants or will he have to pay himself?

    Tune in to find out...

    Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). 

     

    Or if you prefer, click here to leave a recording via your computer instead.

    The next question on Ask Rob & Rob could be yours. 

    Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.

    • 8 min
    TPP358: Smash the new decade and change your life (Warning: Contains ranting and swearing!)

    TPP358: Smash the new decade and change your life (Warning: Contains ranting and swearing!)

    First of all, we’d just like to warn listeners that this episode of The Property Podcast does contain a few curse words, but it’s down to Rob & Rob getting rather passionate. Because today’s episode has the potential to change your life…

    In today’s episode Rob & Rob are going to be giving you a framework that will set you up for massive success. So, how can you smash this next decade? Let’s find out…
    Decide what you want 
    Be willing to do difficult things 
    Beware of the cost of perfection 
    Think long term 
    Mindset 

    The Robs go into a whole lot of detail around these five topics. So much so that you’re probably going to want to grab a pen and notepad before you start listening. 

    So, grab a cuppa, settle in, and let Rob & Rob guide you through how you can smash the next decade!

     

    In the news this week, The Robs are grinning like Cheshire cats as a headline from the Express reads, ‘UK Property: Largest monthly increase in asking prices EVER recorded after Election 2019’. According to data from Rightmove, asking prices have risen by 2.3% which is equivalent to an average increase of £6,785! 

    Just remember, these are asking prices and not sold prices which doesn’t necessarily mean that house prices are about to jump 2%, but it’s interesting to see the optimism of sellers. 

     

    We’ve also got a treat for you this week. Our marketing team are desperate to hit that magic 10K followers/subscribers on Instagram and YouTube and when we do, we’re going to be releasing this bloopers video! 

    So make sure you go to our YouTube channel and subscribe, and go give us a follow on Instagram and we’ll announce when we’ve hit 10K.

     

    This week’s Hub Extra is a book that ties in nicely with today’s podcast episode. It’s a book by Robert Iger who is the CEO of Disney and it’s called ‘Ride of a Lifetime’. Rob B is a huge fan of Disney from a business perspective so this book was at the top of his Christmas wish list.

    However, before he had a chance to read it, Rob D pipped him to the post and finished it! This is the perfect example of thinking long term and really looking at the bigger picture in order to achieve success.

     

    We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

     

    Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!


    If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

    • 26 min
    ASK219: How does Multiple Dwelling Relief work? PLUS: How long do I have to sell my former home and claim a stamp duty refund?

    ASK219: How does Multiple Dwelling Relief work? PLUS: How long do I have to sell my former home and claim a stamp duty refund?

    This week on Ask Rob & Rob, the guys have got a stamp duty special! We know, we’re just too good to you! 

    Our first caller with his stamp duty related question is Medassa. He’s in the process of buying two blocks of flats with a business partner which are blocks of six and five individually let apartments. 

    He’s wondering how multiple dwelling relief works. To his understanding, you can split the stamp duty costs amongst each individual apartment which will reduce the stamp duty costs. 

    But is he right? 

    The second question this week comes from Stan. He’s obviously been busy listening to the podcast which has sparked up his own question. 

    Like a previous listener, he wasn’t aware that if you kept hold of a residential property and bought a new one to live in, that further down the line you could claim back the higher amount of stamp duty that you would have paid. 

    So now Stan is wondering just what exactly is this time frame and has he missed the boat to make a claim? 

    Tune in to find out...

    Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). 

     

    Or if you prefer, click here to leave a recording via your computer instead.

    The next question on Ask Rob & Rob could be yours. 

    Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.

    • 6 min
    TPP357: Hot Spots for 2020

    TPP357: Hot Spots for 2020

    Last week on The Property Podcast, Rob & Rob gave you their predictions for 2020. And this week they’re back for their annual rundown of the top UK property investment hotspots to help you decide where to invest next.  

    It’s an episode that many of you look forward to at the beginning of each year. So now the wait is over - here’s a run-down of which locations made The Robs’ 2020 hotspot list, along with places should be on your radar to watch…

    Cities:
    Liverpool
    Manchester 
    Nottingham/Leeds

    Towns:
    Crewe
    Doncaster 
    Greater Manchester 

    Up and coming:
    Sheffield 
    … you’ll have to listen to find out the rest. 

    So, there you have it, Rob & Robs property hotspots for 2020. Some of them may come as a surprise, so make sure you hit that play button to find out why The Robs reckon these should be on your radar.  

    Our news story this week is actually a positive one! (New Year, new Rob & Rob?) and the headline reads ‘Buy-to-let investment sentiment remains strong as 2020 kicks off’. According to a recent survey, 75% of people were positive about buy-to-let - rising to 83% if you include millennials.

    Apparently a lot of young people have a positive attitude towards property investment, whilst those who have been in the game for a while are a bit more sceptical due to recent changes over the past few years. But, nevertheless, no matter whether you’re about to start or you started 10 years ago, property will still come out on top as the best investment model. 

    For Hub Extra this week, we thought that this podcast episode on our 2020 hotspots just wasn’t enough. So, we’ve also done a new YouTube video where Rob & Rob go into more detail on these locations, allowing you to get even more of an insight on what made these locations capture their attention. 

    So head on over to our YouTube channel to check the video out, and don’t forget to hit the subscribe button and turn on those post notifications. 

     

    We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

     

    Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!


    If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

    • 20 min
    ASK218: Can I buy my first investment property with a residential mortgage? PLUS: Have I been given bad stamp duty advice?

    ASK218: Can I buy my first investment property with a residential mortgage? PLUS: Have I been given bad stamp duty advice?

    The Robs are back this week for another episode of Ask Rob & Rob, and we’ve got two fantastic questions.... 

    First up we’ve got Jonathan who’s a newbie podcast listener who has a really interesting question on renting a property vs. buying one. 

    Jonathan lives and works in London - he’s lived here for the past decade and wants to continue to do so. However he is now looking to start his investment journey but wants to put his money where the most growth is. 

    He’s been looking at Manchester and Liverpool as potential options, however, he would like the first property that he purchases to be in his personal name.

    Jonathan is wanting to know if it’s possible to buy a property with a residential mortgage and then rent it out, if it has a lower interest rate? He’s also questioning if he had to buy it with a buy-to-let mortgage, would he be allowed to live in the property for a short period of time whilst he saves up the funds to purchase his own place to live? 

    So what’s Jonathan’s best option? 

    Next we have James, also from London, who’s after some clarification on tax advice that he received from a tax advisor. 

    He’s been told that you only pay stamp duty in a limited company if you’re paying it on a single property. 

    James is looking to spend around £330,000 in a limited company on property, which, according to his tax advisor, would mean he’d pay £6,200 in stamp duty. Whereas if he were to purchase that property in his own name, he’d be paying £16,400. 

    If it sounds too good to be true, it probably is. But what do Rob & Rob think about this tax advice? 

    Tune in to find out…

    Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). 

     

    Or if you prefer, click here to leave a recording via your computer instead.

    The next question on Ask Rob & Rob could be yours. 

    Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.

    • 6 min
    TPP356: Predictions for 2020

    TPP356: Predictions for 2020

    We’re back again for another episode of The Property Podcast and this week it’s one of our favourites - Rob & Robs buy-to-let property investment predictions for 2020.

    A couple of weeks ago they reviewed their predictions for 2019 and they didn’t do too badly. But can they make it a clean sweep this year? 

    The Robs are making some bold statements for 2020, some of which Rob D isn’t convinced they’ll get right. So what are they making predictions on? 
    The top five cities to invest in property this year
    What’s happening to the UK as a whole 
    London - should it be back on our radar?
    The base rate
    Big announcements in the budget 

    And just for fun, they’re making predictions on the stock market, the US election and who will win the Premier League - although we all know who Rob B is backing before we’ve even listened. 

    So tune in to find out whether The Robs property predictions for 2020 are positive, negative or just a bit too hard to call. 

    It’s not just Rob & Rob who are dishing out their predictions, they’re looking at other property experts too. In the BBC there’s a summary of what property experts are predicting for 2020. Everyone seems to be expecting around a 2% increase in house prices, however there’s one person who has predicted a 2% fall! So should you be worried?

    And this week for Hub Extra, we’re giving you an inspirational quote to get you kick started and motivated for the rest of 2020:

    ‘Failure is the opportunity to begin again more intelligently` - Henry Ford

    As this time of year is usually a time for self reflection, you can look back on the past year, or even the past decade, and see where you’ve been successful and where you’ve failed. But at the end of the day, don’t beat yourself up about it, learn from your mistakes and try again with a new perspective. 

     

    We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

     

    Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!


    If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

    • 18 min

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