Jupiter Real Estate Podcast The Simmonds Team

There are a few recent developments we would like to share with you as our summer season draws to an end. Want to Buy a Home? Search All Homes Want to Sell a Home? Get a Home Value Report Now that we’ve entered into the second half of summer, it is time to take a look at what developments have taken place in our market lately.  Inventory has been on the rise. This typically indicates a shift in the market, which is not necessarily a bad thing. It actually happens all the time, as real estate is very cyclical. That being said, selling before this shift takes place may be a good idea. Our market has been favoring sellers recently, but now things seem as though they are beginning to balance. As the end of summer draws near and the school year approaches, the opportunity to capture current market conditions will fade. So if you have been thinking of listing, don’t delay. “ As the end of summer draws near and the school year approaches, the opportunity to capture current market conditions will fade. ” As a final note, don’t forget that Florida’s Tax-Free Weekend will be taking place between August 3 and August 5. Those with children in school won’t want to miss this chance to purchase school supplies with no state tax. If you have any other questions or would like more information, feel free to give us a call or send us an email. We look forward to hearing from you soon.

Many things can go wrong with your home purchase that can slow the closing process down. Today I am joined by Evan McDonough to give you five things that you should be aware of to keep your closing on track. Want to Buy a Home? Search All Homes Want to Sell a Home? Get a Home Value Report I am joined today by Evan McDonough of Family Mortgage to talk about pitfalls that can prevent a home closing from happening on time and how to avoid these common missteps as a buyer.There are a few important precautions all buyers should take as they embark on their home search. Today I'd like to list five things, in particular, to keep in mind if you're about to begin this process yourself. 1. Maintain your credit score. Lenders will first pull your credit score during the pre-approval process, but will also monitor it throughout the transaction. So avoid taking out unrelated loans or making major purchases during the home buying process. It's important to keep your credit score consistent as you apply for financing for your future home. I recommend that you consult with your lender about the specific variables that could impact your score. 2. Maintain your current employment status. Believe it or not, you have to have the same job during your pre-approval as you do at your closing, so do not change your job. We have to verify employment within ten days of closing for every single client. Even if you get a new job lined up, do not quit your current job. Doing so will stop the loan process. 3. Make sure assets in your bank account can be verified. Do not put actual cash into your bank account, because where that cash came from cannot be verified. If you have cash in your home, do not put it into your account right before closing. Talk to your lender about how to verify your assets. 4. Read and sign the closing disclosure. Four days before the closing date, you will have to sign a closing disclosure. Making sure everything is in order with your closing disclosure is critical, because this will indicate whether you're set to close on time. While working with your lender, ask them if you are on track to have your closing disclosure signed, because that will indicate whether you’re on track to close on time. If you’re selling your current home before closing on the new one, make sure your lender gets your sale of home closing disclosure. If you have this document prior to or on the day of closing, make sure you give it to the lender. This will enable them to fund the purchase and give you the keys on time. “ Do not put actual cash into your bank account, because where that cash came from cannot be verified. ” 5. Watch out for wire fraud.Wiring scams have become a significant issue in our market. You may receive false instructions via email from a scammer posing as someone legitimately affiliated with the transaction. Before wiring any funds, verify that the instructions are legitimate. Call your agent, title company, or lender to make sure they were truly the ones behind the email you received. Picking up the phone and having a conversation could help you avoid a mistake that could potentially compromise your home purchase. At the end of the day, verify everything verbally. If you have any questions, pick up the phone and talk to your lender or agent to make sure before you don’t do anything to potentially compromise your major purchase. If you have any additional questions for Evan about lending, you can contact him by calling (561) 625-2660 or by email at evan@familymortgage.com. And, as always, if you are interested in buying or selling, please feel free to contact me by phone or email. I look forward to speaking with you soon. Evan McDonough Family Mortgage (561) 625-2660 evan@familymortgage.com

What does it take to care for a guinea pig? More than you probably think. Want to Buy a Home? Search All Homes Want to Sell a Home? Get a Home Value Report Today we’ll be talking about a very important topic to us here at the Simmonds Realty Team: Guinea pigs. If you’re scratching your head right about now, allow me to explain. I’ve encountered many people who while trying to manage their real estate goals are also dealing with children begging them for a new pet. And when the begging begins, parents are likely to hear about all kinds of pets their child would just love to have. Of course, before you invest in any pet, it’s critical to do your research. This is especially true for pets like guinea pigs, who have attributes and needs that some people might not be aware of. Personally, I love guinea pigs. I even have one of my own, named Rosie, who you can see in the video above. So now that you understand why we’re covering this slightly unusual topic, let’s dive right into what you should know about guinea pigs. “ Guinea pigs and other animals can be a larger commitment than people realize. ” 1. Guinea pigs are very affectionate. They require a lot of love and attention. So it’s important before purchasing one to consider the time you’ll need to dedicate to properly caring for them. 2. They are expensive in the long run. While a guinea pig itself will cost just about $30, caring for this pet can amount to thousands of dollars in expenses. Guinea pigs can live between seven to 10 years. So make sure you’re ready for a long-term commitment before purchasing a guinea pig of your own. 3. Guinea pigs shed. Though it isn’t something many consider-you can be allergic to guinea pigs. So be sure to keep this in mind. 4. They require maintenance. Guinea pigs need to be regularly brushed and their cages must be cleaned every four to five days. Beyond that, these pets must be emotionally stimulated. So, in conclusion, please be mindful and do your research when purchasing a family pet. Guinea pigs and other animals can be a larger commitment than people realize. If you have any other questions or would like more information, feel free to give me a call or send me an email. I look forward to hearing from you soon.

Studies show that buyers decide whether to purchase a home within 90 seconds of entering the property. So, today, we will discuss some important things sellers can do to make sure their home gives a good first impression. Want to Buy a Home? Search All Homes Want to Sell a Home? Get a Home Value Report Today we are going to look at the concept of “sold in 90 seconds.” What does this mean? Well, studies have shown that buyers make up their mind about whether to purchase your property within the first 90 seconds after stepping into your home. Having sold hundreds upon hundreds of homes, I can tell you that I absolutely think this is true. So with as quickly as buyers make up their minds, what steps should sellers take to make sure that first impression is a good one? First, make sure your home has strong curb appeal. Pressure washing walkways, adding fresh flowers, cleaning the windows, and polishing up other exterior details can go a long way. Curb appeal plays a huge part in how buyers perceive your home. “ By keeping these key points in mind, you will be able to get your home “sold” in just 90 seconds. ” Also, you have got to make sure your home is clean. If your house doesn’t feel clean, people won’t be interested. Your home’s upgrades will not matter if it feels or looks dirty. On this same note, you have to get rid of clutter. Having a clean, tidy, spacious property will boost your home’s overall appeal. It may also be a good idea to stage your home, so that buyers can see its full potential for themselves. By keeping these key points in mind, you will be able to get your home “sold” in just 90 seconds. If you have any other questions, would like more information, or are thinking of listing your home, feel free to give my team a call or send us an email. We look forward to hearing from you soon.

What does Florida 365 mean? I’ll explain how this new term applies to home sellers today. Looking to sell a home in Jupiter? Click here for a Home Price Evaluation Looking to buy a home in Jupiter? Click here to perform a full home search My video blog today is about a new term I’ve coined, “Florida 365.” What does that mean? One of the questions I get all the time is, “Is there a good time to sell my house?” Whether you have a single-family home on a golf course or a condo by the water, you can sell your home 365 days a year. It is always a good time to sell your home in Florida. At one time, there probably was a better time to sell your home if it was on the golf course or in the water. However, the market has changed a lot over the year. You can sell your condo or single-family home in the summer or the winter. The season really does not matter. You can sell your Florida home 365 days a year. Of course, if the property is overpriced or needs a lot of work, that could hinder your home sale. Generally, there is not a good or bad time to put your home on the market here in Florida, especially in Northern Palm Beach. That area has good schools and is close to the beach, 95, and the turnpike. We just don’t see a bad time of year when it comes to selling. If you have any questions about selling your home, just give us a call or send us an email. We would be happy to help you!

Whether you’re looking to rent, buy, or invest in a property here in Florida, now is the perfect time to do so. Looking to sell a home in Jupiter? Click here for a Home Price Evaluation Looking to buy a home in Jupiter? Click here to perform a full home search If you’ve ever thought about investing in a second home or changing your lifestyle and moving to a warmer climate, now is the perfect time to move to Florida. Did you know that you can buy a property for $350,000 or less just a block away from the ocean? The cost would be even less if you would consider a condo, and many condominiums here in Jupiter allow rentals. Sometimes, you can rent up to five times per year. I know of one complex here that lets you rent on a monthly basis and another that lets you rent on a weekly basis, which would be the perfect Airbnb situation. If you need a little getaway, Florida is the perfect place. Where I grew up in the Northeast near the beach, you can’t find anything for $350,000 anywhere near the ocean. Keep that in mind the next time you’re thinking you might need a little getaway or you’re ready to revamp your lifestyle and move to a warmer climate. Whether it’s renting, investing, or buying a property here in Florida, we’re ready to help you. If you have any questions or you’re thinking of making a move now, don’t hesitate to reach out to us. We’d be glad to help.