KPC Smart Money Kevin and Karin Christ

Are you looking for fun things to do with your children or grandchildren that are budget friendly?  This week we share no and low cost indoor activities, outdoor activities and educational and community activities.
Key takeaways:
Use resources like Pinterest to help you with ideas Look at options near where you live Join groups that can help with planning fun outings Fun doesn't have to cost a lot of money

Teaching children to make and save money can start as young as kindergarten and should be a skill that is learned long before they leave the nest.  Today Kevin and I will talk about some fun ideas for children to make some money over the summer.  And what important skills they will learn.
Key takeaways:
K - 3rd grade - Lemonade Stands & Chores 4th-7th grade - Babysitting, Mother's Helper or Pet Sitting 9th - 10th grade - Tutoring, gardening, house maintenance 11th - 12th grade - Retail jobs, freelance work

Financial rainy days will come, are you prepared?  Today we talk about how and why you want to have a rainy day, or emergency fund.  We believe everyone should have one.  
Key takeaways:
Unexpected expenses like repairs, medical and other bills Avoid debt, use savings Job or Income disruption Financial security & freedom

Being a Mom is the most important "job" in life.  It is the most fulfilling, and sometimes heart wrenching, thing you will ever do.  Moms makes tough decisions and choice all the time.  Today we want to celebrate all Mother's and thank you with all our heart.
Key takeaways:
Moms have many varied roles and responsibilities Stay at home and working Moms Mom's are learning as they go and yet teaching their children at the same time Use all the resources available to you - Mom groups, books, your own Mom  

You are getting married and your life is going to change in many ways.  An often-overlooked topic however is finances, yet it is one of the top reasons for marital stress. Here are our thoughts on what to discuss and plan for when you are getting married.
Key Takeaways:
Wedding budgets & expectations The wedding is just the first day of the rest of your life Common or Community property state Taxes in Marriage

You are getting married and your life is going to change in many ways.  An often-overlooked topic however is finances, yet it is one of the top reasons for marital stress. Here are our thoughts on what to discuss and plan for when you are getting married.
Key Takeaways:
Do you know your partner's income, debt, spending habits and credit score? Do you plan on merging finances or keeping them separate? What will your new household budget be? What are your attitudes towards saving and spending?