Navy Federal Credit Union - WHAT HAPPENED‪?‬ Pocket Watching with JT

Financial Advisor Jayson Thornton, CFP -- REACTS -- Navy Federal CU, the nation’s largest credit union rejected more than half its Black conventional mortgage applicants. Navy Federal Credit Union, which lends to military servicemembers and veterans, approved more than 75% of the White borrowers who applied for a new conventional home purchase mortgage in 2022, according to the most recent data available from the Consumer Financial Protection Bureau. But less than 50% of Black borrowers who applied for the same type of loan were approved.

Did Scam Culture and financial "Tricks" taught by Earn Your Leisure and Marcus Barney AKA Him500 play a part?

TIMESTAMPS
0:44 JT SPEAKS
2:48 VIDEO REVIEW: NAVY FEDERAL REJECTED HALF AA CONENTIONAL MORTGAGE APPLICATION
5:56 VIDEO REVIEW: "NAVY FEDERAL PLAYS" VIDEO CLIPS
8:34 VIDEO REVIEW: HIM 500 AND EYL UNIVERSITY HOW TO GET CREDIT/CASH FROM NAVY FEDERAL
15:31 VIDEO REVIEW: HOW TO NAVY FEDERAL LOAN CHECK INTO CASH
18:28 RED FLAG #1: NAVY FEDERAL WILL MAKE ALL YOUR DREAMS COME THROUGH
19:58 RED FLAG #2: CREDIT CARD FRAUD: LIE ABOUT EXPENSES, HIDE OTHER DEBTS
22:40 RED FLAG #3: BANK FRAUD: FRAUD AUTO LOAN TO INVEST IN SMALL BUSINESS OR CYPTO
25:04 REVIEW OF GRAPH 2018-11.3% (2020 GAP STARTED GROWING) AA AND WHITE MORTGAGE APPLICANT APPROVAL
29:13 CALLER #1: NAVY FEDERAL WAS HARD TO BE A MEMBER. EXPANDED MEMBERSHIP ( BECAME GREEDY)
30:43 CALLER #2: LENDING REQUIREMENT WERE RELAXED, NAVY FEDERAL TURNED A BLIND EYE
37:08 CALLER #3: DISPARITIES NOT DISCRIMINATION WITH MORTGAGE APPLICATIONS AT NAVY FEDERAL
42:52 CALLER #4: BANKS NOTICE TRENDS
47:10 CALLER #5: VIDEO: REAL NATHAN DALEY, YOUTUBER/RETIRED COP. DISCUSS NAVY FEDERAL FRAUD HE WAS INVOLVED WITH
52:08 CALLER #6: FINANCIAL SCAMS IN ALL COMMUNITIES EX: SAM BANKMAN-FRIED FTX OWNER
54:33 CALLER #7: HIM 500 IS NOT THAT INFLUENCIAL?
1:00:08 CALLER #8: A SOVEREIGN CITIZEN CALLER ? TRUST ACCOUNT
1:09:17 CALLER #9: DEBT CYCLE
1:12:56 CALLER #10: MORGAGE LOAN OFFICER DISCUSS ALL APPLICATIONS ARE NOT EQUAL
1:18:10 CALLER #11: TRAVEL NURSE MAKES $300,000, $20,00 SAVINGS, $40,000 CREDIT CARD DEBT, DENIED FOR A HELOC
1:24:30 CALLER #12: NAVY FEDERAL MEMBER WAS DENIED DAYS BEFORE CLOSING ON A $750,000 MORTGAGE
1:29:01 CALLER #13: MORTGAGE LOAN ORIGINATOR, BANKS HAVE DIFFERENT UNDERWRITERS
1:34:01 SHOUT TO MEMBERS AND SUPERCHATS

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