She Renovates Bernadette Janson

Tune in to our latest podcast episode where we dive into the world of finance and property with our legendary Wonder Woman broker, Louise. 

Join us as we unravel the mystery behind getting finance when you're approaching retirement age or unemployed.

Discover insider secrets, including how to present yourself to lenders, leveraging reverse mortgages, and innovative strategies like renovating your way out of a mortgage.

Plus, uncover the hidden potential of credit cards and charge cards for financing your next project.

Don't let age or financial constraints hold you back—listen now!




“The initial problem is they have to justify their lending capacity to ASIC and APRA. If you're giving them a 30 year loan, do they have the capacity to repay that loan? And if they don't, what are you doing about it? And so we have to find a way to present your story to the lender in a way that makes it easy for them to say yes, because they have an excuse to give you the money and they want to lend to you, don't be mistaken. But some lenders are much easier than others in terms of age related. Policy but there are lots of things you can do to make yourself more appealing."


-Louise Lucas


EPISODE HIGHLIGHTS: 

00:00 Introduction
02:47 Understanding Lender Concerns
04:55 Challenge Age Stereotypes 
05:50 Investment Opportunities Beyond Age
06:54 Renovating to Erase Mortgage 
07:51 Securing Financing Strategies 
09:58 Unlocking Equity in Retirement 
12:13 The Enriching Journey of Renovation
15:13 Interest and Offsetting
16:23 Costs of Borrowing
18:18 Renovation as Business
20:12 Persistence Pays Off
24:16 Alternative Funding Sources
28:21 The Broker Advantage
30:02 Access to Diverse Lenders
31:28 Ongoing Loan Review
32:40 Avoiding "Lazy Tax
34:57 Empowering Women in Property




Resources

Property Education
https://propertyed.com.au/


Airbnb
https://www.airbnb.com/


The School Of Renovating
https://www.theschoolofrenovating.com

She Renovates Podcast
https://www.theschoolofrenovating.com/podcasts-page/

Connect with The School of Renovating

ASK BERNADETTE 
https://www.theschoolofrenovating.com/podcasts-page

Subscribe to She Renovates Apple Podcast
https://apple.co/3faoWlT

Subscribe to Youtube:
https://www.youtube.com/c/TheSchoolOfRenovating

Follow on Twitter
https://twitter.com/renovatingsc

Follow on Instagram
https://www.instagram.com/the_school_of_renovating

Discover the keys to achieving financial freedom! In this podcast episode, Bernadette shares a game-changing tactic for women over 60 who are faced with uncertain retirements.

Use her 10-step method to learn how to turn a small investment into a stable future. With the help of government incentives and well-planned improvements, Bernadette offers expert advice on how to increase your income and guarantee your home.

Don't pass this up—take charge of your financial destiny right now!




“You've got to give yourself a good talking to, and you've got to really address the thoughts that are going on inside your head, because you need to have a strong mindset and you need to believe that you can do it.

The only thing standing between you and what you want is what you think about yourself."



-Bernadette Janson




EPISODE HIGHLIGHTS: 

00:00 Introduction
03:26 Empowerment and Mindset
04:32 Financial Preparation
05:07 Choosing the Right Property
05:45 Overcoming Misconceptions 
06:24 Income Enhancement Strategies 
07:42 Strategic Property Acquisition
08:34 Maximizing Property Value 
11:23 Profitable Property Cycles
12:13 Scaling Strategies 
13:28 Interactive Engagement




Resources


The School Of Renovating
https://www.theschoolofrenovating.com


She Renovates Podcast
https://www.theschoolofrenovating.com/podcasts-page/





Connect with The School of Renovating

ASK BERNADETTE 
https://www.theschoolofrenovating.com/podcasts-page

Subscribe to She Renovates Apple Podcast
https://apple.co/3faoWlT

Subscribe to Youtube:
https://www.youtube.com/c/TheSchoolOfRenovating

Follow on Twitter
https://twitter.com/renovatingsc

Follow on Instagram
https://www.instagram.com/the_school_of_renovating

Take charge of the prosperous future you merit! Come along on the She Renovates podcast as we reveal the strategies for use your indulgent shopping to create riches.



Grow My Money's creator, Pascale Helyar Moray, reveals the secret to integrating cashback into your mortgage or savings account.



Find out how to save for the retirement of your dreams without compromising your way of life.



Get started changing your financial situation right now by downloading the app or creating an account at growmymoney.com.au.











“ One in six women in Australia retires into poverty. And the reason for that is simply because women retire with roughly just over half as much superannuation as men. Why is this the case? Well, because when superannuation was invented, no one thought about what a woman's work life patterns looked like."









-Pascale Helyar-Moray









EPISODE HIGHLIGHTS: 



00:00 Introduction

02:02 Pascal's Professional Journey 

03:56 Passion for France and Franco-philia

05:30 Addressing Gender Equality and Financial Challenges 

07:28 Gender Disparity in Superannuation

11:08 Challenges and Solutions

16:10 Startup Realities

16:42 Evolution to Grow My Money

19:33 Process Simplified

23:59 Multiple Card Flexibility

24:57 Case Study and Financial Impact 

26:15 Setting Retirement Goals 

31:30 Global Accessibility 

32:09 Unique Focus and Approach

34:15 Future Vision and Innovation 











Resources





Grow My Money

https://growmymoney.com.au/



Australian Gender Equality Council

https://www.agec.org.au/project/pascale-helyar-moray/







The School Of Renovating

https://www.theschoolofrenovating.com





She Renovates Podcast

https://www.theschoolofrenovating.com/podcasts-page/











Connect with The School of Renovating



ASK BERNADETTE 

https://www.theschoolofrenovating.com/podcasts-page



Subscribe to She Renovates Apple Podcast

https://apple.co/3faoWlT



Subscribe to Youtube:

https://www.youtube.com/c/TheSchoolOfRenovating



Follow on Twitter

https://twitter.com/renovatingsc



Follow  on Instagram

https://www.instagram.com/the_school_of_renovating

In the most recent She Renovates podcast episode, Ben Dinning explores the appeal of French chateaus and real estate investing.



Learn the ins and outs of the French real estate market, from luxurious Parisian homes to little cottages in the countryside.



Discover the keys to renovating and buying property in France with the help of professional advice and engrossing tales.



Now tune in to take a tour of Europe's architectural treasures and financial opportunities.









“I ended up setting up my own company called Milieu Property.  And what we do is we help international clients who wish to buy here in France, but who don't live here. Usually they don't speak the language and they need someone to just get it done for them. So our role is to act as the intermediary between international clients. And so our services really bridge that gap and provide you with the professional support that you need to execute a purchase as a foreign investor. "







-Ben Dinning







EPISODE HIGHLIGHTS: 



00:00 Introduction

04:24 Milieux Property's Mission

05:35 Navigating the Purchase Process

07:28 Passion for Property: A Journey Unveiled

11:31 Learning the Landscape: Legal and Building Quirks  

14:09 From Passion to Professionalism:

16:44 Challenges in the Trades Market:

17:32 Global Sourcing: Turkish Influence on Interior Design

19:21 Diverse Interior Design Trends in Europe

21:24 Navigating French Administration: A Startup Challenge

23:03 The Power of Social Media

27:06 Airbnb Regulations Across Borders

28:28 Rental Property Challenges in Paris

29:41 A Day in the Life: Balancing Work and Travel

32:50 The French Culinary Experience

36:33 Innovative Chateau Ventures

38:51 Webinar Announcement 











Resources





Milieux Property

https://milieuxproperty.com/





The School Of Renovating

https://www.theschoolofrenovating.com





She Renovates Podcast

https://www.theschoolofrenovating.com/podcasts-page/











Connect with The School of Renovating



ASK BERNADETTE 

https://www.theschoolofrenovating.com/podcasts-page



Subscribe to She Renovates Apple Podcast

https://apple.co/3faoWlT



Subscribe to Youtube:

https://www.youtube.com/c/TheSchoolOfRenovating



Follow on Twitter

https://twitter.com/renovatingsc



Follow  on Instagram

https://www.instagram.com/the_school_of_renovating

Revealing the Revolution in Renovation! Explore the direction of design with Ozge, the creator of Coco Plum Interior Design, who is our special guest. Not only is she a master at designing breathtaking rooms, but she is also revolutionizing the importation of renovation materials from Turkey.



Learn how to give your projects a boost with premium materials, eco-friendly choices, and original designs that redefine luxury without breaking the bank.



Ozge shares the insider tips for transforming renovations, from tiny houses to kitchens. Join the movement, discover countless options, and completely alter your spaces!





“I have been here for like 25 years, but I've always had an eye for value I'm still comparing the prices, and services back in my homeland and here in Australia. And I decided to leverage this insightful insight for just,  importing these products,  offering a slice of luxury without the crazy price tag. And for an interior designer, it definitely makes difference"







-Ozge Fettahlioglu







EPISODE HIGHLIGHTS:



00:00 Introduction

01:59 Interior Design as a Side Hustle

06:35 Luxury vs. Mainstream Renovations

08:44 Importing Business Focus

10:57 Impact of COVID on Shipping Costs

12:53 Lead Time and Planning

14:21 Container Shipping and Cost Efficiency

15:12 Diverse Imported Items

17:34 Quality Beyond Standards

19:54 Flexible Finishes for Kitchens

22:29 Exploring Samples and Sustainability

26:56 Affordable Tiny Homes







Resources





Coco Plum Style

https://cocoplum.com.au/





Boxareno

https://boxareno.com/





The School Of Renovating

https://www.theschoolofrenovating.com





She Renovates Podcast

https://www.theschoolofrenovating.com/podcasts-page/











Connect with The School of Renovating



ASK BERNADETTE

https://www.theschoolofrenovating.com/podcasts-page



Subscribe to She Renovates Apple Podcast

https://apple.co/3faoWlT



Subscribe to Youtube:

https://www.youtube.com/c/TheSchoolOfRenovating



Follow on Twitter

https://twitter.com/renovatingsc



Follow  on Instagram

https://www.instagram.com/the_school_of_renovating

Makeover your area into a work of art without going over budget!

Join us in the latest She Renovates podcast episode with Deborah de Jong and Peter Wagner as they unveil the magic of bespoke printing.



The possibilities are endless, from crafting marble masterpieces out of tiles to fabricating three-dimensional illusions on walls.



Learn how to create a lasting impression, accommodate various design DNAs, and inject personality into your surroundings.



Improve the look of your interior design with statement-making custom prints.







“You don't need to spend a million dollars to make something look a million dollars. So all of these beautiful marbles that we see or sandstone, you can print on anything. So you can create something to look. million dollars without having to spend it."





-Deborah de Jong





EPISODE HIGHLIGHTS: 



00:00 Introduction

02:51 Versatility of Grand Format Printing

04:49 Applications in Renovations

06:38 Behavioral Design in Decorating

09:20 Psychology in Commercial Spaces

11:06 Bespokenness and Bespoke Decor

12:15 Expanding Architectural Environments

14:59 Limitless Possibilities in Printing

17:24 Color Management and Technology

19:17 Creative Freedom and Applications

22:18 Malleable Fabrics and LED Integration

25:52 Individualizing Spaces Based on Temperaments

30:02 Biophilia and Nature-Inspired Design

32:34 Passion for Empowering Spaces 









Resources





Deborah de Jong

https://deborahdejongonline.com/







The School Of Renovating

https://www.theschoolofrenovating.com







She Renovates Podcast

https://www.theschoolofrenovating.com/podcasts-page/











Connect with The School of Renovating



ASK BERNADETTE 

https://www.theschoolofrenovating.com/podcasts-page



Subscribe to She Renovates Apple Podcast

https://apple.co/3faoWlT



Subscribe to Youtube:

https://www.youtube.com/c/TheSchoolOfRenovating



Follow on Twitter

https://twitter.com/renovatingsc



Follow  on Instagram

https://www.instagram.com/the_school_of_renovating