Clever About Cash BBC Radio Scotland

Love Islander Jay Younger is an investment banker, but started out as an athlete. He takes a look at the transferable skills that have helped him throughout the jobs that have followed.
Kim and Eileen are also joined by Nancy Law from Skills Development Scotland, as well as Fiona Burton who recently moved to a new job in tech after forging a career in advertising. They discuss finding the confidence to change career, and look at how you can plan for the financial worries that come with leaving a job.

Kids will undoubtedly be hearing lots of chat about the difficult financial times we’re in. So how do we start constructive conversations with them about money without causing worry?
Kim and Eileen hear from primary teachers Nuzhat Uthmani and Blair Minchin about what schools are doing to teach kids about finance – from identifying coins to discussing bills. Mrs Mackay’s class in Glasgow invited us in to one of their lessons to find out more.
Plus Kim and Eileen explore different ways to give children opportunities to manage their spending if pocket money isn’t an option.

We are influenced by culture, fashion and food from around the world, so why not their money habits too?
Kim and Eileen talk to Tom Cooper, director of The Hamilton Roundtable for Poverty Reduction in Canada. His community took part in a trial for Basic Income and he shares the results. Professor Mike Danson is an economist and the Basic Income Network Scotland chair, and he is exploring how it could work to improve the lives of people here.
The Netherlands rank amongst the highest countries in terms of work-life balance according to the OECD Better Life Index. They are even discussing putting remote working protections in to law. So should we be following in their footsteps, or is it more complex than it may seem?
Plus Milad Gatfan in Dundee and Nisreen Mamaji in Mumbai share some global perspectives from Iraq and India.

We all know that food waste is bad for the planet, but it’s hard on our pocket too. So how can we make the most of the ingredients in our kitchen to save on shopping bills and try out new recipes?
Eileen makes a return visit to the Shettleston Community Growing Project in Glasgow to see what has grown over the summer. She’s joined by volunteer Mary, climate activist and zero waste advocate Laura Young – best known as Less Waste Laura – and Donna Borokinni, who works with the Glasgow Community Food Network as part of the Food and Climate Action project. They discuss building confidence in the kitchen and where we can look for meal inspiration.
Plus Kim and Eileen learn how we can start to incorporate batch cooking in to our lives with The Batch Lady – Suzanne Mulholland.

Whilst fast fashion is an easy and affordable choice for many, pre-loved clothing is enjoying a moment in the spotlight – ITV’s reality show Love Island even had a second-hand fashion partnership this summer. So how else can we save on our wardrobes, whilst being environmentally-friendly? Kim and Eileen chat to last year’s Great British Sewing Bee winner Serena Baker and Love Islander Jay Younger to discuss easy upcycling, the joys of charity shopping and how to avoid greenwashing when investing in clothes. They are joined by an audience in the Spiegeltent at the BBC’s Festivals site in Edinburgh who share their favourite ways to save money on fashion.
Kim and Eileen also meet Joyce Reid in Dundee at The Wardrobe – a charity shop with a difference, and Claire D’All and Luke Murphy discuss tips that could help shops become more accessible for disabled consumers.

Charging ventilators, specialised food and driving to hospital appointments are just some of the additional costs for households with care needs that are being exacerbated by the cost of living crisis. Then add to that the shortage of carers and personal assistants that’s being experienced across the country just now.
Kim and Eileen speak with three people experiencing care in different ways. Blogger Claire D’All is the Dundee Ambassador for accessibility review website Euan’s Guide. She is seeing massive energy bills at the moment due to equipment required in her home. Shubhanna Hussain-Ahmed from the Coalition of Carers in Scotland is an unpaid carer for several members of her family, and Maureen Ayre is the Senior Care and Support Administrator at Turning Lives Around, a care company based in Dundee – she’s been struggling to recruit new workers.