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From latte-making robots to paying for college, Merrill Perspectives explores the (often unexpected) issues, trends and ideas that are shaping our world. Our experts go beyond the headlines and the numbers so you can better understand what these changes mean to you and your financial life. Merrill Lynch, Pierce, Fenner & Smith is a registered broker-dealer, registered investment adviser and Member SIPC

Merrill Perspectives Bank of America

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From latte-making robots to paying for college, Merrill Perspectives explores the (often unexpected) issues, trends and ideas that are shaping our world. Our experts go beyond the headlines and the numbers so you can better understand what these changes mean to you and your financial life. Merrill Lynch, Pierce, Fenner & Smith is a registered broker-dealer, registered investment adviser and Member SIPC

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