Your Money Momentum Global Wealth Advisors

What should investors be doing during an election year? In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II host Global Wealth Advisors’ Chief Investment Officer Keith Sprauer. They discuss how election years affect the market and how politics plays into the mix. They also jump into topics like meme stocks, public official trading, and HELOCs in the Something or Nothing segment. 
Find it Fast:  How the election year affects the market
Guest Speaker
00:00—Intro
01:36—History and election years
05:53—Does a divided government affect the market?
08:09—Tax cut bill sunsetting in 2025
10:24—What should investors be doing?
Something or Nothing
14:05—Meme stocks
16:01—US worker hours vs Europe
18:09—Bird Flu
18:50—Watching public official trading
21:07—China space station
23:00—Will HELOCs drive the economy?
26:33—Divergence along political lines
28:45—Diverging monetary policy 
This material has been provided for general informational purposes only and does not constitute either tax or legal advice. Although we go to great lengths to make sure our information is accurate and useful, we recommend you consult a tax preparer, professional tax advisor, or lawyer.
If you enjoyed listening to our market recap, be sure to follow the Your Money Momentum podcast published twice monthly where you listen to your favorite pods or watch our latest video session on YouTube at Your Money Momentum.
Your Money Momentum podcast is produced by: Pamela Engstrom
Music by: PWISBY "Ruff"
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If you’ve wondering whether there will be an interest rate cut this year, you’re not alone. In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II give another rousing round of Central Bank Roundup and discuss whether investors can expect a rate cut or increase along with what some other countries are doing.
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Central Bank Roundup:
00:00—Intro
01:23—Will there be an interest rate cut this year?
05:46—Mortgage rates on the move
07:40—Bank of England
11:30—Bank of Japan


This material has been provided for general informational purposes only and does not constitute either tax or legal advice. Although we go to great lengths to make sure our information is accurate and useful, we recommend you consult a tax preparer, professional tax advisor, or lawyer.
If you enjoyed learning more about what the Fed plans to do with interest rates, be sure to follow the Your Money Momentum podcast published twice monthly where you listen to your favorite pods or watch our latest video session on YouTube at Your Money Momentum.
Your Money Momentum podcast is produced by: Pamela Engstrom
Music by: PWISBY "Ruff"
Find us: LinkedIn | Facebook  | Instagram | X (Twitter)| YouTube

If you’re invested in the market and want a more specific definition for some of the jargon and topics in the news lately, this podcast episode is dedicated to you. In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II unzip the mailbag and answer your top six questions about the market and what it might mean to you.
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Mailbag:
00:00—Intro
01:10—What are yield curve inversions?
04:36—What are credit spreads?
08:40—What is the impact of immigration on housing and fertility?
15:08—Expat life can I retire abroad?
18:53—What drives the stock market?
23:06—What do I need to know about private equity?

Bold Predictions:
26:39—The Masters

This material has been provided for general informational purposes only and does not constitute either tax or legal advice. Although we go to great lengths to make sure our information is accurate and useful, we recommend you consult a tax preparer, professional tax advisor, or lawyer.
If you enjoyed learning about the types of mailbag questions we receive, be sure to follow the Your Money Momentum podcast published twice monthly where you listen to your favorite pods or watch our latest video session on YouTube at Your Money Momentum.
Your Money Momentum podcast is produced by: Pamela Engstrom
Music by: PWISBY "Ruff"
Find us: LinkedIn | Facebook  | Instagram | X (Twitter)| YouTube

If you’re invested in the stock market, how do you pick your stocks? In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II discuss the different types of analysis when selecting stocks including technical vs fundamental analysis, qualitative vs quantitative analysis, and evaluating and identifying a process.
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Individual Stock Picking
00:00—Intro
01:05—Technical analysis vs fundamental analysis
04:25—Qualitative vs quantitative analysis
Something or Nothing
19:03—Bond restructuring
21:52—If the economy is doing well at current rates, why change them?
24:41—What Texas can teach about housing?
27:58—Supplemental leverage ratio

This material has been provided for general informational purposes only and does not constitute either tax or legal advice. Although we go to great lengths to make sure our information is accurate and useful, we recommend you consult a tax preparer, professional tax advisor, or lawyer.
If you enjoyed learning about the strategies for picking good stocks be sure to follow the Your Money Momentum podcast published twice monthly where you listen to your favorite pods or watch our latest video session on YouTube at Your Money Momentum.
Your Money Momentum podcast is produced by: Pamela Engstrom
Music by: PWISBY "Ruff"
Find us: LinkedIn | Facebook  | Instagram | X (Twitter)| YouTube

Need or greed, using life insurance strategies can help protect your family and potentially add to your retirement income. In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II discuss the specifics about life insurance and the flexibility available. They also investigate whether AI, gold, US debt, and tech dividends are something to watch.
Find it Fast:  Life Insurance Strategies
About Life Insurance
00:00—Intro
00:58—Insurance strategies
01:30—Term life
05:23—Permanent insurance
09:32—Investment options
13:00—Caution needed
Something or Nothing
14:28—Artificial intelligence
16:46—Gold
21:02—Interest payment on US debt
23:12—Tech dividends
26:09—CPI print hotter than expected
Bold Predictions
27:10—March Madness
This material has been provided for general informational purposes only and does not constitute either tax or legal advice. Although we go to great lengths to make sure our information is accurate and useful, we recommend you consult a tax preparer, professional tax advisor, or lawyer.
If you enjoyed learning about insurance strategies be sure to follow the Your Money Momentum podcast published twice monthly where you listen to your favorite pods or watch our latest video session on YouTube at Your Money Momentum.
Your Money Momentum podcast is produced by: Pamela Engstrom
Music by: PWISBY "Ruff"
Find us: LinkedIn | Facebook  | Instagram | X (Twitter)| YouTube

Handcuffing employees to companies often occurs by granting employer stock. In this episode of 𝙔𝙤𝙪𝙧 𝙈𝙤𝙣𝙚𝙮 𝙈𝙤𝙢𝙚𝙣𝙩𝙪𝙢, CERTIFIED FINANCIAL PLANNER™ Professionals Tom Kennedy and Kevin M. Curley, II discuss the specifics around non-qualified stock-based compensation, employee stock purchase plans, and margin of safety involved with employer stock programs. They also cover the crypto rally* as well as high-yield savings accounts and why you should consider the tax implications of cash.
Watch it on our YouTube channel: https://youtu.be/cVjn61TDPtA
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Employer Stock

00:00—Intro
01:09—Stock purchase plans
04:51—Tax loss harvesting
05:45—When to sell or diversify
08:24—Employee stock purchase plans
Central Bank Roundup
12:51—PCE number
15:57—Australia and New Zealand
Mailbag
19:53—Crypto*
21:31—High-yield savings account losses
*This podcast is intended strictly for educational purposes only and is not a recommendation for or against cryptocurrency.
This material has been provided for general informational purposes only and does not constitute either tax or legal advice. Although we go to great lengths to make sure our information is accurate and useful, we recommend you consult a tax preparer, professional tax advisor, or lawyer.
 If you enjoyed learning about employer stock options, be sure to follow the Your Money Momentum podcast published twice monthly where you listen to your favorite pods or watch our latest video session on YouTube at Your Money Momentum.
Your Money Momentum podcast is produced by: Pamela Engstrom
Music by: PWISBY "Ruff"
Find us: LinkedIn | Facebook | Instagram | X (Twitter)| YouTube