I have SOMETHING to say‪!‬ Sami Haiman-Marrero

It’s Small Business Month! So, how befitting that we launch the special “Issues2Impact” episodes of our “I Have SOMETHING to Say” podcast by talking with the Founder and CEO of Cansulta, Alex Kapelos-Peters, about the challenges faced by small businesses. Dr. Xaulanda Simmonds-Emmanuel, Chris Majocha, and Samí Haiman-Marrero serve as a sounding board to Alex as she shares specifics about her 4-year-old business.
Cansulta’s specialty is vetting consultants who are subject matter experts in a whole host of disciplines, helping business owners gain access to much-needed high-quality professional services instead of hiring someone full-time. We all had a lofty goal of addressing of the Top 7 Hurdles that start-ups have to overcome to get their businesses running and MAKING MONEY. However, this one episode wound up solely focusing on tackling “The Financial Concerns of Small Businesses”, and a little bit regarding employee recruitment and retention.
The conversation kicked off with the importance of understanding cash flow, cost of living, and pricing to even attempt to run a small business, emphasizing the need for financial planning, forecasting, and finding the right team to navigate these challenges. In terms of employee recruitment and retention, we discussed the mindset shift required when you become an entrepreneur because it’s not the same thing managing someone else’s business and staff, to dealing with your own and building a team that understands this as well. These are two different animals.
The winning “Drop the Mic” soundbite was:  "Every unproductive hour that I spend at your place, is an hour I'm not making money."  For a small business, the difficulty of finding the right balance between pricing, quality, expenditures, and maintaining consistent cash flow is persistent if you are not born with a silver spoon in your mouth. Overall, our discussion provides valuable insights and tips regarding financial matters for start-ups and small business owners who are new to all this.
We stress the importance of networking, building relationships, and seeking advice from trusted advisors in the small business world. It is critical for small business owners to stay connected with others in the same boat and to seek guidance from those who are a few steps ahead. There is great value in attending intimate networking events and doing proper research to establish a clear vision and goals for your business before investing time, money, and resources into it.
Listen in on how we candidly tackle the following topics:
Financial Challenges Faced by Small Businesses The Importance of Pricing and Financial Planning Quantifying Objectives and Financial Considerations Balancing Profitability and Impact in Business Ventures Seeking Advice from Trusted Advisors Staying Focused on Your Goals Understanding the Financial Health of Your Business The Value of Investing in Research and Development Spoiler Alert: Alex Kapelos-Peters is coming back to complete an Issues2Impact Small Business 7-part series….yes, we’re going to tackle the remaining top issues entrepreneurs face on a daily basis. AND, we’re going to keep it REAL.
#Issues2Impact #IHAVESOMETHINGTOSAY #urbander #udou #xauskygroup #cansulta #mindset #podcast #entrepreneurship #smallbusinesses #keepingitreal

Candice Simmons is no stranger to showing up in a big way for historically excluded communities. In this episode of "I HAVE SOMETHING TO SAY”, hosts Samí Haiman-Marrero and Chris Majocha engage in a profound dialogue with Candice, who is a seasoned expert in the financial industry and a dedicated advocate for community empowerment. They dive deep into the themes of commitment to purpose, the power of advocacy, and the importance of investing in under-resourced communities. 
About 7 years ago, Samí was working on jumpstarting a special project in a working-class community where 59% of the families lived under the poverty level. It’s when she met Candice for the first time. Only ten minutes into her presentation, Candice committed to helping. Why so quickly? She knew this neighborhood well – it was where she lived when she arrived in Central Florida with her family.
Candice shares her inspiring journey, from her robust background in banking to her transformative role in non-profit development and racial equity advancement. "Leadership is not just a title; it's an inherent quality everyone possesses, capable of initiating change," she shares.
Candice’s commitment to purpose illustrates the significant impact of leadership that prioritizes people and community over personal gains, stressing that it’s critical to help create strong ecosystems that are self-sustaining. She also explains that when investing in under-resourced communities, it’s important to understand that it takes time to see results and exercise grace. From her viewpoint, true dedication involves a deep commitment to the communities you serve, emphasizing long-term engagement over short-term gains.
Moreso, Candice goes on to underscore that leaders must consider community benefit as the primary measure of success, moving away from self-centered metrics. "We must remove ourselves from the center. We can't approach our work with ego; we must focus on what the community needs," she states.
Some key takeaways from this powerful conversation:
The health of a community depends on the strength of its supporting ecosystem, promoting independence and sustainable growth. Understanding your core motivations and how they drive your actions and impacts. Everyone has the potential to effect change and lead within their own capacities. We should prioritize the well-being and advancement of communities over personal achievements. Leaders who commit to purpose need to find time to celebrate even the small wins and to rest to recharge. Tune in to gain invaluable insights into how leadership, commitment, and community focus can create lasting change and foster a culture where everyone thrives.
#Urbander #UdoU #IHAVESOMETHINGTOSAY #podcast #mindset

The status “Educated & Broke” is about to change for women in Central Florida thanks to the determination and perseverance of Arlene Blake, Founder and Executive Director of Women on the Rise. In this episode of I HAVE SOMETHING TO SAY, hosts Samí Haiman-Marrero and Chris Majocha discuss with Arlene the transformative program her organization has designed and implemented to solve the problem of highly educated women dissatisfied in their careers or unable to advance socioeconomically because they don’t have the proper support and guidance.
 
Through Women on the Rise’s “Educated & Broke” program, women are equipped with invaluable resources to articulate their worth, navigate salary negotiations, chart their career trajectory, secure mentors, manage finances, invest wisely, and kickstart side hustles. Notably, the program also extends a helping hand to single mothers by providing free childcare during workshops. Some of these highly educated women are on public assistance to complement their salaries and receive financial guidance to navigate the “benefits cliff” where an increase of salary doesn’t necessarily offset losing the public assistance they need to meet the needs of their families. Arlene shares, "By us having these types of workshops and working with women, we've been able to see women completely renegotiate their salary, adding upwards of $30,000 to what they were making before."
The ripple effect of empowerment spurred by Educated & Broke transcends individual participants, inspiring a cascade of confidence and self-advocacy among women. It also creates a pipeline of mentors that support other women in their workplaces and neighborhoods.
Bolstered by grants and strategic partnerships, Women on the Rise is committed to expanding its reach and providing robust support to women in Central Florida. But they need all the help they can get. For more on the Educated and Broke program and to support Arlene’s mission, please visit: https://www.wotrinc.org/educated-broke
#Urbander #UdoU #IHAVESOMETHINGTOSAY #podcast #mindset

Small business owners who don’t have the support of a daddy or mommy who can show them the ropes sometimes don’t realize all the possible issues that can come up when employing people as a means to scale. Aside from dealing with the day-to-day drama that ensues when humans work together, many HR issues arise because we don’t know all of the established regulations to properly run a business under the law – and keeping track of when they change the rules, too!
Chris Majocha and Samí Haiman-Marrero welcome Mandi Waters, a dedicated Account Manager at Merritt Business Solutions to this episode of I HAVE SOMETHING TO SAY to share some of the most common HR-related considerations to keep in mind when navigating the layered world of human resources. While she clarifies that she’s by no means an HR expert, her role as a concierge service or broker for all HR outsourcing needs makes her an invaluable asset to small businesses.
As Mandi shares her passion for assisting businesses with everything from employee administration to 401K management, she emphasizes the critical importance of compliance in the realm of HR. Despite the broad scope of human resources, Mandi's focus on ensuring compliance resonates deeply with business owners who understand the stakes involved. She basically helps small businesses protect themselves.
What makes Mandi's perspective unique is her unconventional journey to HR. With a background as a Production Electrician in the Entertainment Industry spanning 18 years, Mandi made the courageous leap into entrepreneurship 12 years ago. However, a painful lesson learned from a stop order issued by the Department of Labor due to a compliance oversight shook her business to its core. It cost her $35K. Mandi's firsthand experience fuels her determination to empower business owners with the knowledge they need to avoid similar pitfalls.
Throughout the episode, we explore key topics with Mandi such as the complexities of the new white-collar gig economy, managing 1099s, when to transition to W2s, handling interviews and expectations of the new generation, and building HR foundational assets that safeguard businesses against unforeseen challenges.
Join us for an enlightening discussion with Mandi Waters as she shares her wealth of knowledge and practical insights aimed at helping businesses thrive in an ever-evolving landscape. As Mandi aptly puts it, "You're fine until you're not!"
#Urbander #UdoU #IHAVESOMETHINGTOSAY #podcast #mindset

It was THAT GOOD. This is the first time we have a sequel with a guest from our "I HAVE SOMETHING TO SAY" podcast. In Part 2 of our conversation with Malik Williams, Emmy-nominated, platinum-selling composer/producer and Founder/CEO of Reel Sync Music, Chris Majocha and I have a front-row seat to ask questions about the intricacies of the music industry and Malik’s views on the power of community-building.
Malik shares with us the genesis of the Secret Society of Black Creatives, a transformative initiative aimed at creating spaces and opportunities for underrepresented voices in the industry. He sheds light on the challenges he faced and the resilience required to break through barriers and pave the way for meaningful change.
Openly and candidly, Malik discusses with us the realities of navigating the entertainment industry, confronting gatekeepers, and seizing opportunities in an environment often rife with obstacles. His insights on showing up in our full power and embracing honesty, even when it's uncomfortable, resonate deeply, emphasizing the importance of authenticity in every aspect of our lives.
Throughout our conversation, Malik emphasizes the value of building relationships and humanizing others, recognizing that true progress comes from fostering understanding and empathy within our communities. We explore the crucial role of diversity in communication, highlighting the need to articulate thoughts with respect and mindfulness of context and language.
Malik shares personal experiences of navigating traumatic events, underscoring the power of vulnerability and the healing potential of friendship and gratitude. We discuss the importance of self-care and the necessity of prioritizing mental health in an industry often marked by intense pressure and expectations.
As the conversation unfolds, we explore the significance of relationships and the profound impact of building a supportive community. Malik's commitment to sharing personal stories and being an open book serves as a beacon of inspiration, reminding us of the transformative power of authenticity and connection.
Moreover, he stresses the importance of creating opportunities for others, fostering resilience, and promoting equity in the arts. Malik's unwavering dedication to entrepreneurship education exemplifies the significance of owning our narratives and opening doors for future generations of creatives.
Join us as we conclude this enlightening conversation with Malik Williams, and as we reflect on the power of collaboration, community support, and the enduring legacy of authenticity in influencing positive change. THE BIG TAKAWAY:  Together, we can break down barriers, overcome racism, and foster a more inclusive and equitable society—one authentic connection at a time.
#Urbander #UdoU #IHAVESOMETHINGTOSAY #podcast #mindset

This conversation was like having an exclusive Backstage Pass into the world of music entertainment. I love it when Chris Majocha and I have a guest on our I Have Something to Say Podcast who is brutally honest like me.
In this two-part series, we get to travel the world with Malik Williams, founder and CEO of Reel Sync Music, and an accomplished Emmy Nominated, platinum-selling composer/producer whose work has appeared in records, film, TV shows, and national ad campaigns. He gives us an in-depth look behind the curtain and shares powerful experiences that have shaped how he’s chosen to lead his life…with purpose.
In Part 1, we dive deep into Malik's journey, exploring his path from Dorchester, Boston, to becoming a prominent figure in the music industry. Malik shares with us his upbringing and how he discovered his passion for music. Growing up in Dorchester, he found solace and inspiration in the sounds around him, igniting a flame that would eventually lead him to pursue a music career.
What sets Malik apart is his unique combination of interests, merging his love for music with his background in engineering and technology. This fusion opened doors to exciting opportunities, showcasing the power of interdisciplinary pursuits.
Malik's transition from engineering to music production highlights the importance of authenticity and connection in the creative journey. His story serves as a testament to the transformative power of following one's passions and embracing one's true self.
Throughout the conversation, Malik emphasizes the value of giving back and supporting others, emphasizing that success is not just about personal achievement but also about lifting others up along the way. He shares insights into creating meaningful experiences for fans, understanding that music goes beyond mere entertainment—it's about forging genuine connections and leaving a lasting impact.
Furthermore, we explore how experiences and moral issues have shaped Malik's perspective, guiding his actions and decisions in an industry oftentimes plagued with shady characters and temptation. His commitment to authenticity and integrity shines through, setting a powerful example for aspiring artists and entrepreneurs alike.
Join us as we embark on this enlightening journey with Malik Williams, uncovering the profound insights and experiences that have shaped his remarkable career in music.
And next week, stay tuned for Part 2 of our conversation, where we'll continue to explore themes of diversity, communication, and the importance of building a supportive community in the arts.
#Urbander #UdoU #IHAVESOMETHINGTOSAY #podcast #mindset