2,011 episodes

Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.

Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of financial tips; it’s a daily companion that guides you towards financial freedom and savvy money management, all delivered with Diania's trademark enthusiasm and expertise.

Listen now, and become an OLD friend--your optimal life awaits...

Optimal Finance Daily Optimal Living Daily

    • Business
    • 4.5 • 2 Ratings

Listen on Apple Podcasts
Requires subscription and macOS 11.4 or higher

Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.

Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of financial tips; it’s a daily companion that guides you towards financial freedom and savvy money management, all delivered with Diania's trademark enthusiasm and expertise.

Listen now, and become an OLD friend--your optimal life awaits...

Listen on Apple Podcasts
Requires subscription and macOS 11.4 or higher

    [Part 2] The Stages Of Financial Management by Andrea Joy of Saving Joyfully on Paying Down Debt

    [Part 2] The Stages Of Financial Management by Andrea Joy of Saving Joyfully on Paying Down Debt

    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
    Episode 2660:
    In this episode, Diania Merriam continues to narrate Andrea Joy's blog post, "The Stages of Financial Management - Part 2." Andrea reflects on her journey through financial stages, discussing her struggles in making the right financial choices, sacrifices, and gradual progress. She highlights her transition from "Teenager" to "Adulting" by sharing personal experiences such as creating a 401k, saving money, paying down debt, and eventually entering the "Mature" stage. The post concludes with a word of warning about the stages of financial management, emphasizing the need for constant evaluation and adaptability.
    Read along with the original article(s) here: https://www.savingjoyfully.com/blog/the-stages-of-financial-management
    Quotes to ponder:
    "Recognizing the urgency in progressing to the 'Adulting' stage of financial management is another paradigm shift that can be helpful."
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    • 10 min
    [Part 1] The Stages Of Financial Management by Andrea Joy of Saving Joyfully on Consistent Planning

    [Part 1] The Stages Of Financial Management by Andrea Joy of Saving Joyfully on Consistent Planning

    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
    Episode 2659:
    In this podcast episode, host Diania Merriam reads the first part of Andrea Joy's blog post titled "The Stages of Financial Management." Andrea explores the developmental stages individuals go through in understanding personal financial management. Drawing parallels with the growth process, she discusses stages from being a baby, completely dependent on others, to reaching maturity, characterized by consistent planning, budgeting, savings, and good financial choices. Andrea shares her personal journey between the "Teenager" and "Adulting" stages and the realization of the importance of managing money effectively.
    Read along with the original article(s) here: https://www.savingjoyfully.com/blog/the-stages-of-financial-management
    Quotes to ponder:
    "Financial literacy is not a side effect of wealth. Rather, wealth is a side effect of financial literacy!"
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    • 9 min
    5 Eating Goals That Aren't Fad Diets by Rachel Trotta on Sustainable Healthy Changes

    5 Eating Goals That Aren't Fad Diets by Rachel Trotta on Sustainable Healthy Changes

    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
    Episode 2658:
    In this podcast episode, Dr. Neal narrates Rachel Trotta's blog post, "5 Eating Goals That Aren’t Fad Diets." The post discusses alternatives to restrictive fad diets and introduces five achievable eating goals: cooking more meals at home, changing snacking habits, eating more protein, drinking more water, and tracking or journaling food. These goals focus on sustainable changes that lead to long-term health benefits.
    Read along with the original article(s) here: https://racheltrotta.com/fitness/fad-diet/
    Quotes to ponder:
    "You can change your eating without going on a fad diet with strict rules. These small shifts are approachable, easier to maintain over time, and will add up to big results."
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    • 12 min
    6 Ways to Strengthen Your Retirement Savings This Year by Stacker of Radical FIRE on Financial Spring Cleaning

    6 Ways to Strengthen Your Retirement Savings This Year by Stacker of Radical FIRE on Financial Spring Cleaning

    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
    Episode 2657:
    Host Diania Merriam introduces the blog post by Stacker with RadicalFIRE.com, which provides valuable insights on strengthening retirement savings. The article suggests practical tips, including assessing net worth, prioritizing debt payment, cutting unnecessary subscriptions, boosting emergency funds, maximizing 401(k) contributions, and setting new savings goals. The episode aims to guide listeners in optimizing their finances for a secure retirement.
    Read along with the original article(s) here: https://radicalfire.com/retirement-savings/
    Quotes to ponder:
    "Saving for retirement, like many personal goals, is not a competition against anyone else. But, like other goals, sometimes you need to stretch your horizons to continue to grow."
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    • 12 min
    Money Talks, But Do You Speak the Language? by Kathleen Coxwell of New Retirement on Building Wealth

    Money Talks, But Do You Speak the Language? by Kathleen Coxwell of New Retirement on Building Wealth

    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
    Episode 2656:
    In this podcast episode, host Diania Merriam narrates a blog post by Kathleen Coxwell of NewRetirement.com. The post discusses the often confusing language of personal finance, breaking down essential financial concepts and terms to empower listeners in their financial journey. The episode aims to demystify topics like inflation, assets, diversification, cash flow, rate of return, risk tolerance, assumptions, home equity, present value/future value, and lifetime income.
    Read along with the original article(s) here: https://www.newretirement.com/retirement/money-talks-but-do-you-speak-the-language/
    Quotes to ponder:
    "Lifetime income refers to income that you will receive for as long as you live, no matter how long that turns out to be."
    Episode references:
    "The Simple Path to Wealth" by JL Collins: https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926
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    • 12 min
    When it Comes to Financial Advice, Follow the Money by Erik Carter of Financial Finesse

    When it Comes to Financial Advice, Follow the Money by Erik Carter of Financial Finesse

    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
    Episode 2655:
    Erik Carter of FinancialFinesse.com illuminates the often-overlooked conflicts of interest in the financial planning industry, drawing from his extensive career to explore how financial incentives can shape advice. He advocates for unbiased financial guidance, suggesting options like employer-provided financial education or independent advisors who charge flat or hourly fees, to ensure that financial advice serves the client's best interests, not the advisor's financial gain.
    Read along with the original article(s) here: https://www.financialfinesse.com/2012/01/19/3317/
    Quotes to ponder:
    "It is difficult to get a man to understand something when his salary depends upon his not understanding it."
    "Unfortunately, they have a conflict of interest. This is the main issue that I have with most of the 700,000 people who call themselves financial advisors."
    "The way they are compensated means that most of us will never have access to unconflicted financial advice."
    Episode references:
    Let's Make a Plan: https://www.letsmakeaplan.org/
    EconoMe Conference YouTube Channel: https://www.youtube.com/channel/UCaZHcGgBO42McWZPaSIJhYw
    Hello Nectarine: https://hellonectarine.com/
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    • 10 min

Customer Reviews

4.5 out of 5
2 Ratings

2 Ratings

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