Perfect Cents Podcast SAFE Credit Union

On this episode of the podcast, Alex Becerra & Miriam Dougherty share the best financial advice they ever received from their moms. Together they discuss the importance of responsibly managing credit cards and how to take full advantage of promotions & rewards. They also talk about the benefits of having an organized money management system, keeping track of all your bills, and making payments on time. Tune in today and listen to the podcast team share valuable insights and helpful tips... because reflecting on the lessons you've learned from the amazing moms in your life just makes Perfect Cents!
To check out some of the resources highlighted in this episode visit the links below.
SAFE Credit Union - Refer Your Friend
To register for an upcoming Financial Wellness webinar visit: https://www.safecu.org/community/events
To read the latest edition of SAFE's Beyond Everyday Banking blog visit: https://blog.safecu.org/
To learn more about SAFE Credit Union products and services visit: https://www.safecu.org/ 
To contact the podcast team, email Podcast@safecu.org

On this episode of the podcast, Alex Becerra & Hector Madueno talk about the Credit Union Difference and the various, unique ways SAFE Credit Union embodies the philosophy of “People Helping People.” Throughout the episode they discuss SAFE’s Financial Capability Month and Building CommYOUnity Month campaigns while spotlighting the work that is being done to advance financial education opportunities and community impact efforts for community members across the Sacramento region. Tune in and get the inspiration you need to create lasting positive impact in your community... because embracing the Credit Union philosophy of people helping people just makes Perfect Cents!
To check out some of the resources highlighted in this episode visit the links below.
CBS News / Good Day Sacramento | Rebuilding Together Sacramento (nonprofit)
SAFE Credit Union - Refer Your Friend
To access Financial Capability Month resources visit: https://www.safecu.org/community/financial-education#financial-guides
To learn more about SAFE's Community Impact work visit: https://www.safecu.org/community/community-impact
To register for an upcoming Financial Wellness webinar visit: https://www.safecu.org/community/events
To read the latest edition of SAFE's Beyond Everyday Banking blog visit: https://blog.safecu.org/
To learn more about SAFE Credit Union products and services visit: https://www.safecu.org/ 
To contact the podcast team, email Podcast@safecu.org

On this episode of the podcast, Hector Madueno and Miriam Dougherty welcome Sallie Mae’s Director of Relationship Management, Jeff Lackey, to discuss the importance of the FAFSA for new college students. Together they provide helpful insights into the process of completing the FAFSA, various types of financial aid students may qualify for, and much more! Tune in and learn how to set your future college student up for success as they continue their journey of pursuing higher education... because understanding the different ways you can pay for a college education just makes Perfect Cents!
To check out some of the resources highlighted in this episode visit the links below.
Federal Student Aid - FAFSA
Sallie Mae
Sallie Mae - How America Pays for College
California Student Aid Commission
SAFE Credit Union - Student Loans
SAFE Credit Union - Scholarships
SAFE Credit Union - Refer Your Friend
To contact the hosts, email us at Podcast@safecu.org
To register for an upcoming Financial Wellness webinar visit: https://www.safecu.org/community/events
To read the latest edition of SAFE's Beyond Everyday Banking blog visit: https://blog.safecu.org/
To learn more about SAFE Credit Union products and services visit: https://www.safecu.org/ 

On this episode of the podcast, Alex and Miriam welcome SAFE Credit Union’s Senior Insurance Specialist, Lisa Lomeli to discuss the importance of loan insurance and payment protection products. Together, they share valuable insights into various types of loan insurance including GAP (Guaranteed Asset Protection,) MBI (Mechanical Breakdown Insurance,) SAFE Payment Protection and more! They also share true stories that highlight the real-world benefits of protecting your loans, as well as, your credit standing and overall financial wellness. Tune in today and learn how to protect your loans, assets, and finances by utilizing loan insurance... because strategically using loan insurance products to ensure your financial wellness and give you extra peace of mind, just makes Perfect Cents!
To check out some of the resources highlighted in this episode visit the links below.

Insurance You May Not Know You Need | SAFE Credit Union Beyond Every Day Banking Blog

SAFE Credit Union | Insurance and Protection Options
SAFE Credit Union Insurance and Protection HOTLINE: (916) 971-8764
Investopedia | Is Loan Protection Insurance Right for You?
SAFE Credit Union - Refer Your Friend
To contact the hosts, email us at Podcast@safecu.org
To register for an upcoming Financial Wellness webinar visit: https://www.safecu.org/community/events
To read the latest edition of SAFE's Beyond Everyday Banking blog visit: https://blog.safecu.org/
To learn more about SAFE Credit Union products and services visit: https://www.safecu.org/ 

On this episode of the podcast, Savannah and Alex discuss 5 tips for improving your credit in 2024. Together they discuss the importance of narrowing down your specific credit goals, understanding your complete financial picture, digging deep into your annual credit report, and more! Tune in today and get the inspiration YOU need to finally achieve your good credit goals... because following these 5 tips to build healthy credit habits just makes Perfect Cents!
To check out some of the resources highlighted in this episode visit the links below.
The 5 Factors of Credit | SAFE Credit Union Beyond Everyday Banking Blog
AnnualCreditReport.com
CreditKarma
Equifax
Experian
TransUnion
Debt Snowball vs. Debt Avalanche
SAFE Credit Union - Refer Your Friend
To contact the hosts, email us at Podcast@safecu.org
To register for an upcoming Financial Wellness webinar visit: https://www.safecu.org/community/events
To read the latest edition of SAFE's Beyond Everyday Banking blog visit: https://blog.safecu.org/
To learn more about SAFE Credit Union products and services visit: https://www.safecu.org/ 

On this episode of the podcast, Alex, Brit, Savannah, and Miriam share last-minute holiday spending tips submitted by fellow SAFE Credit Union employees. During the discussion they mention creative strategies for reducing spending, responsibly utilizing credit cards, deciding between wants vs. needs, alternative gift giving ideas, and much more! They also share insightful data around common holiday shopping trends, increases in gift-giving costs, and consumer spending habits. Tune in and get the support you need to cross those last-minute gifts off your checklist... because enjoying the festivities of the holiday season without the stress of overspending just makes Perfect Cents!
To check out some of the resources highlighted in this episode visit the links below.
Bankrate.com | How to do Holiday Shopping on a Budget
Bankrate.com | Americans to Slash Holiday Budgets due to Inflation
Bankrate.com | After an Expensive 2023, 52% of Americans are Staying Home for the Holidays
SAFE Credit Union - 12-Month Certificate Special
SAFE Credit Union - Refer Your Friend
To contact the hosts, email us at Podcast@safecu.org
To register for an upcoming Financial Wellness webinar visit: https://www.safecu.org/community/events
To read the latest edition of SAFE's Beyond Everyday Banking blog visit: https://blog.safecu.org/
To learn more about SAFE Credit Union products and services visit: https://www.safecu.org/ 
 

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