Personal Finance with Kaiz Hudda Kaiz Hudda

It's been 52 weeks, 52 episodes of the Personal Finance with Kaiz Hudda podcast. That's 1 whole year, where we have learned about personal finance and how to improve our finances and reach financial freedom early. 



So I thought why not go down memory lane and recap some of the most downloaded episodes? 

On this weeks episode we talk about how to get into your first home. I go through various tips and tricks that will help you be prepared and get you into a home faster. 

In this week's episode, we go through alternative investment types that are not the stock market, real estate, or cryptocurrency.
These alternative investments tend to do better than investing in the traditional investments above. 

The alternative investments we will talk about today are:

1. Watches

2. Cars

3. Starting your own business

So what are you waiting for? Hit that play button and let's get this episode started. 

In this week's episode, we delve deeper into understanding the benefits of paying off your mortgage early.

We go through the following benefits:

1. Pay off Debts

2. Saving and Investing

3. Save on Interest Costs

4. Reduce Stress

5. Spending

As always, this is not personal financial advice, so don't sue me, bro. 

This episode focuses on how to negotiate a higher salary with your current employer or when you move to another company. This episode was made for everyone who wants to save more, wants to invest more, but just doesn't have the cash flow to do so. 
The 6 ways to negotiate a higher salary are as follows:
1. Engage with Your Manager First
2. Create a Brag Book
3. Do Market Research
4. Use Leverage
5. Be Specific 
6. Don't Be Afraid

In this week's episode, we go through how to manage your hard-earned money using the 50/30/20 rule. This is a budgeting-focused episode, with the main goal to chat with you about the 50/30/20 strategy which I think is one of the best ways to budget and the simplest way to do so. 



Other than covering what the rule is all about, we will also go through the 3 main pillars or spending categories of this rule, which are as follows:

1. Needs

2. Wants

3. Savings



Disclaimer: I am not a financial advisor, please seek financial advise before using any of these techniques to make sure its the best fit for you.