Talking Real Money - Investing Talk Don McDonald

In this episodes, Don answers listeners questions about:

3:15 Seeking a Fee-Only Fiduciary Advisor for Aging Parents

6:24 Uncovering Red Flags in Financial Advisor Disclosures

11:44 Evaluating the Dodge & Cox Income X Bond Fund

12:46 Importance of Reading Form ADVs for Investment Advisory Firms

18:17 The Aftermath of Removing Social Security

19:11 Understanding Mutual Fund Return Reports

21:24 Replacing Vanguard Bond Fund BND with Risky Alternatives


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In this episode:


1:16 Affinity Fraud in the Military


3:54 Unveiling Investment Fraud in the Military


11:57 Building Trust in Financial Relationships


14:00 Maintaining Boundaries in Financial Relationships


19:33 Trusting Third-Party Sources for Investment Information


23:43 Retirement and Investment Strategies


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Can a fiduciary fee-only advisor make you more money, even after expenses. Vanguard says, "yes!" We talk about some of their findings and more:


3:53 Cost-Effective Implementation and Rebalancing 


6:20 Financial Future and Advisor Second Opinions 


7:16 Asset Location and Withdrawal Strategies


9:00 Hodgepodge-itis and Portfolio Simplification


11:57 The Vanguard Experience


14:30 The Importance of Seeking Advice Early


20:14 Backdoor Roth IRA Strategies


26:15 Hodgepodge-itis Treatment and Financial Future 


28:57 Morningstar Ratings Debunked


31:51 Roth Conversions and Considerations


35:10 Evaluating Investment Fees at Wells Fargo 


36:31 Simplifying Portfolios with TSP


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In this episode:


0.54 America's Obsession with New Media and Gurus


1:55 The GameStop Saga Begins


2:43 Reddit's Influence on GameStop Stock


3:33 Lessons from the GameStop Rollercoaster


5:20 Seeking a Second Opinion in Investing


6:19 The Stupidity in Following Stock Recommendations


7:03 GameStop Stock: A Question of Valuation


8:30 The Evolution of the Gaming Industry


8:54 What to Learn from the GameStop Frenzy


9:49 Investing vs. Speculation


12:05 Vanguard's Fiduciary Advisors and Financial Decisions


12:31 Importance of Getting a Second Opinion


15:03 Adjusting Investment Strategy for Retirement


15:31 Vanguard's Changes in Customer Service


16:45 Questioning Vanguard's Decision-Making


21:25 The Significance of Money in Your Life


26:34 Addressing Hodgepodgeitis in Your Investment Portfolio


27:34 Vanguard's Controversial Fee Changes


34:02 Strategies for Protecting Equities After Hours


36:46 The Remarkable Story of Dimensional Funds


38:26 Platforms for Investing: Schwab vs. TD Ameritrade


39:58 Resources and Information at TalkingRealMoney.com


40:49 Important Disclaimer and Legal Information


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We don't often have guests, but we do, from time to time, invite some of the best minds in money management to join us. Author and financial educator, Dan Solin spends time with us this week to share some wisdom from his latest book, Wealthier: The Investing Field Guide for Millennials. We discuss buying a home versus renting, saving and investing for retirement, and the future of Social Security.
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On the week's question and answer session, Tom and Roxy take written questions from listeners about:

Social Security spousal benefits.

Moving Emergency Cash

Short-Term Cash Options

Portfolio Diversification

AVGE vs. BND Allocation

Real Estate Sales and Tax Planning


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