1,837 episodes

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

The Clark Howard Podcast Clark Howard

    • Business

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

    05.07.24 Phone Tap To Pay Spending / Pandemic Pivots Reversing

    05.07.24 Phone Tap To Pay Spending / Pandemic Pivots Reversing

    In our everyday payment decisions, many choose Apple Pay or Google Wallet on our phones. Consumer behavior studies show the more convenient the payment method, the more we spend. Don’t let tap to pay, tap you out! Also today - we are finally seeing the results of people wanting to do more in person. Clark discusses how this is affecting some industries, including food delivery. 

    Phone Tap To Pay (More): Segment 1

    Ask Clark: Segment 2

    The Ghost Of Kitchens Past: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    Using your phone to pay is convenient, but it can also mean you spend more

    Cash Envelope System: How It Works

    10 Best Free Checking Accounts in April 2024

    AT&T Data Breach: Take These Steps To Protect Your Information

    How to Freeze Your Credit With Experian, Equifax and TransUnion

    Ghost Kitchens Are Disappearing, Squeezed by Demand and Complaints

    Warning for Cell Phone Users: Do Not Use Public Charging Stations

    What Is a Thrift Savings Plan?

    Costco vs. Sam's Club: What Is the Difference?


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
    Clark.com resources

    Episode transcripts

    Community.Clark.com

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    Consumer Action Center Free Helpline: 636-492-5275


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    • 30 min
    05.06.24 Digital Existence Is Tracked / Teen Job Opportunity Abounds

    05.06.24 Digital Existence Is Tracked / Teen Job Opportunity Abounds

    How do you feel about targeted ads following you around online? Companies are dreaming up new ways to track us - even when we have our TV show paused! Also, job prospects are great for teens this spring and summer. Now is the perfect time for young people to enter the workforce. 

    Targeted Ads Ubiquitous: Segment 1

    Ask Clark: Segment 2

    Teen Jobs: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    Google Pledges to Destroy Browsing Data to Settle ‘Incognito’ Lawsuit

    Why Walmart bought TV-maker Vizio for $2.3 billion - Axios


    Is that ad following you around the internet creepy or kind of cool? 

    Roku Explores an Insidious Way to Serve up Commercials Via Idle HDMI Inputs | Sound & Vision

    Roku forcing 2-factor authentication after 2 breaches of 600K accounts

    Fighting back against harmful voice cloning

    RESIDENTIAL REAL ESTATE BROKER COMMISSIONS ANTITRUST SETTLEMENTS

    If you recently sold your home, you might get part of your realtor fee back

    NAR settlement: Here's what to know about payouts for commission lawsuits

    Teens Are Spending Less This Year. Where Their Allowances Are Going.

    CPI Inflation Calculator  -  Value of $1.60 from 1971 to 2024

    Charles Schwab Review 2023: Pros & Cons

    No Surprises Act

    Cheapest Way to Rent a Car: Expert Tips


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
    Clark.com resources

    Episode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


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    • 29 min
    05.03.24 Clark Answers His Critics on Clark Stinks / Scam Alert: Rampant Gift Card Fraud

    05.03.24 Clark Answers His Critics on Clark Stinks / Scam Alert: Rampant Gift Card Fraud

    Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, why buying a gift card is now tantamount to lighting a $20 bill on fire. 


    Clark Stinks: Segments 1 & 2

    Gift Card Draining: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    Military and Veterans Guide: Free Resources for Your Finances

    How To Protect Your Home From Being Stolen by Squatters

    Florida lawmakers pass bill to revoke squatters' rights

    How to Lower Your Property Taxes in 4 Easy Steps

    Chinese Organized Crime’s Latest U.S. Target: Gift Cards

    What Is a CD Ladder and When Is It a Good Idea?

    BBB-File a Complaint


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
    Clark.com resources

    Episode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices
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    • 33 min
    05.02.24 SCAM Alerts: Facebook Marketplace Fraud & Voice Cloning Con Jobs

    05.02.24 SCAM Alerts: Facebook Marketplace Fraud & Voice Cloning Con Jobs

    Today Clark’s talking about scams and how to avoid them! First, a special warning if you sell or buy items on Facebook marketplace. Later, AI has enabled crooks to clone voices. This is a huge problem, enabling criminals to trick people into thinking they are talking to a relative, or even a boss. What to look out for so you don’t get ripped off.   

    Facebook Marketplace Scams: Segment 1

    Ask Clark: Segment 2

    Voice Cloning Cons: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    Facebook Marketplace Scams: Everything You Need to Know

    Banks and Users Warn of Scammers on Facebook Marketplace

    4 Common Scams on Cash App, Venmo and Zelle (and How To Avoid Them!)

    Safer Ways To Send Money

    Pirate Ship Review: Pros & Cons of This Cheap Shipping Service

    Number of 401(k) ‘millionaires’ jumped 41% last year, says Fidelity


    How To Open a Roth IRA / What Are Index Funds?


    Fighting back against harmful voice cloning

    What's the Best Way To Donate to a Charity?

    BBB-File a Complaint

    How To Dispute a Charge on Your Credit Card

    Where To Put Your Cash When You’re Saving for a Purchase in Less Than 5 Years


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

    Clark.com resources

    Episode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices
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    • 29 min
    05.01.24 SAVE MORE On Summer AC Costs AND Cell Phone Service

    05.01.24 SAVE MORE On Summer AC Costs AND Cell Phone Service

    You have the power to lower your power bills this summer. Clark offers several ways to reduce summer cooling costs. Also, get notable savings with Visible’s new annual plans, plus new disclosures through broadband ‘nutrition’ labels.  

    Save On AC This Summer: Segment 1

    Ask Clark: Segment 2

    Visible Deals & New Broadband Labeling: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    How To Save Money on Utilities- clark.com

    6 Smart Ways to Cut Your Utility Bills

    Federal Tax Credits for Energy Efficiency

    Energy Efficient Home Improvement Credit

    HELOC vs. Home Equity Loan: Similarities and Differences

    Homeowners Insurance Archives - Clark Howard

    Company and Rating Search - Best's Credit Rating - AM Best

    Visible Announces New Annual Plans: Save up to $145/Year

    Visible Review: 5 Things To Know Before You Sign Up

    Clark.com - CELL PHONES

    Broadband ‘nutrition’ labels are coming – here’s what you need to know

    FCC rolls out mandatory ‘nutrition labels’ for internet providers’ plans

    Should You Buy an Extended Warranty on Your Car?

    What Is an HSA Account and How Does It Work?

    Fidelity - Health Savings Account | HSA Investment Options


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
    Clark.com resources

    Episode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices
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    • 29 min
    04.30.24 Mad Professor Clark’s Cure For The Housing Crisis / Code-Share Airline Tickets

    04.30.24 Mad Professor Clark’s Cure For The Housing Crisis / Code-Share Airline Tickets

    As promised, today Clark shares his crazy (like a fox!) idea on how to fix the housing crisis.  Also - a warning about buying a code-share airline ticket. Know how code-share tickets work, and often, don’t work. 

    Clark’s Housing Market Fix: Segment 1

    Ask Clark: Segment 2

    Code-Share Airline Tickets: Segment 3

    Ask Clark: Segment 4


    Mentioned on the show:

    Why many homeowners feel trapped by low-rate mortgages

    [The Washington Post] Inflation keeps coming in hot, likely delaying interest rate cuts

    Biden’s manufacturing industry is expanding. That could be bad for inflation

    3 Facts That Help Explain a Confusing Economic Moment

    10 Best New Products at Costco in April

    10 Secrets All Shoppers Need To Know About Costco

    Avoid the #1 Mistake That Car Buyers Make

    Simple vs. Compound Interest: Definition and Formulas

    Clark.com - How To Buy a Used Car

    How To Open a Roth IRA

    Help! Air Canada Ruined Our Trip to Ireland but Won’t Take the Blame.

    Codeshare Flights Explained - NerdWallet

    Follow Clark Howard's #1 Rule To Travel Cheap

    Hopper: Book Travel on Mobile


    Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
    Clark.com resources

    Episode transcripts

    Community.Clark.com

    Clark.com daily money newsletter


    Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices
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    • 30 min

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