The Mwango Capital Podcast Mwango Capital

In this episode recorded on 15.05.2024, we are joined by our guest tax experts Ruth Mwiti, Ernest Muriu, and Karambu Muthaura to unpack the Finance Bill 2024.
We cover the proposed changes to the Income Tax Act, taxation of infrastructure bonds, motor vehicle circulation tax, VAT, pension and retirement benefits, excise duty, and changes to the Tax Procedures Act.
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Show Notes
00:00:00 Introduction
00:00:48 Overview of the Finance Bill 2024
00:05:51 Proposed Changes in the Income Tax Act
00:15:39 Motor Vehicle Tax
00:24:03 VAT
00:32:21 Pension, Retirement Benefits, and Excise Duty
00:47:55 Changes to the Tax Procedures Act
00:58:54 Amendments to the Employment Income
01:03:14 Is KRA Exempted From The Data Protection Act?
01:04:54 Infrastructure Bonds and Eco-Taxes
01:09:59 Closing Thoughts


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In this episode recorded on 30.05.2024, we host Kuza Asset Management’s CEO, James Mose, CFA, on the firm’s journey to achieving KES 1B in assets under management.
We also cover the firm’s key products, financial literacy training, asset classes they are invested in, regulation, fundraising, and long-term view.
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Show Notes
00:00:00 Introduction
00:01:57 Role of Chief Investment Officer
00:03:13 Kuza’s Journey and Key Products
00:17:01 Journey Into Asset Management
00;23:35 Value Proposition
00:28:12 Regulation by CMA and RBA
00:32:46 Financial Literacy Training
00:34:09 Asset Classes
00:36:36 Working Capital, Management Fees, and Fundraising
00:40:12 Longterm View


This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit mwangocapital.substack.com

In this episode recorded on 14.05.2024, we host Nahashon Mungai - Executive Director, Global Markets at Standard Investment Bank to better understand SIB and its product, Mansa-X.
We also cover its regulation, the Kenya shilling and USD funds, risk management, management fees, and taxation.
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Show Notes
00:00:00 Introduction
00:01:43 SIB’s Business Model
00:06:41 Mansa-X
00:10:45 Regulation
00:11:51 KES and USD Fund
00:13:17 Custodian, Trustees, Diversification, and Liquidity
00:21:10 Financial Instruments and Tools
00:28:11 Management Fees and Risk Management 
00:32:11 Lock-In Period and the Compounding Effect
00:38:53 Risk of Losing Initial Capital
00:45:13 Competition, Huddle Rates, and Taxation


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In this episode recorded on 09.05.2024, we are joined by the Competition Authority of Kenya’s Cecilia Kyenze - Senior Analyst, Policy and Research and Ninette Mwarania - Manager, Policy and Research to discuss the institution's role in enhancing consumer experience with online food delivery platforms.
We also cover regulating online food and grocery delivery marketplaces, the duration of market inquiries, handling consumer complaints, enhancing consumer experience, and addressing consumer data concerns.
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Show Notes
00:00:00 Introduction
00:01:29 CAK’s Mandate
00:05:59 Market Inquiries
00:10:26 Prioritization and Duration of Market Inquiries
00:12:22 Inquiry Into Online Food And Grocery Delivery Platforms
00:22:43 After a Market Inquiry
00:26:05 Handling Complaints and Enhancing Consumer Experience 
00:30:13 Addressing Consumer Data Concerns
00:32:03 Regulating Online Food and Grocery Delivery Marketplaces
00:33:01 Conclusions, Recommendations, and Takeaways
00:39:13 Closing Remarks


This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit mwangocapital.substack.com

In this episode recorded on 13.03.2024, our guest host, Victoria Rubadiri, is joined by Risper Alaro - Group Finance Director at Centum Investment, Sheilah Birgen - Director at Digital Cooperation Organization, and Mercy Kimani - Managing Director at Dale Carnegie Kenya on a conversation about investing in women.
We also cover the differences women make in organizations, overcoming gender bias at the workplace, empowering women, and skills to better equip women.
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Show Notes
00:00:00 Introduction
00:14:18 Differences Women Make in Organizations
00:19:04 Overcoming Gender Bias at the Workplace
00:22:22 Empowering Women
00:25:50 Navigating Relationships With Men at The Workplace
00:29:45 Skills to Better Equip Women
00:33:41 Unconscious Bias Among Investors When Dealing With Women-Led Ventures
00:37:41 Lifting Women Through Leadership Ranks


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In this episode recorded on 11.04.2024, our guest host, Rhina Namsia, is joined by Kenya Mortgage Refinance Company (KMRC)’s Finance Manager - Erick Kimanzi Wambua, and Head of Internal Audit - Olive Gitau on a discussion about the path to affordable home ownership.
We also cover KMRC’s business model, KMRC’s rates vs bank rates, initiatives in the informal sector, and the impact of the housing levy on affordable housing.
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Show Notes
00:00:00 Introduction
00:00:53 Affordable Home Ownership and Challenges
00:05:20 KMRC’s Business Model and Facilitating Affordable Housing
00:11:00 Household Income and Loan Limits
00:13:09 Informal Sector Initiatives
00:21:34 Risk-Sharing Facilities, Mortgages, and KMRC Rates vs Bank Rates
00:30:08 Innovative solutions that KMRC has come up with
00:35:49 Subprime Mortgages and Future Outlook
00:41:16 FX Exposure and the Housing Levy Impact
00:47:39 Success Stories
00:52:46 Closing Remarks


This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit mwangocapital.substack.com