224 episodes
The Savvy Investor Podcast Mike Canet
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- Business
The Savvy Investor Podcast is your one-stop shop for investors and retirees who want to level-up their retirement plans. Hosts Mike Canet and Ryan Herbert are independent financial advisors with decades of experience. They tackle the tough financial issues that matter most to you, from saving for retirement to reducing taxes.
Whether you're just starting out or you're a seasoned investor, The Savvy Investor Podcast has something for you. Tune in each week for practical tips and strategies on how to reach your financial goals.
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Learn more about the team at Prostatis Financial Advisors Group on their website or on social: Facebook, LinkedIn, Twitter and their NEW YouTube channel and video podcast.
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Maximizing Retirement Income With Roth Conversions
What are the tax consequences of working longer in retirement to gain more income?
In this episode, Ryan discusses the impact of taxes on retirement income and the importance of tax planning. Also, Ryan explains how Roth conversions can be a valuable strategy to save on taxes in retirement.
Want to learn more about tax planning and if Roth conversions are right for you? Schedule a call with us here: 📅 https://bit.ly/3Rq2d9i
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Misconceptions About Your 401k In Retirement Planning
Having a 401k does not automatically mean you have a substantial retirement fund. While a 401k is a tool to save money for retirement, it doesn't guarantee a successful income plan.
In this episode, Mike and Ryan explain why people may lack the necessary knowledge and guidance to make informed decisions about their 401k, and discuss the important things to look out for when developing a retirement plan.
Want to learn more about where your 401k stands? Schedule a call with us here: 📅 https://bit.ly/3Rq2d9i
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How Tax Friendly Is Maryland For Retirees?
Tax planning is a crucial aspect of financial planning, as taxes may significantly impact retirement savings.
In this episode, Ryan Herbert tells us where Maryland stands compared to other states regarding tax rates. Learn about how where you live can affect your overall retirement plan and the importance of properly preparing a tax strategy.
Want to learn more about your tax situation? Schedule a call with us here: 📅 https://bit.ly/3Rq2d9i
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Understanding The Tax Implications Of Annuities
Diversifying tax buckets is important when minimizing tax implications. A plan that considers the lowest tax bracket today and throughout retirement is essential to understand when aiming for tax efficiency.
In this episode, Mike and Ryan break down how different investments such as annuities have varying tax implications, and why preserving and protecting wealth in retirement should be a goal when building out a plan.
Want to learn more about your tax situation? Schedule a call with us here: 📅 https://bit.ly/3Rq2d9i
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Don't Pay Taxes That Aren't Necessary
Taxes are unfair. That’s what Ron Swanson of “Parks and Rec” taught a young student by eating most of her lunch.
On this episode, Mike expresses the frustrations he has with lazy CPAs that are costing the taxpayer money they legally aren’t obligated to pay. Plus, hear about how proper tax planning may result in a lower tax bill and how those savings can be utilized in a financial plan.
Want to learn more about your tax situation? Schedule a call with us here: 📅 https://bit.ly/3Rq2d9i
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Income Concerns For Your 401k In Retirement
Market corrections have a bigger impact on your 401k than you may think. That impact is more significant when you're planning for retirement.
On this episode, Ryan Herbert discusses the importance of positioning yourself properly to make your life savings last regardless of a stock market crash.
Plus, pensions used to be the consistent source of income that retirees relied on. Now it's the 401k. But 90% of Americans are worried that their 401k won't provide a reliable stream of income. Ryan and Lawrence Kiely suggest how annuities and other strategies could be utilized in a retirement plan.
Learn how to protect your 401k today- schedule a call with us here: 📅 https://bit.ly/3Rq2d9i
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