46 episodes

Brought to you by The Mortgage Lab, Everything Mortgage covers everything you need to know about getting a mortgage, paying off a mortgage and buying property in New Zealand.

Everything Mortgage The Mortgage Lab

    • Business
    • 4.8 • 4 Ratings

Brought to you by The Mortgage Lab, Everything Mortgage covers everything you need to know about getting a mortgage, paying off a mortgage and buying property in New Zealand.

    Why Use a Mortgage Broker if You Already Have a Mortgage?

    Why Use a Mortgage Broker if You Already Have a Mortgage?

    Conversations about mortgage brokers tend to focus on the service they provide when you buy a house. But your mortgage broker provides multiple important services throughout the life of your mortgage. These services can save you thousands of dollars, a lot of time and stress, and get you in the best position financially. Mortgage Lab CEO Rupert Gough shows these lesser known services some love in this video.

    You can watch a video on the same subject here: https://youtu.be/0d-7lscEkcY

    You can also learn more from reading our blogs at mortgagelab.co.nz/why-should-you-use-a-mortgage-broker-if-you-already-have-a-mortgage

    If you are unsure where to start or have any questions, don't hesitate to contact the team at mortgagelab.co.nz/contact-us, we're here to help.

    You can watch more of these articles by subscribing to our YouTube channel.
    You can follow us on Facebook, Instagram, Youtube and LinkedIn.

    • 3 min
    Monthly Interest Rate Update July 2021

    Monthly Interest Rate Update July 2021

    Mortgage interest rates are always changing, making it difficult to keep up if you're not actively working in the industry. But don't worry,  Mortgage Lab has you covered. In this video CEO Rupert Gough provides his monthly update on everything interest rates.

    You can watch a video on the same subject on YouTube here: https://youtu.be/pDI0KC592Rc

    If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/contact-us, they are more than willing to help you through this confusing time!

    You can watch more of these articles by subscribing to our YouTube channel.
    You can follow us on Facebook, Instagram, Youtube and LinkedIn.

    You can also learn more from reading our blogs at www.mortgagelab.co.nz/blog/

    • 5 min
    Discussing the NZ Investment Market - Guest Interview: Daniel Carney, Goodlife Financial Advice

    Discussing the NZ Investment Market - Guest Interview: Daniel Carney, Goodlife Financial Advice

    Mortgage Lab CEO Rupert Gough talks with Daniel Carney from Goodlife Financial Advice about what's happening in the New Zealand investment market. This podcast is longer than the usual format so grab a cup of tea or coffee, get comfy and enjoy.

    If you would like to contact Daniel and Goodlife Advice to learn more, you can reach them at 0508 GOODLIFE or visit their website www.goodlifeadvice.co.nz.

    You can watch a video on the same subject here: https://youtu.be/dgJIE2gIl-g

    If you are unsure where to start or have any questions, don't hesitate to contact the team at www.mortgagelab.co.nz/contact-us, we're here to help!

    You can watch more of these articles by subscribing to our YouTube channel.
    You can follow us on Facebook, Instagram, Youtube and LinkedIn.

    You can also learn more from reading our blogs at www.mortgagelab.co.nz/blog/

    • 23 min
    Debt to Income Ratio

    Debt to Income Ratio

    The Reserve Bank of New Zealand now has the option to implement debt to income ratio limits. In this podcast Mortgage Lab CEO Rupert Gough talks through the current status of DTI restrictions and explains how debt to income ratios can be measured.

    You can watch a video on the same subject here: https://youtu.be/fJT5ZGQUTJE

    You can also learn more from reading our blogs at mortgagelab.co.nz/debt-to-income-ratios-what-are-they-and-how-are-they-measured

    If you are unsure where to start or have any questions, don't hesitate to contact the team at mortgagelab.co.nz/contact-us, we're here to help.

    You can watch more of these articles by subscribing to our YouTube channel.
    You can follow us on Facebook, Instagram, Youtube and LinkedIn.

    • 2 min
    Should I get Life and Health Insurance when buying a house?

    Should I get Life and Health Insurance when buying a house?

    Life and health insurances are slightly morbid topics, but are worth looking into. In this podcast, Mortgage Lab CEO Rupert Gough talks through what to look out for when considering insurance.

    You can watch a video on the same subject here: https://youtu.be/avu0lptYM_A

    You can also learn more from reading our blogs at mortgagelab.co.nz/should-you-get-life-health-and-income-insurance-when-buying-a-house

    If you are unsure where to start or have any questions, don't hesitate to contact the team at mortgagelab.co.nz/contact-us, we're here to help.

    You can watch more of these articles by subscribing to our YouTube channel.
    You can follow us on Facebook, Instagram, Youtube and LinkedIn.

    • 2 min
    Discussing the NZ Property Market - Guest Interview: Nick Goodall, CoreLogic

    Discussing the NZ Property Market - Guest Interview: Nick Goodall, CoreLogic

    With so much going on in the lending space Nick Goodall from CoreLogic and Rupert Gough discuss everything from recent value growth to the trends and impact of the bank of Mum and Dad helping out first home buyers.

    A review of the latest CoreLogic Buyer Classification data leads to what's happening with investors right now, including how the tightened loan-to-value (LVR) restrictions have hindered their activity. Plus some surprise about the reaction to the interest deductibility changes and consideration for the potential impact of debt-to-income limits.

    To finish off, the guys discuss everything to do with interest rates - including the forecast for the official cash rate (OCR), hot off the heals of the latest RBNZ monetary policy review, and what impact the pending lift in mortgage interest rates could have on the market.

    You can watch a video on the same subject here: https://youtu.be/CC4-KBKQv5k

    To contact Nick Goodall and CoreLogic to discuss this video further, you listen to their Podcast channel at corelogicnzpropertymarket.buzzsprout.com or visit there website www.corelogic.co.nz.

    You can watch more of these articles by subscribing to our YouTube channel.
    You can follow us on Facebook, Instagram, Youtube and LinkedIn.

    If you are unsure where to start or have any questions, don't hesitate to contact the team at mortgagelab.co.nz/contact-us, we're here to help!

    You can also learn more from reading our blogs at mortgagelab.co.nz/blog/

    • 43 min

Customer Reviews

4.8 out of 5
4 Ratings

4 Ratings

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