How todays lending environment differs from the post-GFC era The Property Factory - New Zealand Property Investment

Campbell takes up the topic with Ammon on the importance of specialist property investment lending and the differences from traditional brokers. Over the past 20 years Ammon has been a property investor, property coach and mortgage broker specialising in property investment. Ammon has worked with hundreds of investors and helped them build portfolios from the ground up based on solid fundamentals.
Ammon does a comparison between today and the post-GFC era, when he was working for one of the big banks in 2009, tasked with hitting monthly lending targets, to meet profit targets and shareholder expectations. “Today is no different” says Ammon with banks actively looking to lend to good quality clients on the right type of properties and numbers.
Ammon talks about the growing role that Non-Bank lenders are playing in the market, with higher LVR lending than the big banks and at surprisingly competitive interest rates.
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