Why You Don’t Need Millions to Retire with Mary Holm

In this episode of Lead On Purpose, I sit down with Mary Holm, author of Rich Enough, to unpack how everyday Kiwis can build wealth simply, avoid common money traps, and focus on what actually leads to a rich life.

What we cover:

• Why “rich enough” beats chasing more, and what money can and cannot do for happiness
• The two KiwiSaver choices that matter most: risk level first, low fees second
• Why low fee index investing and patience usually outperform chasing returns
• How to balance KiwiSaver with investing outside it to get bonuses without locking all your money away
• Renting vs owning, property myths, and the most common financial mistakes Kiwis make

If you want a calmer, clearer approach to money that supports both your future and your life right now, this conversation will give you a simple framework to work from.

• Grab a copy of ‘Rich Enough’ here - https://www.paperplus.co.nz/shop/books/non-fiction/business-finance-law/finance-economics/rich-enough
• Have a look at Sorted Smart Investor tool - https://smartinvestor.sorted.org.nz
• If you’re interested in having me deliver a keynote or workshop for your team contact Caroline at caroline@jjlaughlin.com

Website: https://www.jjlaughlin.com YouTube: https://www.youtube.com/channel/UC6GETJbxpgulYcYc6QAKLHA Facebook: https://www.facebook.com/JamesLaughlinOfficial Instagram: https://www.instagram.com/jameslaughlinofficial/ Apple Podcast: https://podcasts.apple.com/nz/podcast/life-on-purpose-with-james-laughlin/id1547874035 Spotify: https://open.spotify.com/show/3WBElxcvhCHtJWBac3nOlF?si=hotcGzHVRACeAx4GvybVOQ LinkedIn: https://www.linkedin.com/in/jameslaughlincoaching/

James Laughlin is a High Performance Leadership Coach, Former 7-Time World Champion, Host of the Lead On Purpose Podcast and an Executive Coach to high performers and leaders. James is based in Christchurch, New Zealand.

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Join me at the 2026 Goal-setting Workshop here - jjlaughlin.com/2026goals

- If you're interested in booking me for a keynote or workshop, contact Caroline at caroline@jjlaughlin.com

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