100 episodes

You might be a genius at managing other people’s money, but personal finance is quite another kettle of fish. Ringgit & Sense puts a clear mirror in front of you so you understand personal risk profiles, realistic investment horizons, retirement planning and the all-important education loan and health insurance plan, and the explosion of myriad personal finance products.

BFM :: Ringgit and Sense BFM Media Sdn Bhd

    • Business
    • 2.8 • 132 Ratings

You might be a genius at managing other people’s money, but personal finance is quite another kettle of fish. Ringgit & Sense puts a clear mirror in front of you so you understand personal risk profiles, realistic investment horizons, retirement planning and the all-important education loan and health insurance plan, and the explosion of myriad personal finance products.

    Money And Marriage: How To Make It Work

    Money And Marriage: How To Make It Work

    Continuing a special series on money and relationships, Dr Selina Dang of Coreplus Advisory comes on the show to discuss the kind of financial issues that might crop up in a marriage. Dr Selina shares some thoughts on how to talk to your spouse about money and what steps to take to ensure that you and your partner are on the same page.Image credit: Shutterstock

    • 24 min
    How OPR Hikes Impact Your Finances

    How OPR Hikes Impact Your Finances

    The Monetary Policy Committee of Bank Negara Malaysia has once again increased the overnight policy rate by 25 basis points, bringing it from 2.25% to 2.50%. Bank Negara has been gradually hiking rates from the low rate environment during the pandemic in a bid to fight rising inflation. With more hikes likely to happen in the future, Sim Wie Boon speaks to Felix Neoh, Director of Financial Planning, Finwealth Management to understand how the OPR hikes impact your finances.

    • 23 min
    The Financial Conversations To Have Before Marriage

    The Financial Conversations To Have Before Marriage

    We continue our exploration of the axis between relationships and money and for this episode, we look at those at the cusp of making that everlasting commitment, getting married. Sim Wie Boon speaks to Rafiq Hidayat of Wealth Vantage Advisory about the conversations you should be having with your partner before tying the knot and the possible issues that could arise when planning a wedding.  

    • 24 min
    Can We Still Achieve FIRE Today?

    Can We Still Achieve FIRE Today?

    With cost of living rising while wages remain stagnant and the investment markets in turmoil, how do adherents of the FIRE movement (financial independence, retire early) continue with their strategy to work hard and retire early? Is it still achievable in this day and age? Sim Wie Boon speaks to Aaron Tang of mr-stingy.com to find out more. 

    • 21 min
    Impact Of The High EPF Withdrawals And How It Hurts Our Future

    Impact Of The High EPF Withdrawals And How It Hurts Our Future

    EPF members' savings are at very low and worrying levels because over 145 billion ringgit had been withdrawn because of the four Covid withdrawal schemes. Half of the 13 million EPF members aged under 55, now have less than RM10,000 in savings as of June 2022 - which should trigger alarm bells. Sim Wie Boon speaks to Puteri Marjan Megat Muzafa of Khazanah Research Institute on how this impacts our elderly population, and how it affects you and me.

    • 19 min
    How SIDREC Helps With Your Disputes

    How SIDREC Helps With Your Disputes

    Do you have a dispute with your capital market intermediary and having trouble settling the matter in the courts? Perhaps the Securities Industry Dispute Resolution Center or better known as SIDREC can help with an alternative solution. Sim Wie Boon speaks to its chairman to understand the role of SIDREC and how it helps investors with their disputes. For more, head to their website at https://sidrec.com.my/

    • 21 min

Customer Reviews

2.8 out of 5
132 Ratings

132 Ratings

Top Podcasts In Business

Tommy Shane Ng
Robert Kiyosaki
Stanford GSB
Motivation And Inspiration
Steven Bartlett
TED

You Might Also Like

TED
Stanford GSB
The Economist
CNA
Harvard Business Review
Mani Vaya

More by BFM89.9

BFM Media Sdn Bhd
BFM Media Sdn Bhd
BFM Media Sdn Bhd
BFM Media Sdn Bhd
BFM Media Sdn Bhd
BFM Media Sdn Bhd