56 episodes

The world of investing and finance is unnecessarily complex, and we're changing that one episode at a time!
Hi there, we're Andreea and Jamie, the two Chartered Accountants and UK-based millennial investors behind the Instagram blog @stocksandsavings. This podcast will give you the tools to go from Beginner to Confident Investor, through our easy-to-understand, digestible lessons. We hope you'll join us in our endeavour to build wealth through investing while enjoying life!

The Stocks and Savings Podcast Stocks and Savings

    • Business

The world of investing and finance is unnecessarily complex, and we're changing that one episode at a time!
Hi there, we're Andreea and Jamie, the two Chartered Accountants and UK-based millennial investors behind the Instagram blog @stocksandsavings. This podcast will give you the tools to go from Beginner to Confident Investor, through our easy-to-understand, digestible lessons. We hope you'll join us in our endeavour to build wealth through investing while enjoying life!

    55. Are Dividends Pointless? The Case For And Against Dividend-Paying Stocks And Funds

    55. Are Dividends Pointless? The Case For And Against Dividend-Paying Stocks And Funds

    Dividends always seem to get a lot of attention in the world of investing, and 99% of the time they get a lot of praise.

    So today, we'll be looking closer at that 1% - where we answer the question: are dividends good, or are they actually kind of pointless?

    If you enjoyed this episode, please leave us a 5 ⭐️ rating & a review. As a smaller podcast, it would really help us to reach more people.

    Thank you!😇

    ---

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get A Free Share When You Sign Up To Trading 212⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

    We'd also like to thank this season's sponsor, Trading 212.

    Trading 212 is an investing platform which aims to democratise investing, and it's also the platform that we have used since we started!

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for a free share worth up to £100 when you sign up and deposit at least the minimum amount required for Invest or ISA accounts (which at the time of recording is £1).

    If it's not done automatically, you can also go to the main menu, then to 'Use promo code' and copy-paste this code SNSBONUS.

    Terms & conditions apply. Capital at Risk. Investments may rise and fall.

    ---

    For more financial education made simple:


    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Learn more about our A-Z Investing Course⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
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    • 30 min
    54. Tax Free AND Government Backed - Are UK Premium Bonds A Good Place For Your Money In 2024?

    54. Tax Free AND Government Backed - Are UK Premium Bonds A Good Place For Your Money In 2024?

    In today's episode, we'll be diving into the weird and wonderful (maybe an overstatement) world of UK Premium Bonds!

    ---

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get A Free Fractional Share When You Sign Up To Trading 212⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

    We'd also like to thank this season's sponsor, Trading 212.

    Trading 212 is an investing platform which aims to democratise investing, and it's also the platform that we have used since we started!

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for a free fractional share worth up to £100 when you sign up and deposit at least the minimum amount required for Invest or ISA accounts (which at the time of recording is £1).

    If it's not done automatically, you can also go to the main menu, then to 'Use promo code' and copy-paste this code SNSBONUS.

    Terms & conditions apply. Capital at Risk. Investments may rise and fall.

    ---

    For more financial education made simple:


    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Learn more about our A-Z Investing Course⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Download our free investing guide⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
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    • 16 min
    53. What Did We Invest In This Month? The Stocks And Funds We Invested In When We Got Paid In May

    53. What Did We Invest In This Month? The Stocks And Funds We Invested In When We Got Paid In May

    It's payday once again, and you know what that means - it's time to put some money into our Stocks and Shares ISAs, and make some investments.

    It's worth pointing out that some share prices have changed quite a bit since we recorded this, since it's the middle of earnings season!

    If you enjoyed this episode, please leave us a 5 ⭐️ rating & a review. As a smaller podcast, it would really help us to reach more people.

    Thank you!😇

    ---

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get A Free Share When You Sign Up To Trading 212⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

    We'd also like to thank this season's sponsor, Trading 212.

    Trading 212 is an investing platform which aims to democratise investing, and it's also the platform that we have used since we started!

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for a free share worth up to £100 when you sign up and deposit at least the minimum amount required for Invest or ISA accounts (which at the time of recording is £1).

    If it's not done automatically, you can also go to the main menu, then to 'Use promo code' and copy-paste this code SNSBONUS.

    Terms & conditions apply. Capital at Risk. Investments may rise and fall.

    ---

    For more financial education made simple:


    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Learn more about our A-Z Investing Course⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Download our free investing guide⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
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    • 52 min
    52. When Should You Sell Your Investments And Take A Profit?

    52. When Should You Sell Your Investments And Take A Profit?

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get A Free Fractional Share When You Sign Up To Trading 212⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

    We'd also like to thank this season's sponsor, Trading 212.

    Trading 212 is an investing platform which aims to democratise investing, and it's also the platform that we have used since we started!

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for a free fractional share worth up to £100 when you sign up and deposit at least the minimum amount required for Invest or ISA accounts (which at the time of recording is £1).

    If it's not done automatically, you can also go to the main menu, then to 'Use promo code' and copy-paste this code SNSBONUS.

    Terms & conditions apply. Capital at Risk. Investments may rise and fall.

    ---

    For more financial education made simple:


    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Learn more about our A-Z Investing Course⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Download our free investing guide⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
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    ---

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    • 22 min
    51: The 11 Stocks Controlling European Markets, Plus We Pick Our Favourite GRANOLA Stocks

    51: The 11 Stocks Controlling European Markets, Plus We Pick Our Favourite GRANOLA Stocks

    Today we'll be talk about 11 of the highest quality stocks in Europe, according to Goldman Sachs at least - and we'll each pick our favourite!

    If you enjoyed this episode, please leave us a 5 ⭐️ rating & a review. As a smaller podcast, it would really help us to reach more people.

    Thank you!😇

    ---

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get A Free Share When You Sign Up To Trading 212⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

    We'd also like to thank this season's sponsor, Trading 212.

    Trading 212 is an investing platform which aims to democratise investing, and it's also the platform that we have used since we started!

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for a free share worth up to £100 when you sign up and deposit at least the minimum amount required for Invest or ISA accounts (which at the time of recording is £1).

    If it's not done automatically, you can also go to the main menu, then to 'Use promo code' and copy-paste this code SNSBONUS.

    Terms & conditions apply. Capital at Risk. Investments may rise and fall.

    ---

    For more financial education made simple:


    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Learn more about our A-Z Investing Course⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Download our free investing guide⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
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    ---

    Send in a voice message: https://podcasters.spotify.com/pod/show/stocksandsavings/message

    • 36 min
    50. The 5 UK Tax Allowances You Need To Know For The New Tax Year

    50. The 5 UK Tax Allowances You Need To Know For The New Tax Year

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get A Free Fractional Share When You Sign Up To Trading 212⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

    We'd also like to thank this season's sponsor, Trading 212.

    Trading 212 is an investing platform which aims to democratise investing, and it's also the platform that we have used since we started!

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for a free fractional share worth up to £100 when you sign up and deposit at least the minimum amount required for Invest or ISA accounts (which at the time of recording is £1).

    If it's not done automatically, you can also go to the main menu, then to 'Use promo code' and copy-paste this code SNSBONUS.

    Terms & conditions apply. Capital at Risk. Investments may rise and fall.

    ---

    For more financial education made simple:


    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Learn more about our A-Z Investing Course⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
    ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Download our free investing guide⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
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    See you next time! 🤗


    ---

    Send in a voice message: https://podcasters.spotify.com/pod/show/stocksandsavings/message

    • 13 min

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