25 episodes
Let's Buy a House! Miriam Gilmore
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- Leisure
Let's buy a house! Here we will talk all things to get you from renter to homeowner! As an experienced Mortgage Broker I have helped many buyers of all different backgrounds get into their beloved homes! It brings me much joy to help someone who just didn't think it was possible to become a homeowner! It's my view that through homeownership it is the best way a regular hard working person can begin building wealth for themselves and their families. Let's do this! :)
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Zero Down Payment! Yup you read that right!
Send us a Text Message.Ok so although it's Zero Down Payment there are some **Stings Attached** (Of course)... Here they are, so it's actually granted to you in the form of a 2nd mortgage which has no monthly payments and does not accrue interest and... does need to be paid back upon refinance, sale or once you've paid off the loan, But hey, it get's you into homeownership man! Listen to the episode, I babble a bit because I haven't recorded an episode in over a year and I was kinda all...
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Home Renovation Loans
Send us a Text Message.What is a home renovation loan? Are they complicated? How can you get one and why do you need one?I answer all these questions about Home Renovations loans. They are surprisingly easier than I thought they would be.
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A New Incentive to Help Buyers in Today's Market
Send us a Text Message.Listen in as there's a new program to help buyers reduce interest rates temporarily. This may help if buyer is then able to refinance when rates come down again.The kicker is that you need to go through a broker. Banks don't want to do this program, but a mortgage broker can help you.
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Should you Buy a Home with the Rising Interest Rates
Send us a Text Message.Do you qualify and qualify comfortably with a monthly payment to buy a new house? With the rising interest rates, does it make sense to buy a home due to rising interest rates? Learn about your debt-to-income ratio and if interest rates are driving house prices down.
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Interest Rates are Rising - And What to Do?
Send us a Text Message.Are you panicked over rising rates? This may still be okay if you're trying to buy a house. There may not be as much competition for getting into the house you want. Instead of it being over-crowded with crazy offers, you now may be able to get the house you want. Yes, rates are higher. But when you look at what your monthly payment is, it doesn't mean you can't get a home. Plus, refinancing when the rates are lower is always an option.
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How a Side Hustle Could Affect Your Home Buying
Send us a Text Message.If you have a side hustle, do you know how to report that as income when buying a house? Listen in as we talk about what that means for your overall income.