288 episodes

Financial Planner and benefits experts discuss the intricacies of
the Federal Employee Retirement System. This real world experience allows these benefits experts to address questions they are most frequently asked by Feds as well as Human Resource departments on how benefits work.

Plan Your Federal Retirement Podcast Micah Shilanski & Tammy Flanagan

    • Business

Financial Planner and benefits experts discuss the intricacies of
the Federal Employee Retirement System. This real world experience allows these benefits experts to address questions they are most frequently asked by Feds as well as Human Resource departments on how benefits work.

    Avoiding Regrets in Retirement: Five Lessons for Federal Employees

    Avoiding Regrets in Retirement: Five Lessons for Federal Employees

    • 9 min
    #104 Optimizing The TSP For Retirement

    #104 Optimizing The TSP For Retirement

    Are you seeking clarity on TSP strategies?
    Join us on our latest podcast episode, where Christian and JT decode the complexities of TSP investments. From cracking the complexities of TSP investment options, including the G, F, C, S, and I funds, to unraveling the benefits of dollar-cost averaging, this episode is packed with invaluable insights to help you confidently navigate your TSP.
    But that's not all. Christian and JT will help you learn TSP distribution strategies, guiding you through the pros and cons of various approaches. Discover how to optimize your TSP for long-term wealth accumulation while staying informed about potential changes to tax laws and regulations.
    Tune in now and unlock the secrets to making your TSP for a secure retirement!

    https://zurl.co/UnGZ

    • 26 min
    Moving TSP Money to G Fund - Here is What You Need To Know

    Moving TSP Money to G Fund - Here is What You Need To Know

    I am 8 years from retirement and currently invested 100% in the C fund. When should I start moving money to the G fund and should it be based on a percentage of my current balance, or should I base it on how many years of withdrawals I want to protect once fully retired i.e. 8-10 years. -  Paul 

    https://zurl.co/qyzS

    • 7 min
    Understanding the Tax Implications of Life Insurance

    Understanding the Tax Implications of Life Insurance

    • 6 min
    Understanding Medicare Premium Surcharges (aka IRMAA)

    Understanding Medicare Premium Surcharges (aka IRMAA)

    • 8 min
    #103 Don’t Replace Your Expenses in Retirement

    #103 Don’t Replace Your Expenses in Retirement

    Are you ready to take control of your retirement finances? Your current spending habits could shape your future retirement lifestyle more than you realize. Join Micah and Tammy in this episode as they discuss the critical aspects of retirement planning.
    Learn why aligning pre-retirement income with post-retirement needs is crucial to avoid financial stress down the road. Micah and Tammy share invaluable insights into understanding retirement income and expenses, offering practical strategies to optimize your financial outlook.
    Discover the significance of living within your means, managing expenses, and building reserves for unexpected costs. Gain clarity on federal retirement income and the importance of accurate estimation and tax planning.
    Take advantage of these essential strategies to prepare for a comfortable retirement. Tune in now and take the first step towards securing your financial future.
    https://zurl.co/105S

    • 24 min

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