128 episodes

The Thought Card is an affordable luxury travel and personal finance podcast empowering financially savvy travelers with the tools and resources to travel the world, earn more money, pay off debt, and build wealth.

Join Danielle Desir every other week as she explores creative ways to live life on your terms, obtain financial freedom and location independence. Also, hear inspiring stories from financially savvy travelers traveling the world and crushing their financial goals.

To find out more, visit www.podcast.thoughtcard.com.

The Thought Card Danielle Desir

    • Society & Culture
    • 5.0 • 65 Ratings

The Thought Card is an affordable luxury travel and personal finance podcast empowering financially savvy travelers with the tools and resources to travel the world, earn more money, pay off debt, and build wealth.

Join Danielle Desir every other week as she explores creative ways to live life on your terms, obtain financial freedom and location independence. Also, hear inspiring stories from financially savvy travelers traveling the world and crushing their financial goals.

To find out more, visit www.podcast.thoughtcard.com.

    12 Ways To Save Money On Summer Travel

    12 Ways To Save Money On Summer Travel

    Has anyone else noticed how expensive summer travel is this year? With gas prices hitting digits we haven’t seen before, along with fuel prices driving up the cost of airfare, travel this summer is pricey. So now is a great time to chat about how to save money on summer travel, like tracking flight prices and tapping into your points and miles stash you’ve been hoarding over the last few years. Yeah, I’m looking at you! 
    This episode is made possible with the support of She Podcasts. She Podcasts LIVE is a four-day podcasting event happening in Washington, D.C., October 11-14th, that will teach you everything you need to know about podcasting – from refining your skills to growing your audience. Register now and get $50 off your 2022 ticket. Purchase your ticket today at shepodcastslive.com. 
    If you enjoy this show, please consider leaving me a tip by buying me a coffee. With your support, I look forward to continuing to bring you informative personal finance and travel content every other week. 
    Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here.
    Join my newsletter and get first dibs on my travel and personal finance books.
    Read My Books: 
    Affording Travel Traveling With a Full-Time Job Managing Your Money As A New Homeowner  Follow on Twitter: @thethoughtcard
    Follow on Instagram: @thedanielledesir
    Link to episode: https://podcast.thoughtcard.com/save-money-on-summer-travel/

    • 19 min
    How To Find and Research Hotels Using Tripadvisor Hotel Reviews

    How To Find and Research Hotels Using Tripadvisor Hotel Reviews

    How do you find and research hotels? I want to know, after this episode, reply to this tweet and let’s chat about it. Do you get recommendations from TikTok or Instagram? Do you start with a Google search? Or maybe you use online travel agencies (OTAs), aggregators, or meta-search engines? In this episode, I share my process for finding and researching hotels using Tripadvisor hotel reviews. 
    This episode is made possible with the support of She Podcasts. She Podcasts LIVE is a four-day podcasting event happening in Washington, D.C., October 11-14th, that will teach you everything you need to know about podcasting – from refining your skills to growing your audience. Register now and get $50 off your 2022 ticket. Purchase your ticket today at shepodcastslive.com. 
    If you enjoy this show, please consider leaving me a tip by buying me a coffee. With your support, I look forward to continuing to bring you informative personal finance and travel content every other week. 
    Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here.
    Join my newsletter and get first dibs on my travel and personal finance books. 
    Follow on Twitter: @thethoughtcard
    Follow on Instagram: @thedanielledesir
    Link to episode: https://podcast.thoughtcard.com/tripadvisor-hotel-reviews/ 

    • 20 min
    Homeowners, Better Manage Your Money With These Bank Accounts

    Homeowners, Better Manage Your Money With These Bank Accounts

    Are you ready to buy a house? I’ve teamed up with Citizens Bank for a two-part homeownership series. In Episode 103, we discussed the pros and cons of the most common types of mortgages and how your mortgage can have long-term effects on your finances. In this episode, I unpack why having multiple bank accounts as a homeowner is crucial for better money management and the three bank accounts I recommend.
    Disclaimer: This episode is part of a paid partnership between Citizens and The Thought Card Podcast. Any views expressed are not necessarily those of Citizens, and any other products mentioned are not endorsed or sponsored by Citizens. Mortgages are offered and originated by Citizens Bank NA NMLSID #433960. All accounts, loans, and services are subject to individual approval. Equal housing lender. 
    In this episode, we cover: [2:34] Benefits of having multiple bank accounts as homeowners [5:56] What is a mortgage fund?  [9:41] What is a home emergency fund or home maintenance fund? Types of home maintenance repairs [8:04] What is a home renovation fund? [10:47] How we plan for home renovations  
    About Citizen Bank  Check out Citizens Ready to Buy a Home Hub, where you can access helpful articles and checklists, explore mortgage options and learn strategies for funding home repairs or home improvement projects. Such as 21 Unexpected or Hidden Costs of Buying a Home which details the common expenses homeowners forget about. 
    Citizens Ready to Buy a Home Hub also has informative videos that highlight mortgage myths and what comes next in the process after you’ve been pre-approved for a mortgage. 
    To ease your homeownership experience, Citizens offers resources and tools to help you feel more confident from application to move-in and beyond. Citizens has a 4.96 rating on Zillow and over 2,000 reviews you can browse through. 
    If you enjoy this show, please consider leaving me a tip by buying me a coffee. With your support, I look forward to continuing to bring you informative personal finance and travel content every other week. 
    Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here.

    • 17 min
    Buying a House? Here’s 5 Types of Mortgages To Know About

    Buying a House? Here’s 5 Types of Mortgages To Know About

    Are you ready to buy a house? June is National Homeownership Month, and to celebrate, I’ve teamed up with Citizens Bank for a two-part homeownership series where I’ll share parts of my homeownership story, and we’ll dive deeper into the most common types of mortgages. 
    Since there are many different types of mortgages that suit different borrowers, in this episode, we’re covering the most common, including:
    [3:45] Fixed-rate mortgage  [4:18] Adjustable mortgage [5:40] FHA mortgage  [8:34] Conventional mortgage [9:33] Jumbo mortgage   
    About Citizens Bank  For more information, check out the Citizens Ready to Buy a Home Hub, which includes an easy-to-follow application guide to help you understand the ins and outs of the home buying process. 
     
    Resources Mentioned  Common Mortgage Terms To Know by Citizens  Mortgage Myths Debunked by Citizens  Managing Your Money As A New Homeowner (eBook):  Start your homeownership journey on the right foot. Learn simple ways to organize and optimize your finances so you avoid costly financial mistakes.   If you enjoy this show, please consider leaving me a (virtual) tip by buying me a coffee. With your support, I look forward to continuing to bring you informative personal finance and travel content every other week. 
    Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here.
    Disclaimer: This podcast is part of a paid partnership between Citizens and The Thought Card Podcast. Mortgages are offered and originated by Citizens Bank, N.A. (NMLS ID# 433960). All accounts, loans, and services are subject to individual approval. Equal Housing Lender. Member FDIC.

    • 14 min
    How To Define Your Travel Style

    How To Define Your Travel Style

    What is your travel style? Travel isn’t one-size-fits-all, and there isn’t one way to see the world, only what works for you. When I started traveling after landing my first job after graduate school, my funds were limited. As a result, I had to be creative and I eventually discovered my travel style which helped me align my spending with the items and experiences that mattered most. In this episode, learn how to define your travel style and how it impacts your finances.
    This episode is sponsored by Knack Bags, a slim and lightweight backpack for everyday use but also expands when you need it. Knack Bags are functional, accessible, and stylish. I love that it packs like a suitcase (opening horizontally) so you don't have to dig for items in the dark. Get a Knack bag and use the code 'TTCKNACK' to get a free TSA-approved lock with purchase; add the TSA lock to your cart with your Knack bag, enter the code and get it for free.
    If you enjoy this show, please consider leaving me a tip by buying me a coffee. With your support, I look forward to continuing to bring you informative personal finance and travel content every other week. 
    Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here.
    Link to episode: https://podcast.thoughtcard.com/travel-style/ 

    • 12 min
    What To Pack For Road Trips: 28+ Items You Shouldn't Leave Home Without

    What To Pack For Road Trips: 28+ Items You Shouldn't Leave Home Without

    Before the pandemic, travel meant hopping on a plane and filling my passport with stamps. However, that all changed in 2020. Our borders were closed, and we did not feel comfortable traveling by plane, train, or bus anymore. So, as an alternative, we started exploring smaller cities and towns a few hours from home. Since then, we have become road trip warriors. As the weather gets warmer, you may be planning a road trip of your own, so now is a great time to chat about what to pack for road trips.  This episode is sponsored by Knack Bags, a slim and lightweight backpack for everyday use but also expands when you need it. Knack Bags are functional, accessible, and stylish. I love that it packs like a suitcase (opening horizontally) so you don't have to dig for items in the dark. Get a Knack bag and use the code 'TTCKNACK' to get a free TSA-approved lock with purchase; add the TSA lock to your cart with your Knack bag, enter the code and get it for free.
    If you enjoy this show, please consider leaving me a tip by buying me a coffee. With your support, I look forward to continuing to bring you informative personal finance and travel content every other week. 
    Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here.
    Link to episode: https://podcast.thoughtcard.com/what-to-pack-for-road-trips/

    • 18 min

Customer Reviews

5.0 out of 5
65 Ratings

65 Ratings

Peaceful_Warrior_Walks ,

Stephanie Perry - Housesitting

I appreciate Danielle’s thorough interviewing style. Please have Stephanie Perry on again to talk about the ins and outs of house sitting. Enjoyed the first episode!

S H Elliott ,

Travel and earning made more easy!

Totally adore this podcast. From lovely guest travel stories to helpful suggestions and tips. Explore this episode! You'll love it.

J. Barshop ,

Knowledgeable

The Thought Card is the perfect podcast for anyone who looking to optimize their travel or just wants to hear some fun travel stories in general. :)

Danielle is a great host, super entertaining and all of her guests share fascinating stories and practical advice to get the most bang for your buck.

If you’re an aspiring traveler or have been on the open road for years, this is the show for you. Keep up the great work!

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