Fintech Takes Alex Johnson

Why is fintech heading into a period of consolidation and contraction? Answering this question and more is Alex’s guest, Sarah Kocianski.
Sarah is an experienced fintech strategist and research analyst, based in London with over a decade of experience in fintech.

Alex and Sarah bounce around some ideas in the format of the game show, Jeopardy (which, being British, Sarah had to look up). They discuss potential increases in banking regulation, why macroeconomics are going to hurt the buy-now-pay-later space, and the types of companies interested in making acquisitions.

Follow Sarah:
LinkedIn: www.linkedin.com/in/sarahkocianski/

Sign up for Alex’s Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Friday: https://workweek.com/brand/fintech-takes/

Follow Alex: 
LinkedIn: linkedin.com/in/alexhjohnson
Twitter: twitter.com/AlexH_Johnson

How can you fix a broken financial model? This question and more answered in the latest Bank Nerd Corner episode.
Alex is joined by Kiah Haslett, Managing Editor at Bank Director. They get into some of the headlines and news that have caught their attention over the last few weeks, including a worldwide chip shortage for bank cards, ModernFi’s fintech marketplace and why FIS can’t get Worldpay to work.
They also get to nerd out trying to answer an impossible fintech question on who, exactly, public utilities are for?
Sign up for Alex’s Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Friday: https://workweek.com/brand/fintech-takes/

Follow Alex: 
LinkedIn: linkedin.com/in/alexhjohnson
Twitter: twitter.com/AlexH_Johnson

Follow Kiah:
LinkedIn: https://www.linkedin.com/in/khaslett/

This is part two of a special crossover episode with fintech friends Reggie Young and Matt Janiga, hosts of the wonderful Fintech Layer Cake podcast. 
In this episode, Alex, Jason, Matt, and Reggie dig into the weeds of the Durbin Amendment and its effect on competition, the harsh realities of account-to-account payments, and the changing relationship between fintechs and banks.
Plus, the four play their very own version of Who’s Coming to Dinner.
Sign up for Alex’s Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/

Follow Alex: 
LinkedIn: linkedin.com/in/alexhjohnson
Twitter: twitter.com/AlexH_Johnson

Follow Jason: 
LinkedIn: linkedin.com/in/jasonmikula
Twitter: https://twitter.com/mikulaja

Follow Reggie:
LinkedIn: linkedin.com/in/reginaldcyoung/
Twitter: https://twitter.com/ReggieCYoung

Follow Matt:
LinkedIn: linkedin.com/in/mwjaniga/
Twitter: https://twitter.com/regulatorynerd

What fintech companies do you need to know about?
Alex is joined by Simon Taylor, writer of the Fintech Brainfood newsletter, for another Not Fintech Investment Advice! podcast.
Discover why now is an interesting time to build a credit workflow tool, why sometimes a corporate credit card isn’t necessary for an expense management product, and why franchising may be the key to scaling up proptech innovations.   

Plus, you’ll hear Alex and Simon’s Fintech wishlist.

Sign up for Alex’s Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/

Follow Alex: 
LinkedIn: linkedin.com/in/alexhjohnson
Twitter: twitter.com/AlexH_Johnson

Follow Simon: 
LinkedIn: .linkedin.com/in/sytaylor/
Twitter: https://twitter.com/sytaylor

Take a look back at all the big developments in fintech over February, from BNPL to crypto to outright ponzi schemes!
Alex is joined by Jason Mikula, writer of the Fintech Business Weekly newsletter. They take a deep dive into Affirm’s horrific quarter, the state of Apple’s BNPL offering, and the latest round of enforcement activity in crypto.

Sign up for Alex’s Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/

Follow Alex: 
LinkedIn: linkedin.com/in/alexhjohnson
Twitter: twitter.com/AlexH_Johnson

Follow Jason: 
LinkedIn: linkedin.com/in/jasonmikula
Twitter: https://twitter.com/mikulaja

Sorting out hype from reality is one of the hardest jobs in fintech.
Frank Rotman, Founding Partner and Chief Investment Officer at QED Investors, joins Alex on today’s episode to do exactly that.
Alex and Frank dig into what went wrong with a recent fintech acquisition by JP Morgan Chase and how investors can do a better job spotting founder fraud.
They apply first principles thinking to a bunch of cliched fintech predictions, including ones on ChatGPT, BNPL, and cashflow underwriting.
And finally, Frank faces a lightening round of quick questions, including what he’d change in financial services if he could wave a magic wand.

Sign up for Alex’s Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Friday: https://workweek.com/brand/fintech-takes/

Follow Alex: 
LinkedIn: linkedin.com/in/alexhjohnson
Twitter: twitter.com/AlexH_Johnson

Follow Frank:
LinkedIn: https://www.linkedin.com/in/frank-rotman/
Twitter: https://twitter.com/fintechjunkie