Sorting the Good from the Risk: AI Finding Credit Worthy Customers

Dispelling myths of artificial intelligence being a human persona like in The Terminator or The Matrix, Jeff Keltner of Upstart and podcast host of Leaders in Lending talks about using AI or predictive algorithms to improve access to affordable credit.

With 80% of Americans never defaulting on a loan but less than half having a prime credit score, Jeff talks about how this technology uses larger sets of data to help understand the real risk.