Money Wisdom Joel Johnson

The beauty of financial planning is that we can shift and make adjustments as life changes, but there are some decisions that aren’t reversible. From the moment you claim your Social Security to the type of pension benefits you choose and the life insurance policies you secure, every choice can dramatically alter your retirement landscape. On this week’s Money Wisdom podcast, Jake Doser, CFP® sheds light on the irreversible decisions that shape our financial future.
 
Here’s some of what we discuss in this episode:
What you need to consider before claiming Social Security Weighing the spousal benefit option for a pension. You can always get life insurance and then cancel it but if you wait too long it won’t be an option. How do you decide on a retirement date?  
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Are you standing at financial crossroads, pondering whether to stay with your current financial advisor or venture out in search of new pastures? Sometimes the grass appears greener in another pasture, but when are your concerns justified enough to make a change?
In our latest podcast, Matt Pastor, RICP® joins the show to dissect the 'grass is greener' syndrome that plagues many in the world of wealth management. We want to cut through the noise and offer clarity and a dose of reality to anyone who's ever second-guessed their financial advisory relationship.
 
Here’s some of what we discuss in this episode:
Should you change advisors if they make a mistake that costs your money? What if you aren’t able to communicate directly with your advisor because they grow too big? How much weight should you put into dinner seminars and the impression an advisor makes? Conversations we have with clients who come in to meet with us about possible changes. If you or your advisor move to a different state, does that impact the relationship?  
Check out our other free financial resources here: https://johnsonbrunetti.com/financial-resources/
Contact our team: https://johnsonbrunetti.com/contact-us/ 

Retirement is a milestone that many of us look forward to, but it comes with its own set of uncertainties. How do we plan for a future when we don't know how long we'll live, what the stock market will do, or the political landscape that will shape tax laws? The latest episode of the Money Wisdom podcast addresses these questions head-on.
Heath Grossman, CFP® joined the show this week to discuss the complexities of retirement planning with a focus on the unpredictable. When you look at uncertainties of planning, preparing for longevity, navigating stock market volatility, and anticipating changes in tax legislation are a few of the key challenges we have to address.
 
Here’s some of what we discuss in this episode:
One of the biggest uncertainties in retirement is longevity. How do you invest not knowing what the stock market is going to do year to year? Do future elections matter in retirement planning? Will Social Security be around for you in retirement?  
Check out our other free financial resources here: https://johnsonbrunetti.com/financial-resources/
Contact our team: https://johnsonbrunetti.com/contact-us/ 

In the latest episode of the Money Wisdom podcast, hosts John Stillman and Jake Doser, CFP®, serve up a delicious 'acronym salad'—a mix of financial terms that often leave even the savviest investors scratching their heads. If you’ve ever stopped to think about what an acronym meant, this episode will help clear up some of the jargon. No matter how experienced you are with money, these acronyms can still cause plenty of confusion that these acronyms can cause.
 
Here are some of the acronyms we discuss in this episode:
ETF RMDs CFP CPI HSA FSA  
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Have you ever wondered how becoming a grandparent might change your perspective on money and legacy? The latest episode of the Money Wisdom podcast features Joel Johnson, CFP, who has recently become a grandfather for the second time. His insights into the financial planning world, coupled with his new role in the family, provide a unique and heartwarming perspective on managing wealth for future generations.
 
Here’s some of what we discuss in this episode:
What are some things Joel wants to do with his grandsons that he never thought doing with his sons. The best approach for helping grandchildren with educational expenses and whether a 529 plan is the best route. How do you approach your legacy plan when you have significant assets to pass along. Situations where parents have ruined their kids with the way they’ve approached finances.  
Check out our other free financial resources here: https://johnsonbrunetti.com/financial-resources/
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Have you ever chuckled at the antics of Michael Scott on 'The Office' and thought, "What does this have to do with my financial future?" Well, it turns out, quite a bit! On the latest episode of the Money Wisdom podcast, hosts John Stillman and Matt Pastor, a Retirement Income Certified Professional on our team, take you on a delightful journey where sitcom laughs meet serious financial strategy.
 
Here’s some of what we discuss in this episode:
Why you shouldn’t rely solely on the internet for financial advice. What approach should advisors take when it comes to communicating with clients. Financial jargon is the inside jokes of the financial world and we don’t want to keep clients out of the loop. How do you manage life away from work and the people you’ve spent so many hours of the day with.  
Check out our other free financial resources here: https://johnsonbrunetti.com/financial-resources/
Contact our team: https://johnsonbrunetti.com/contact-us/