16 min
Should be you concerned about DTI (debt-to-income ratio)? The NZ Property Market and Mortgage Update Podcast
-
- Investering
The debt-to-income ratios are likely to be the most effective measurement that can be deployed by the RBNZ to support the stability of banking system. However, the restrictions will affect property investors, particularly those who are looking to grow their portfolios.
In this episode, we’re going to have a deep dive at the debt-to-income ratio – who will be impacted, to what extent will it affect you (illustrating by a case study), and what strategies available to you, so you can start reviewing and considering how you can minimize the impact.
------------------
Topics Covered:
1. Who will be impacted by the implementation of the debt-to-income ratio? 04:37
2. Case study: to what extent will the DTI affect investors? 06:10
3. What are the strategies available right now? 12:59
------------------
Subscribe To Our Podcast
Make sure you've liked and subscribed to our channel where we upload new content every week!
------------------
Prosperity Finance – here to help
If you would like to get more tailored advice, please feel free to get in touch. We are happy to review your situation and let you know how we can help. Call us at 09 930 8999 or email support@profin.co.nz for a chat with one of our mortgage advisors.
As mortgage brokers based in New Zealand, we can help you to achieve your financial goals. No matter you are a first home buyer, property investor, or looking for buying a commercial property, or if you are a construction builder or developer, we're here to help.
------------------
If that wasn't enough, you can also connect with us by...
Website: https://prosperityfinance.co.nz/
Youtube: https://www.youtube.com/channel/UC9kryOMVOEZv8dmWGHz0ppA
Linkedin: https://www.linkedin.com/in/conniewang-profinance/
Facebook: https://www.facebook.com/ProsperityFinanceNZ/
Instagram: https://www.instagram.com/prosperityfinance/?hl=en
The debt-to-income ratios are likely to be the most effective measurement that can be deployed by the RBNZ to support the stability of banking system. However, the restrictions will affect property investors, particularly those who are looking to grow their portfolios.
In this episode, we’re going to have a deep dive at the debt-to-income ratio – who will be impacted, to what extent will it affect you (illustrating by a case study), and what strategies available to you, so you can start reviewing and considering how you can minimize the impact.
------------------
Topics Covered:
1. Who will be impacted by the implementation of the debt-to-income ratio? 04:37
2. Case study: to what extent will the DTI affect investors? 06:10
3. What are the strategies available right now? 12:59
------------------
Subscribe To Our Podcast
Make sure you've liked and subscribed to our channel where we upload new content every week!
------------------
Prosperity Finance – here to help
If you would like to get more tailored advice, please feel free to get in touch. We are happy to review your situation and let you know how we can help. Call us at 09 930 8999 or email support@profin.co.nz for a chat with one of our mortgage advisors.
As mortgage brokers based in New Zealand, we can help you to achieve your financial goals. No matter you are a first home buyer, property investor, or looking for buying a commercial property, or if you are a construction builder or developer, we're here to help.
------------------
If that wasn't enough, you can also connect with us by...
Website: https://prosperityfinance.co.nz/
Youtube: https://www.youtube.com/channel/UC9kryOMVOEZv8dmWGHz0ppA
Linkedin: https://www.linkedin.com/in/conniewang-profinance/
Facebook: https://www.facebook.com/ProsperityFinanceNZ/
Instagram: https://www.instagram.com/prosperityfinance/?hl=en
16 min