The Flip The Flip Media
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- Näringsliv
The Flip is an editorial-style podcast exploring contextually relevant insights from entrepreneurs and investors changing the status quo in Africa. The name The Flip comes from the opportunity to flip the script – question some of the pervasive narratives on entrepreneurship, challenge the ubiquity of Silicon Valley thought leadership, and champion the entrepreneurs building a future inspired by Africa. Produced and hosted by Johannesburg-based entrepreneur and American expat Justin Norman. Sayo Folawiyo is the executive producer and b-mic.
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Tackling Africa’s $330 Billion Credit Gap
There is a $330 billion credit gap, according to the IFC. But why is it so hard to lend in African markets?
We explore that question with Chijioke Dozie, Co-founder and CEO of Carbon, and Mark Straub, CEO of Smile Identity.
This episode was recorded live from the FT Partners Fintech in Africa Summit in New York City. Download their FinTech in Africa research report, published in March 2024.
00:00 - Introduction01:36 - The credit infrastructure problems in Africa02:28 - Carbon's approach to lending03:51 - SmileID's perspective on credit infrastructure08:10 - Ability to pay vs. willingness to pay10:06 - Private sector solutions17:36 - The challenges of scaling lending without infrastructure
Follow Chijioke on Twitter.Follow Mark on Twitter.
This episode was the third in our series of interviews recorded live from the Fintech in Africa Summit.Nigerian Neobanks with Moniepoint's Tosin Eniolorunda, Kuda's Babs Ogundeyi & Fairmoney's Laurin Hainy: https://theflip.africa/podcast/nigerian-neobank-roundtable-moniepoint-kuda-fairmoneyCross-Border Payments with NALA's Benjamin Fernandes & GTXN's Dan Kleinbaum: https://theflip.africa/podcast/why-are-cross-border-payments-so-hard
Our Links - 🎥 YouTube - https://youtube.com/@theflipafrica 💻 Website - https://theflip.africa🐦 Twitter - https://twitter.com/theflipafrica👥 LinkedIn - https://www.linkedin.com/company/theflipafrica/📸 Instagram - https://instagram.com/theflipafrica -
African Small Businesses Have Many Challenges. Can These Platforms Help?
In this episode, the third in our docuseries on jobtech platforms and the future of work, we dive deeper into the value chain, because the problems that small businesses have across the continent are multi-layered.
In an environment of demand constraints and a lack of infrastructure, platforms need to solve multiple problems across the value chain. This is what makes jobtech platforms so hard to build in Africa.
But for those who can solve problems across the value chain, it not only unlocks growth opportunities for their users, but it also unlocks additional revenue streams for platforms to achieve greater profitability.
Check out the first two episodes in this series:What We Get Wrong About Jobs in AfricaThe Future of Work Will Be Bootstrapped
00:00 - Intro01:43 - Jobtech platforms in Africa need to solve multiple problems across the value chain.02:31 - One sector with challenges across the value chain is fashion.03:51 - How Fitted is solving problems for tailors in Nigeria.05:51 - Unlocking revenue opportunities for SMEs and platforms alike.
Watch this episode on YouTube.Learn more about the Jobtech Alliance.Check out last year's podcast series on the future of work.
Our Links - 🎥 YouTube - https://youtube.com/@theflipafrica 💻 Website - https://theflip.africa🐦 Twitter - https://twitter.com/theflipafrica👥 LinkedIn - https://www.linkedin.com/company/theflipafrica/📸 Instagram - https://instagram.com/theflipafrica -
Why Are Cross-Border Payments So Hard?
Benjamin Fernandes, the Founder and CEO of the remittance platform NALA, likes to say that payments are just 1% built in Africa.
Why are cross-border payments so hard?
In this episode, we're joined in conversation with Benjamin Fernandes and Dan Kleinbaum, a co-founder of Beyonic, which sold to Onafriq, and now the Founder of the FX platform GTXN.
This episode was recorded live from the FT Partners Fintech in Africa Summit in New York City. Download their FinTech in Africa research report, published in March 2024.
00:00 - Intro01:29 - Payments are 1% built in Africa06:32 - How to solve problems in Cross-Border payments08:28 - Do we need more payment apps?15:51 - Navigating regulatory challenges17:03 - Why are Benji & Dan solving these problems?20:30 - What's the cross-border payments pitch to investors?25:39 - Benji & Dan turn the tables on Justin
This episode was the second in our series of interviews recorded live from the Fintech in Africa Summit. Our first episode was with the Nigerian Neobanks: https://theflip.africa/podcast/nigerian-neobank-roundtable-moniepoint-kuda-fairmoney
Episode Links:Follow Benji on TwitterFollow Dan on TwitterRead Benji's Medium post: Are African Remittances Finished?
Our Links - 🎥 YouTube - https://youtube.com/@theflipafrica 💻 Website - https://theflip.africa🐦 Twitter - https://twitter.com/theflipafrica👥 LinkedIn - https://www.linkedin.com/company/theflipafrica/📸 Instagram - https://instagram.com/theflipafrica -
Nigerian Neobank Roundtable: Moniepoint, Kuda, FairMoney
In this episode, we're joined in a panel conversation with the CEOs of three of Nigeria's biggest digital banks: Moniepoint's Tosin Eniolorunda, Kuda's Babs Ogundeyi, and FairMoney's Laurin Hainy.
This episode was recorded live from the FT Partners Fintech in Africa Summit in New York City. Download their FinTech in Africa research report, published in March 2024.
00:00 - Intro01:18 - Moniepoint's distribution-first strategy02:45 - FairMoney's credit-led approach04:46 - Kuda's neobank strategy06:48 - Banks, product, competition, expansion25:45 - Growth, VC returns33:56 - What does success look like?
Our Links - 🎥 YouTube - https://youtube.com/@theflipafrica 💻 Website - https://theflip.africa🐦 Twitter - https://twitter.com/theflipafrica👥 LinkedIn - https://www.linkedin.com/company/theflipafrica/📸 Instagram - https://instagram.com/theflipafrica -
The Future of Work Will Be Bootstrapped
In our first episode of this series on jobtech platforms and the future of work, we argued that the future of work is a tech-enabled portfolio of work.
But what does a portfolio of work really look like? And what happens next?
We know we need to create more formal jobs in Africa, and we need to boost the productivity of the informal sector. But how do we get there?
Considering the context of the markets in question, the future of work isn’t going to be designed or endowed; it’s going to be bootstrapped.
00:00 - Intro01:17 - Bootstrapping Development01:53 - Bootstrapping a portfolio of work05:48 - Pathways for jobtech users06:45 - This is how development happens
Watch the first episode of this series on jobtech platforms: https://theflip.africa/podcast/what-we-get-wrong-about-jobs-in-africa
To learn more about the Jobtech Alliance, visit https://jobtechalliance.com
Check out last year's podcast series on the future of work: https://go.theflip.africa/future-of-work
Our Links -🔔 Youtube - https://youtube.com/@theflipafrica 💻 Website - https://theflip.africa🐦 Twitter - https://twitter.com/theflipafrica👥 LinkedIn - https://www.linkedin.com/company/theflipafrica/📸 Instagram - https://instagram.com/theflipafrica -
Much Ado About the Media, Live from Lagos
In January 2024, we hosted a live show in Lagos with The Subtext's Osarumen Osamuyi on the relationship between the tech ecosystem and the media.
It was a follow-up to a 2020 episode we published entitled Much Ado About the Media.
A lot of founders still feel the media is acting in bad faith amidst more accountable media coverage. In this episode, we explore this tension and have an important discussion with the ecosystem players themselves.
00:00 - Intro01:22 - Reflecting on 2020's episode08:20 - Paga's Tayo Oviosu's founder perspective12:20 - TechCabal's Tomiwa Aladekomo's media perspective19:04 - What about business models?22:20 - Stears Nchedolisa Akuma on subscriptions24:58 - Moniepoint's Didi Uwemakpan's marketing perspective28:14 - The global perspective from TechCrunch's Tage Kene-Okafor30:49 - FT's Aanu Adeoye36:20 - How to give local context to a global audience42:02 - Local vs. global media45:43 - Who keeps the media in check?46:36 - Editorial perspectives from TechCabal's Olumuyiwa Olowogboyega50:03 - Negative stories about advertising partners53:03 - Osarumen & Justin's retrospective
Much Ado About the Media, part one: https://theflip.africa/podcast/s2e9
Our Links - 🎥 YouTube - https://youtube.com/@theflipafrica 💻 Website - https://theflip.africa🐦 Twitter - https://twitter.com/theflipafrica👥 LinkedIn - https://www.linkedin.com/company/theflipafrica/📸 Instagram - https://instagram.com/theflipafrica