The Crazy House Prices Podcast Ciaran Mulqueen

In this episode of The Crazy House Prices Podcast, I break down what happens after a sale is agreed upon in Ireland, drawing from my book "How to Buy a Home in Ireland." I cover the crucial steps following a 'sale-agreed' status, such as notifying your solicitor, paying a booking deposit, arranging a pre-purchase survey, and securing mortgage protection and home insurance. I highlight that 'sale-agreed' is non-binding, meaning the deal isn't final until contracts are signed, and discuss common hurdles like probate, structural surveys, and potential renegotiations of the sale price.
I share a checklist for buyers, including the importance of clear communication with solicitors and estate agents, and preparing for potential delays. The episode also touches on the often frustrating, slow pace of the buying process due to factors like bank delays and the complexity of probate. This episode aims to demystify the post-sale-agreed phase, offering guidance to navigate the path to homeownership with more confidence and less stress.
 
Support the Podcast:If you find value in my podcast and Instagram, consider supporting me on Patreon at patreon.com/crazyhouseprices. Your support helps me continue delivering valuable content and grants you access to exclusive bonus material, including Q&As where I answer every question sent in, and the opportunity to engage with my community of over 100,000 followers.
Stay Connected:Don’t forget to follow me on Instagram [@CrazyHousePrices] for daily updates and tips on navigating the ever-changing landscape of the housing market in Ireland.
Subscribe and Share:Enjoyed this episode? Please subscribe, share with friends and family, and leave me a review. Your feedback helps the podcast grow and reach more people on their journey to homeownership.
You can order my book: "How to buy a home in Ireland" here
Sponsors: Beat The Bank & Daft.ie

In this episode of "The Crazy House Prices Podcast," I delve into the extra costs of buying a home in Ireland, a key topic from my book "How to Buy a Home in Ireland." I cover essential expenses beyond the deposit, such as stamp duty, solicitor and valuer fees, property tax, home and mortgage protection insurance, and moving costs.
Listeners will gain insights into managing these additional costs, with advice on budgeting effectively. I recommend saving 12%-13% of the home's purchase price to comfortably cover these expenses. The episode offers practical tips, including considerations for stamp duty, the importance of a comprehensive surveyor’s report, and the advantages of alarm systems like Ring.
Support the Podcast:If you find value in my podcast and Instagram, consider supporting me on Patreon at patreon.com/crazyhouseprices. Your support helps me continue delivering valuable content and grants you access to exclusive bonus material, including Q&As where I answer every question sent in, and the opportunity to engage with my community of over 100,000 followers.
Stay Connected:Don’t forget to follow me on Instagram [@CrazyHousePrices] for daily updates and tips on navigating the ever-changing landscape of the housing market in Ireland.
Subscribe and Share:Enjoyed this episode? Please subscribe, share with friends and family, and leave me a review. Your feedback helps the podcast grow and reach more people on their journey to homeownership.
You can order my book: "How to buy a home in Ireland" here
Sponsors: Beat The Bank & Daft.ie

This episode is a must-listen for anyone embarking on the journey of buying a home, especially focusing on the crucial six-month preparation period before applying for a mortgage.
In This Episode:- Getting Organised: Understand why the six months leading up to your mortgage application are vital and how to best prepare during this period.- Credit Reports Decoded: Learn the importance of checking your credit report early and how to address any unexpected issues that might arise.- Financial Habits for Success: Discover practical tips for maintaining clean bank statements and why certain spending habits can be red flags to lenders.- Savings Strategies: Gain insights into effective savings techniques, setting up different accounts for various needs, and how to plan for additional costs beyond your deposit.- Mortgage Exemptions Explained: Get a clear understanding of the recent changes in mortgage lending rules in Ireland, including exemptions and how they might apply to you.
Episode Highlights:- The significance of being financially organised before applying for a mortgage.- The impact of your credit history and how to preemptively tackle potential issues.- Tips on managing your finances, from avoiding gambling transactions to handling overdrafts.- Strategies for saving effectively, including how to allocate funds for immediate needs and long-term goals.- Understanding the nuances of mortgage lending rules and how to potentially qualify for exemptions.
Support the Podcast:If you find value in my podcast and Instagram, consider supporting me on Patreon at patreon.com/crazyhouseprices. Your support helps me continue delivering valuable content and grants you access to exclusive bonus material, including Q&As where I answer every question sent in, and the opportunity to engage with my community of over 100,000 followers.
Stay Connected:Don’t forget to follow me on Instagram [@CrazyHousePrices] for daily updates and tips on navigating the ever-changing landscape of the housing market in Ireland.
Subscribe and Share:Enjoyed this episode? Please subscribe, share with friends and family, and leave me a review. Your feedback helps the podcast grow and reach more people on their journey to homeownership.
You can order my book: "How to buy a home in Ireland" here
Sponsors: Beat The Bank & Daft.ie

In this enlightening episode of The CHP Podcast, I delve into a crucial topic for parents in Ireland: how to effectively invest your children’s allowance for a prosperous future. Joined by Niall, financial expert from Financial Planning Matters, we explore the intricacies and benefits of the Children's Regular Savings Plan.
We discuss everything from the basics of setting up the plan, to its risks, rewards, and tax implications. Our conversation covers critical questions like the plan's accessibility, legal aspects concerning the child’s funds, and its comparison with other savings options like state schemes, banks, or credit unions.
Whether you're a seasoned investor or just starting to think about financial planning for your children, this episode is packed with valuable insights and practical advice on making the most of the €140 monthly children's allowance. Tune in to learn how to secure your child’s financial future, one smart investment at a time!
You can order my book: "How to buy a home in Ireland" here
Sponsors: Beat The Bank & Daft.ie
Please support the Podcast and Instagram if you can over on my Patreon
Make sure to follow me on Instagram and if you want to support the page and podcast, head over to my Patreon and get access to over 70 extra exclusive podcasts

In this enlightening episode, I chat with friend and sponsor of the CHP page, Niall O' Connor who is a certified financial planner to demystify the world of personal finance. We begin with the basics of investing, exploring its importance for financial growth. Delve into common investment avenues, understanding their risk and returns to make informed choices. Tackling common fears around investing, we shed light on how it differs from gambling. We then touch on the critical decision of investing versus paying down debt. Shifting gears, we unfold the concept of pensions and the pivotal role they play in retirement planning. We discuss the variety of pension plans available and how to choose one that aligns with your financial goals. Finally, we explore simple strategies for balancing investments and pension contributions, even on a tight budget. Tune in for actionable steps to kickstart your investment and pension planning journey, empowering you to take charge of your financial future.
Getting your financial house in order
You can order my book: "How to buy a home in Ireland" here
Sponsors: FPMS & Daft.ie
Please support the Podcast and Instagram if you can over on my Patreon
Make sure to follow me on Instagram and if you want to support the page and podcast, head over to my Patreon and get access to over 70 extra exclusive podcasts

In this episode, I chat to Dara Turnbull of Housing Europe about potential solutions to Ireland's Housing Crisis. It is a lengthy and very informative chat, with a lot of good ideas.
Don't forget to leave a review and consider joining my Patreon community for exclusive access to more podcasts, patron-only Q&As, and conversations with experts. Happy home hunting!Links: Tools to deal with Vacant Housing
Delivering on Housing in Ireland
You can order my book: "How to buy a home in Ireland" here
Sponsors: FPMS & Daft.ie
Please support the Podcast and Instagram if you can over on my Patreon
Make sure to follow me on Instagram and if you want to support the page and podcast, head over to my Patreon and get access to over 70 extra exclusive podcasts